IEI vs SCHR Stock Comparison: AI Score, Valuation, Performance and Upside
IEI and SCHR sit in related but distinct corners of the ETF landscape — IEI centers on shorter-duration Treasury exposure with less rate sensitivity than IEF, while SCHR focuses on the cheapest intermediate-duration Treasury holding for Schwab investors. Investors choosing between them should weigh how each fund's strategy lines up with their own goals rather than assuming they're interchangeable.
Choosing between IEI and SCHR comes down to which specific exposure — shorter-duration Treasury exposure with less rate sensitivity than IEF or the cheapest intermediate-duration Treasury holding for Schwab investors — better matches the role you want this holding to play in a diversified portfolio.
SCHR holds the edge across 3 of 5 key metrics in this comparison. IEI has delivered stronger 1-year price return (-0.86% vs -1.11% for SCHR).
- want shorter-duration Treasury exposure with less rate sensitivity than IEF
- prefer iShares (BlackRock)'s approach and fund lineup
- value lower interest-rate sensitivity than intermediate or long Treasury funds
- are comfortable with lower yield potential than longer-duration Treasury funds
- want the cheapest intermediate-duration Treasury holding for Schwab investors
- prefer Charles Schwab's approach and fund lineup
- value one of the lowest expense ratios among intermediate Treasury ETFs
- are comfortable with smaller asset base and volume than IEF
| Metric | IEI | SCHR |
|---|---|---|
| ETF scorei | 24.4 | 24.4 |
| Latest closei | $114.75 | $24.02 |
| 1M returni | +1.40% | +1.61% |
| 3M returni | -1.24% | -1.37% |
| 6M returni | -1.26% | -1.49% |
| 1Y returni | -0.86% | -1.11% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | IEI | SCHR |
|---|---|---|
| 1Y ago | $10.26K (+2.6%) started 2025-11-03 | $10.26K (+2.6%) started 2025-11-03 |
| 5Y ago | $11.58K (+15.8%) started 2021-11-04 | $11.76K (+17.6%) started 2021-11-04 |
| 10Y ago | $14K (+40.0%) started 2016-11-04 | $14.61K (+46.1%) started 2016-11-04 |
Hypothetical — past performance does not guarantee future results.
| Metric | IEI | SCHR |
|---|---|---|
| Expense ratioi | 0.15% | 0.03% |
| Total assets (AUM)i | $16.79B | $13.08B |
| Dividend yieldi | 3.82% | 4.07% |
| Trailing P/Ei | N/A | N/A |
| Betai | 0.15 | 0.18 |
| 52-week change | -0.86% | -1.11% |
| Metric | IEI | SCHR |
|---|---|---|
| 1Y returni | -0.86% | -1.11% |
| 6M returni | -1.26% | -1.49% |
| 3M returni | -1.24% | -1.37% |
| 1M returni | +1.40% | +1.61% |
| 1Y Sharpe ratio | -1.68 | -1.57 |
| Betai | 0.15 | 0.18 |
| Dividend yieldi | 3.82% | 4.07% |
| 5Y CAGR | +0.17% | -0.11% |
Over the past year, IEI and SCHR have moved strongly in the same direction (correlation of 0.99), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | IEI | SCHR |
|---|---|---|---|
| 1Y | Growthi | -0.86% | -1.11% |
| CAGRi | -0.86% | -1.11% | |
| Volatilityi | 3.17% | 3.55% | |
| Sharpe ratioi | -1.68 | -1.57 | |
| Sortino ratioi | -2.16 | -2.05 | |
| Max drawdowni | 4.21% | 4.79% | |
| Current drawdowni | 2.88% | 3.26% | |
| Avg drawdowni | 1.46% | 1.65% | |
| Ulcer Indexi | 1.84% | 2.06% | |
| Max daily dropi | 0.68% | 0.75% | |
| Max wkly dropi | 1.05% | 1.11% | |
| 5Y | Growthi | +0.87% | -0.56% |
| CAGRi | +0.17% | -0.11% | |
| Volatilityi | 4.83% | 5.43% | |
| Sharpe ratioi | -0.87 | -0.82 | |
| Sortino ratioi | -1.21 | -1.15 | |
| Max drawdowni | 12.61% | 13.73% | |
| Current drawdowni | 2.88% | 3.26% | |
| Avg drawdowni | 4.92% | 5.71% | |
| Ulcer Indexi | 6.06% | 6.86% | |
| Max daily dropi | 1.12% | 1.22% | |
| Max wkly dropi | 2.62% | 2.93% | |
| 10Y | Growthi | +11.67% | +10.98% |
| CAGRi | +1.11% | +1.05% | |
| Volatilityi | 3.95% | 4.49% | |
| Sharpe ratioi | -0.84 | -0.75 | |
| Sortino ratioi | -1.17 | -1.04 | |
| Max drawdowni | 14.60% | 16.11% | |
| Current drawdowni | 2.88% | 3.58% | |
| Avg drawdowni | 3.98% | 4.78% | |
| Ulcer Indexi | 5.59% | 6.48% | |
| Max daily dropi | 1.12% | 1.44% | |
| Max wkly dropi | 2.62% | 2.93% |
| Category | IEI | SCHR |
|---|---|---|
| Fund name | iShares 3-7 Year Treasury Bond ETF | Schwab Intermediate-Term U.S. Treasury ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.15% | 0.03% |
| Total assets (AUM)i | $16.79B | $13.08B |
| Dividend yieldi | 3.82% | 4.07% |
- Lower interest-rate sensitivity than intermediate or long Treasury funds
- Pure Treasury credit quality with zero default risk
- Useful as a more conservative rate-hedging vehicle than IEF
- One of the lowest expense ratios among intermediate Treasury ETFs
- No commission through Schwab brokerage accounts
- Pure Treasury credit quality with zero default risk
- Lower yield potential than longer-duration Treasury funds
- Still loses some value in a rapid rate-hike environment
- Less price appreciation potential if rates fall sharply
- Smaller asset base and volume than IEF
- Loses value when interest rates rise
- Slightly different maturity band than IEF can cause minor return divergence
Compare more than two at a time
This page is a fixed writeup on IEI and SCHR. Our comparison engine is the interactive version: load up to five tickers, switch timeframes, and get the correlation, drawdown, and overlap analysis that a static page can't show.
Add three more names beside IEI and SCHR, mixing stocks and ETFs in the same table — useful when the real question is which of a whole peer group to own.
AI score, forward P/E, analyst target upside, operating margin, and revenue growth are scored head-to-head, with a running tally of which ticker leads on how many metrics.
Volatility, Sharpe and Sortino ratios, maximum, current, and average drawdown, Ulcer Index, and worst single-day and single-week drops across every timeframe.
Pairwise daily-return correlation for every combination, so you can see whether two holdings actually diversify each other or just move together.
A scatter plot of forward P/E against return on equity, plus drawdown and 30-day rolling volatility charts, to separate what is cheap from what is merely beaten down.
For ETFs, a top-holdings comparison that exposes hidden overlap between funds. Every comparison exports to CSV for your own spreadsheet work.
Two comparisons a week are free without an account. A 14-day trial removes the limit and adds AI price forecasts, stock rankings, saved watchlists, and the intrinsic value calculator — no credit card required.
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.