SCHD vs DGRO Stock Comparison: AI Score, Valuation, Performance and Upside
SCHD and DGRO are both excellent dividend growth ETFs with similar objectives but different portfolio construction. SCHD uses stricter quality screens (10-year streak, multiple financial ratios) for a more concentrated 100-stock portfolio with higher current yield and faster dividend growth. DGRO is broader (400+ stocks) with a lower quality bar (5-year streak) and slightly lower current yield. Both are strong choices for dividend growth investors.
SCHD is the higher-conviction, higher-quality dividend growth fund; DGRO offers more diversification and captures earlier-stage dividend growers — investors should choose based on whether they value quality concentration or broader diversification.
SCHD holds the edge across 5 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+27.20% vs +16.32% for DGRO).
- want stricter quality screening that requires 10+ consecutive years of dividend payments
- value the higher current yield SCHD provides versus DGRO's broader basket
- prefer a concentrated 100-stock high-conviction portfolio over broad diversification
- are seeking the combination of above-average yield and strong dividend growth rate
- prefer broader 400+ stock diversification to reduce individual company concentration risk
- want exposure to companies earlier in their dividend growth journey (5-year vs 10-year streak)
- value iShares/BlackRock's ETF platform consistency alongside other iShares holdings
- are comfortable with slightly lower current yield in exchange for broader diversification
| Metric | SCHD | DGRO |
|---|---|---|
| ETF scorei | 88.0 | 81.0 |
| Latest closei | $33.68 | $76.89 |
| 1M returni | -4.02% | -3.46% |
| 6M returni | +12.65% | +12.56% |
| 1Y returni | +27.20% | +16.32% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHD | DGRO |
|---|---|---|
| 1Y ago | $13.19K (+31.9%) started 2025-09-18 | $11.87K (+18.7%) started 2025-09-18 |
| 5Y ago | $19.7K (+97.0%) started 2021-09-20 | $19.35K (+93.5%) started 2021-09-20 |
| 10Y ago | $50.11K (+401.1%) started 2016-09-19 | $46.35K (+363.5%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHD | DGRO |
|---|---|---|
| Expense ratioi | 0.06% | 0.08% |
| Total assets (AUM)i | $112.34B | $43.46B |
| Dividend yieldi | 3.00% | 1.87% |
| Trailing P/Ei | 18.59 | 21.99 |
| Betai | 0.71 | 0.78 |
| 52-week change | 27.20% | 16.32% |
| Metric | SCHD | DGRO |
|---|---|---|
| 1Y returni | +27.20% | +16.32% |
| 6M returni | +12.65% | +12.56% |
| 1M returni | -4.02% | -3.46% |
| 1Y Sharpe ratio | 1.81 | 1.17 |
| Betai | 0.71 | 0.78 |
| Dividend yieldi | 3.00% | 1.87% |
| 5Y CAGR | +10.16% | +11.29% |
Over the past year, SCHD and DGRO have moved strongly in the same direction (correlation of 0.80), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHD | DGRO |
|---|---|---|---|
| 1Y | Growthi | +27.20% | +16.32% |
| CAGRi | +27.22% | +16.33% | |
| Volatilityi | 11.18% | 9.54% | |
| Sharpe ratioi | 1.81 | 1.17 | |
| Sortino ratioi | 2.99 | 1.74 | |
| Max drawdowni | 4.61% | 6.47% | |
| Current drawdowni | 4.35% | 3.46% | |
| Avg drawdowni | 1.26% | 1.06% | |
| Ulcer Indexi | 1.75% | 1.75% | |
| Max daily dropi | 1.84% | 1.78% | |
| Max wkly dropi | 3.17% | 3.02% | |
| 5Y | Growthi | +62.12% | +70.60% |
| CAGRi | +10.16% | +11.29% | |
| Volatilityi | 14.38% | 13.77% | |
| Sharpe ratioi | 0.43 | 0.52 | |
| Sortino ratioi | 0.62 | 0.75 | |
| Max drawdowni | 16.84% | 19.31% | |
| Current drawdowni | 4.35% | 3.46% | |
| Avg drawdowni | 4.38% | 3.99% | |
| Ulcer Indexi | 5.69% | 5.80% | |
| Max daily dropi | 5.42% | 5.48% | |
| Max wkly dropi | 12.74% | 10.37% | |
| 10Y | Growthi | +237.28% | +254.68% |
| CAGRi | +12.93% | +13.50% | |
| Volatilityi | 16.72% | 16.56% | |
| Sharpe ratioi | 0.54 | 0.58 | |
| Sortino ratioi | 0.77 | 0.81 | |
| Max drawdowni | 33.37% | 35.10% | |
| Current drawdowni | 4.35% | 3.46% | |
| Avg drawdowni | 3.99% | 3.63% | |
| Ulcer Indexi | 5.83% | 5.83% | |
| Max daily dropi | 9.95% | 11.30% | |
| Max wkly dropi | 18.00% | 18.26% |
| Category | SCHD | DGRO |
|---|---|---|
| Fund name | Schwab U.S. Dividend Equity ETF | iShares Core Dividend Growth ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.06% | 0.08% |
| Total assets (AUM)i | $112.34B | $43.46B |
| Dividend yieldi | 3.00% | 1.87% |
- Strong dividend growth rate (11-13% historically) compounds income significantly over decades
- Multi-factor quality screen reduces exposure to dividend traps and financial distress
- 0.06% expense ratio at a competitive cost for a quality-screened dividend fund
- Broader 400+ stock diversification reduces concentration risk vs SCHD's 100 stocks
- 5-year dividend streak requirement captures earlier-stage dividend growers with more upside
- iShares/BlackRock backing with strong institutional infrastructure
- Excludes high-yield sectors like utilities and REITs due to quality screens
- Concentrated in 100 stocks versus DGRO's broader 400+ holdings
- Sector concentration in financials and consumer staples may underperform in growth markets
- 0.08% expense ratio is slightly higher than SCHD's 0.06%
- Lower current yield than SCHD due to different screening methodology
- 5-year streak requirement means portfolio includes companies earlier in their dividend growth journey
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