IEI vs SCHR Stock Comparison: AI Score, Valuation, Performance and Upside
IEI and SCHR sit in related but distinct corners of the ETF landscape — IEI centers on shorter-duration Treasury exposure with less rate sensitivity than IEF, while SCHR focuses on the cheapest intermediate-duration Treasury holding for Schwab investors. Investors choosing between them should weigh how each fund's strategy lines up with their own goals rather than assuming they're interchangeable.
Choosing between IEI and SCHR comes down to which specific exposure — shorter-duration Treasury exposure with less rate sensitivity than IEF or the cheapest intermediate-duration Treasury holding for Schwab investors — better matches the role you want this holding to play in a diversified portfolio.
IEI holds the edge across 3 of 5 key metrics in this comparison. IEI has delivered stronger 1-year price return (-1.00% vs -1.16% for SCHR).
- want shorter-duration Treasury exposure with less rate sensitivity than IEF
- prefer iShares (BlackRock)'s approach and fund lineup
- value lower interest-rate sensitivity than intermediate or long Treasury funds
- are comfortable with lower yield potential than longer-duration Treasury funds
- want the cheapest intermediate-duration Treasury holding for Schwab investors
- prefer Charles Schwab's approach and fund lineup
- value one of the lowest expense ratios among intermediate Treasury ETFs
- are comfortable with smaller asset base and volume than IEF
| Metric | IEI | SCHR |
|---|---|---|
| ETF scorei | 32.0 | 32.0 |
| Latest closei | $114.24 | $23.93 |
| 1M returni | -1.84% | -1.94% |
| 6M returni | -1.42% | -1.54% |
| 1Y returni | -1.00% | -1.16% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | IEI | SCHR |
|---|---|---|
| 1Y ago | $10.28K (+2.8%) started 2025-09-18 | $10.28K (+2.8%) started 2025-09-18 |
| 5Y ago | $11.42K (+14.2%) started 2021-09-20 | $11.6K (+16.0%) started 2021-09-20 |
| 10Y ago | $13.99K (+39.9%) started 2016-09-19 | $14.6K (+46.0%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | IEI | SCHR |
|---|---|---|
| Expense ratioi | 0.15% | 0.03% |
| Total assets (AUM)i | $17.68B | $13.48B |
| Dividend yieldi | 3.71% | 3.97% |
| Trailing P/Ei | N/A | N/A |
| Betai | 0.15 | 0.18 |
| 52-week change | -1.00% | -1.16% |
| Metric | IEI | SCHR |
|---|---|---|
| 1Y returni | -1.00% | -1.16% |
| 6M returni | -1.42% | -1.54% |
| 1M returni | -1.84% | -1.94% |
| 1Y Sharpe ratio | -1.83 | -1.68 |
| Betai | 0.15 | 0.18 |
| Dividend yieldi | 3.71% | 3.97% |
| 5Y CAGR | -0.13% | -0.42% |
Over the past year, IEI and SCHR have moved strongly in the same direction (correlation of 0.98), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | IEI | SCHR |
|---|---|---|---|
| 1Y | Growthi | -1.00% | -1.16% |
| CAGRi | -1.00% | -1.16% | |
| Volatilityi | 2.98% | 3.33% | |
| Sharpe ratioi | -1.83 | -1.68 | |
| Sortino ratioi | -2.32 | -2.17 | |
| Max drawdowni | 3.32% | 3.70% | |
| Current drawdowni | 3.31% | 3.62% | |
| Avg drawdowni | 1.05% | 1.19% | |
| Ulcer Indexi | 1.34% | 1.50% | |
| Max daily dropi | 0.54% | 0.64% | |
| Max wkly dropi | 1.05% | 1.11% | |
| 5Y | Growthi | -0.65% | -2.10% |
| CAGRi | -0.13% | -0.42% | |
| Volatilityi | 4.80% | 5.40% | |
| Sharpe ratioi | -0.94 | -0.89 | |
| Sortino ratioi | -1.31 | -1.23 | |
| Max drawdowni | 13.34% | 14.50% | |
| Current drawdowni | 3.31% | 3.62% | |
| Avg drawdowni | 5.44% | 6.29% | |
| Ulcer Indexi | 6.63% | 7.48% | |
| Max daily dropi | 1.12% | 1.22% | |
| Max wkly dropi | 2.62% | 2.93% | |
| 10Y | Growthi | +11.34% | +10.61% |
| CAGRi | +1.08% | +1.01% | |
| Volatilityi | 3.93% | 4.47% | |
| Sharpe ratioi | -0.85 | -0.76 | |
| Sortino ratioi | -1.18 | -1.06 | |
| Max drawdowni | 14.60% | 16.11% | |
| Current drawdowni | 3.31% | 3.94% | |
| Avg drawdowni | 3.96% | 4.81% | |
| Ulcer Indexi | 5.58% | 6.49% | |
| Max daily dropi | 1.12% | 1.44% | |
| Max wkly dropi | 2.62% | 2.93% |
| Category | IEI | SCHR |
|---|---|---|
| Fund name | iShares 3-7 Year Treasury Bond ETF | Schwab Intermediate-Term U.S. Treasury ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.15% | 0.03% |
| Total assets (AUM)i | $17.68B | $13.48B |
| Dividend yieldi | 3.71% | 3.97% |
- Lower interest-rate sensitivity than intermediate or long Treasury funds
- Pure Treasury credit quality with zero default risk
- Useful as a more conservative rate-hedging vehicle than IEF
- One of the lowest expense ratios among intermediate Treasury ETFs
- No commission through Schwab brokerage accounts
- Pure Treasury credit quality with zero default risk
- Lower yield potential than longer-duration Treasury funds
- Still loses some value in a rapid rate-hike environment
- Less price appreciation potential if rates fall sharply
- Smaller asset base and volume than IEF
- Loses value when interest rates rise
- Slightly different maturity band than IEF can cause minor return divergence
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