W. R. Berkley Corporation (WRB) Stock Analysis 2026

Financial ServicesInsurance - Property & Casualty
$66.82
as of 2026-09-25
-4.7% (52-week)50D MA $70.89  |  200D MA $68.95

BriMind AI Score

Proprietary
48
Neutral
Price CAGR
17.1%
1Y Return
-4.6%
Analyst Upside
-0.8%
Rev Growth
1.2%

Score based on historical price CAGR, revenue growth, analyst upside, and valuation factors. Updated daily.

BriMind 1-Year Price Target

$74.82+12.0% potential
Bear Case
$50.27
Bull Case
$100.42
Model Confidence90%

BriMind AI combines DCF, momentum, and analyst consensus to project a 12-month price target.

AI scores and price targets are for informational and educational purposes only. They do not constitute financial advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. Always conduct your own research before making investment decisions. Full Disclaimer →

WRB Revenue & Profitability Breakdown

This chart shows how WRB's revenue flows through to profit. Each row deducts a layer of costs: first the direct cost of making products/services (Cost of Revenue), then operating expenses like marketing and R&D, then taxes. What remains at the bottom is net income — the actual profit shareholders own. High gross and net margins indicate a business with strong pricing power and efficiency.

Revenue
$14.90B
Cost of Revenue
-$8.37B
Gross Profit
$6.52B43.8% margin
Operating Expenses
-$4.08B
Operating Income
$2.44B16.4% margin
Tax & Other
-$512.7M
Net Income
$1.93B12.9% margin
Gross Margin
43.8%
Operating Margin
16.4%
Net Margin
12.9%
EBITDA Margin
17.2%

Key Financial Metrics

W. R. Berkley Corporation trades at a trailing P/E of 14.40x, generates $3.05B in free cash flow, runs a debt/equity ratio of 31.53, and converts shareholder equity into profit at a 20.2% return on equity. For context: P/E ratio measures how much you pay for $1 of earnings (lower = cheaper, but fast-growing companies command higher P/E); Free Cash Flow is the cash left after running the business; Debt/Equity shows how leveraged a company is; Return on Equity shows how efficiently it turns shareholder capital into profit.

Market Cap
$25.98B
Enterprise Value
$28.68B
P/E (Trailing)
14.40
P/E (Forward)
14.46
PEG Ratio
4.61
EV / EBITDA
11.95
Price / Sales
2.02
Price / Book
3.16
Revenue
$14.90B
Revenue Growth
1.2%
Earnings Growth
15.0%
EBITDA
$2.40B
EPS (Trailing)
$4.86
EPS (Forward)
$4.84
Gross Margin
43.8%
Operating Margin
16.4%
Net Margin
12.9%
Return on Equity
20.2%
Return on Assets
3.6%
Free Cash Flow
$3.05B
Total Cash
$2.55B
Total Debt
$3.07B
Debt / Equity
31.53
Current Ratio
0.41
Quick Ratio
0.25
Beta
0.28
Dividend Yield
0.6%
Payout Ratio
7.6%
Insider Ownership
26.4%
Inst. Ownership
76.5%
Short % Float
0.0%
Book Value / Share
$24.97

Wall Street Analyst Consensus

15 analysts covering W. R. Berkley Corporation currently lean toward a Hold rating, with a mean 12-month price target of $69.41 (+3.9% vs the current price). Analysts set these targets after researching a company's earnings, competitive position, and industry trends — Strong Buy / Buy means the majority expect meaningful upside, while Hold means fair value near the current price rather than a sell signal.

Consensus RatingHold(15 analysts)
SellStrong Buy
Low Target$52.47-21.5%
Mean Target$69.41+3.9% upside
High Target$86.00+28.7%

Intrinsic Value Estimates for WRB

We use 4 valuation models to estimate WRB's intrinsic value. Intrinsic value is what a stock is truly worth based on the company's fundamentals, independent of what the market prices it at today. If multiple models agree the stock is undervalued, that convergence is a stronger signal.

Graham Number
$52.25
-21.8% vs current
Benjamin Graham's formula: √(22.5 × EPS × Book Value). A conservative floor value for stable, profitable companies. Works best for value-oriented businesses.
DCF Model (10yr)
$168.59
+152.3% vs current
Discounts 10 years of projected free cash flow back to today's dollars (5% growth, 10% discount rate). Best for companies generating consistent cash.
P/E Based (15× trailing)
$72.90
+9.1% vs current
Multiplies trailing 12-month earnings per share by 15× — a historically average P/E for the stock market. Simple but ignores future growth.
P/E Based (15× forward)
$72.61
+8.7% vs current
Multiplies next year's estimated earnings per share by 15×. More forward-looking; useful for high-growth companies where current earnings understate potential.
Fair Value Range
$52.25 – $168.59
Average Estimate
$91.59
Potential Upside
37.1%

Intrinsic value estimates use simplified models (Graham, DCF, P/E) and conservative assumptions. They should be used as one input among many — not as sole buy/sell guidance. For advanced analysis, see the full platform.

Technical Price Signals

WRB is currently in a short-term downtrend, trading below its 50-day average of $70.89 and below its 200-day average of $68.95. Moving averages smooth out day-to-day volatility to reveal the underlying trend — a Golden Cross (50MA crosses above 200MA) is a classic bullish signal, a Death Cross is bearish, though both are lagging indicators that confirm trends rather than predict them.

Current Price
$66.82
50-Day MA
$70.89
▼ Price below
200-Day MA
$68.95
▼ Price below
Short-term Downtrend
Below 50-day MA — caution

Compare WRB with Peers

WR vs WRBW.R. Grace vs W.R. Berkley — Specialty Chemicals vs Spe
MKL vs WRBMarkel vs W.R. Berkley — Specialty Insurance and Invest
TRV vs WRBTravelers vs W.R. Berkley — Which P&C Insurer Wins?

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Data sources: Financial metrics and market data sourced from company SEC filings, earnings releases, and investor relations disclosures. Price data, analyst consensus targets, and fundamental financials provided by financial market data providers. ETF data sourced from official fund prospectuses and index provider publications. AI scores and price targets are proprietary estimates — see our Methodology and Disclaimer for details.
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