SCHD vs DGRO Stock Comparison: AI Score, Valuation, Performance and Upside
SCHD and DGRO are both excellent dividend growth ETFs with similar objectives but different portfolio construction. SCHD uses stricter quality screens (10-year streak, multiple financial ratios) for a more concentrated 100-stock portfolio with higher current yield and faster dividend growth. DGRO is broader (400+ stocks) with a lower quality bar (5-year streak) and slightly lower current yield. Both are strong choices for dividend growth investors.
SCHD is the higher-conviction, higher-quality dividend growth fund; DGRO offers more diversification and captures earlier-stage dividend growers — investors should choose based on whether they value quality concentration or broader diversification.
SCHD holds the edge across 5 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+41.76% vs +24.72% for DGRO).
- want stricter quality screening that requires 10+ consecutive years of dividend payments
- value the higher current yield SCHD provides versus DGRO's broader basket
- prefer a concentrated 100-stock high-conviction portfolio over broad diversification
- are seeking the combination of above-average yield and strong dividend growth rate
- prefer broader 400+ stock diversification to reduce individual company concentration risk
- want exposure to companies earlier in their dividend growth journey (5-year vs 10-year streak)
- value iShares/BlackRock's ETF platform consistency alongside other iShares holdings
- are comfortable with slightly lower current yield in exchange for broader diversification
| Metric | SCHD | DGRO |
|---|---|---|
| ETF scorei | 27.7 | 27.4 |
| Latest closei | $36.21 | $82.54 |
| 1M returni | +10.67% | +8.52% |
| 3M returni | +8.50% | +4.68% |
| 6M returni | +16.20% | +13.23% |
| 1Y returni | +41.76% | +24.72% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHD | DGRO |
|---|---|---|
| 1Y ago | $14.68K (+46.8%) started 2025-11-04 | $12.73K (+27.3%) started 2025-11-04 |
| 5Y ago | $20K (+100.0%) started 2021-11-05 | $19.35K (+93.5%) started 2021-11-05 |
| 10Y ago | $54.34K (+443.4%) started 2016-11-07 | $49.3K (+393.0%) started 2016-11-07 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHD | DGRO |
|---|---|---|
| Expense ratioi | 0.06% | 0.08% |
| Total assets (AUM)i | $121.09B | $45.26B |
| Dividend yieldi | 2.95% | 1.84% |
| Trailing P/Ei | 19.48 | 21.78 |
| Betai | 0.68 | 0.76 |
| 52-week change | 41.76% | 24.72% |
| Metric | SCHD | DGRO |
|---|---|---|
| 1Y returni | +41.76% | +24.72% |
| 6M returni | +16.20% | +13.23% |
| 3M returni | +8.50% | +4.68% |
| 1M returni | +10.67% | +8.52% |
| 1Y Sharpe ratio | 2.71 | 1.86 |
| Betai | 0.68 | 0.76 |
| Dividend yieldi | 2.95% | 1.84% |
| 5Y CAGR | +10.49% | +11.40% |
Over the past year, SCHD and DGRO have moved strongly in the same direction (correlation of 0.80), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHD | DGRO |
|---|---|---|---|
| 1Y | Growthi | +41.76% | +24.72% |
| CAGRi | +41.79% | +24.74% | |
| Volatilityi | 11.51% | 9.75% | |
| Sharpe ratioi | 2.71 | 1.86 | |
| Sortino ratioi | 4.82 | 2.95 | |
| Max drawdowni | 6.87% | 6.47% | |
| Current drawdowni | 0.00% | 0.00% | |
| Avg drawdowni | 1.37% | 1.25% | |
| Ulcer Indexi | 2.10% | 2.00% | |
| Max daily dropi | 1.84% | 1.50% | |
| Max wkly dropi | 2.91% | 3.02% | |
| 5Y | Growthi | +64.60% | +71.50% |
| CAGRi | +10.49% | +11.40% | |
| Volatilityi | 14.41% | 13.77% | |
| Sharpe ratioi | 0.46 | 0.53 | |
| Sortino ratioi | 0.66 | 0.76 | |
| Max drawdowni | 16.84% | 19.31% | |
| Current drawdowni | 0.00% | 0.00% | |
| Avg drawdowni | 4.46% | 4.04% | |
| Ulcer Indexi | 5.73% | 5.82% | |
| Max daily dropi | 5.42% | 5.48% | |
| Max wkly dropi | 12.74% | 10.37% | |
| 10Y | Growthi | +264.63% | +280.28% |
| CAGRi | +13.83% | +14.31% | |
| Volatilityi | 16.76% | 16.57% | |
| Sharpe ratioi | 0.59 | 0.62 | |
| Sortino ratioi | 0.84 | 0.87 | |
| Max drawdowni | 33.37% | 35.10% | |
| Current drawdowni | 0.00% | 0.00% | |
| Avg drawdowni | 4.01% | 3.65% | |
| Ulcer Indexi | 5.85% | 5.84% | |
| Max daily dropi | 9.95% | 11.30% | |
| Max wkly dropi | 18.00% | 18.26% |
| Category | SCHD | DGRO |
|---|---|---|
| Fund name | Schwab U.S. Dividend Equity ETF | iShares Core Dividend Growth ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.06% | 0.08% |
| Total assets (AUM)i | $121.09B | $45.26B |
| Dividend yieldi | 2.95% | 1.84% |
- Strong dividend growth rate (11-13% historically) compounds income significantly over decades
- Multi-factor quality screen reduces exposure to dividend traps and financial distress
- 0.06% expense ratio at a competitive cost for a quality-screened dividend fund
- Broader 400+ stock diversification reduces concentration risk vs SCHD's 100 stocks
- 5-year dividend streak requirement captures earlier-stage dividend growers with more upside
- iShares/BlackRock backing with strong institutional infrastructure
- Excludes high-yield sectors like utilities and REITs due to quality screens
- Concentrated in 100 stocks versus DGRO's broader 400+ holdings
- Sector concentration in financials and consumer staples may underperform in growth markets
- 0.08% expense ratio is slightly higher than SCHD's 0.06%
- Lower current yield than SCHD due to different screening methodology
- 5-year streak requirement means portfolio includes companies earlier in their dividend growth journey
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