DIVO vs SCHD Stock Comparison: AI Score, Valuation, Performance and Upside
DIVO and SCHD are both popular dividend-focused exchange-traded funds, but DIVO is actively managed and enhances dividend income through a covered call options overlay, while SCHD passively tracks an index of quality dividend growth stocks without using options strategies.
DIVO offers a higher potential distribution yield through its combination of dividends and covered call premiums but caps some upside potential, while SCHD offers lower-cost, passive exposure to quality dividend growth stocks with full participation in price appreciation. The decision depends on whether you prioritize maximizing current income or long-term total return potential.
SCHD holds the edge across 5 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+38.81% vs +12.12% for DIVO).
- Want to maximize current income through a combination of dividends and covered call premiums
- Value active management of both stock selection and options writing
- Are comfortable capping some upside potential during strong market rallies
- Prioritize higher current income over long-term total return maximization
- Want low-cost, passive exposure to quality dividend growth stocks
- Value a rising income stream supported by dividend growth history and quality screens
- Prefer full participation in price appreciation without a covered call overlay
- Prioritize long-term total return potential alongside dividend income
| Metric | DIVO | SCHD |
|---|---|---|
| ETF scorei | 26.1 | 27.7 |
| Latest closei | $47.33 | $35.78 |
| 1M returni | +2.21% | +9.99% |
| 3M returni | +2.16% | +7.75% |
| 6M returni | +6.26% | +14.10% |
| 1Y returni | +12.12% | +38.81% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | DIVO | SCHD |
|---|---|---|
| 1Y ago | $12.05K (+20.5%) started 2025-10-30 | $14.37K (+43.7%) started 2025-10-30 |
| 5Y ago | $22.14K (+121.4%) started 2021-11-01 | $20.07K (+100.7%) started 2021-11-01 |
| 10Y ago | $64.3K (+543.0%) started 2016-12-15 | $53.77K (+437.7%) started 2016-10-31 |
Hypothetical — past performance does not guarantee future results.
| Metric | DIVO | SCHD |
|---|---|---|
| Expense ratioi | 0.56% | 0.06% |
| Total assets (AUM)i | $7.73B | $107.89B |
| Dividend yieldi | 2.33% | 3.24% |
| Trailing P/Ei | 22.76 | 20.05 |
| Betai | 0.63 | 0.69 |
| 52-week change | 12.12% | 38.81% |
| Metric | DIVO | SCHD |
|---|---|---|
| 1Y returni | +12.12% | +38.81% |
| 6M returni | +6.26% | +14.10% |
| 3M returni | +2.16% | +7.75% |
| 1M returni | +2.21% | +9.99% |
| 1Y Sharpe ratio | 0.79 | 2.56 |
| Betai | 0.63 | 0.69 |
| Dividend yieldi | 2.33% | 3.24% |
| 5Y CAGR | +10.55% | +10.57% |
Over the past year, DIVO and SCHD have moved moderately in the same direction (correlation of 0.60), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | DIVO | SCHD |
|---|---|---|---|
| 1Y | Growthi | +12.12% | +38.81% |
| CAGRi | +12.13% | +38.84% | |
| Volatilityi | 9.39% | 11.39% | |
| Sharpe ratioi | 0.79 | 2.56 | |
| Sortino ratioi | 1.17 | 4.48 | |
| Max drawdowni | 5.95% | 6.87% | |
| Current drawdowni | 2.05% | 0.00% | |
| Avg drawdowni | 1.41% | 1.38% | |
| Ulcer Indexi | 1.93% | 2.10% | |
| Max daily dropi | 1.49% | 1.84% | |
| Max wkly dropi | 3.11% | 2.91% | |
| 5Y | Growthi | +65.02% | +65.18% |
| CAGRi | +10.55% | +10.57% | |
| Volatilityi | 11.86% | 14.38% | |
| Sharpe ratioi | 0.53 | 0.46 | |
| Sortino ratioi | 0.76 | 0.66 | |
| Max drawdowni | 13.72% | 16.84% | |
| Current drawdowni | 2.05% | 0.00% | |
| Avg drawdowni | 2.46% | 4.46% | |
| Ulcer Indexi | 3.60% | 5.73% | |
| Max daily dropi | 5.04% | 5.42% | |
| Max wkly dropi | 8.69% | 12.74% | |
| 10Y | Growthi | +221.29% | +260.82% |
| CAGRi | +12.55% | +13.70% | |
| Volatilityi | 14.63% | 16.75% | |
| Sharpe ratioi | 0.58 | 0.58 | |
| Sortino ratioi | 0.81 | 0.83 | |
| Max drawdowni | 30.04% | 33.37% | |
| Current drawdowni | 2.05% | 0.00% | |
| Avg drawdowni | 2.56% | 4.01% | |
| Ulcer Indexi | 4.10% | 5.84% | |
| Max daily dropi | 9.76% | 9.95% | |
| Max wkly dropi | 14.56% | 18.00% |
| Category | DIVO | SCHD |
|---|---|---|
| Fund name | Amplify CWP Enhanced Dividend Income ETF | Schwab U.S. Dividend Equity ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.56% | 0.06% |
| Total assets (AUM)i | $7.73B | $107.89B |
| Dividend yieldi | 2.33% | 3.24% |
- Combination of dividend income and covered call premium can generate a higher overall distribution yield than dividend income alone
- Active management approach to both stock selection and options writing allows for tactical adjustments based on market conditions
- Focus on quality, dividend-paying large-cap companies provides a foundation of established, cash-generative businesses
- Passive index methodology incorporating dividend growth history and quality screens aims to avoid companies at risk of dividend cuts
- Low expense ratio makes it a cost-efficient way to gain exposure to a portfolio of quality dividend-paying stocks
- Long track record of dividend growth among portfolio companies supports a rising income stream over time for long-term holders
- Covered call writing strategy can cap upside potential during periods of strong market appreciation, since gains beyond the strike price are forfeited
- Higher expense ratio relative to passive dividend index funds reflects its actively managed, options-based strategy
- Total distribution yield combining dividends and option premiums can vary over time based on market volatility levels
- Does not use options strategies to enhance yield, meaning its distribution yield is derived purely from underlying dividend payments
- Quality and dividend growth screening criteria mean the fund may exclude some higher-yielding stocks that do not meet its selection criteria
- Sector concentration resulting from its screening methodology can differ meaningfully from the broader market's sector weightings
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