FDVV vs SCHD Stock Comparison: AI Score, Valuation, Performance and Upside
FDVV and SCHD are both dividend ETFs with quality screens but different emphasis. FDVV prioritizes higher current yield (3.5-4.5%) with international diversification at 0.15%. SCHD prioritizes dividend quality and growth (10+ consecutive payment years, strict quality factors) at 0.06% — the cheapest major dividend ETF. Over long horizons, SCHD's dividend growth compounds income faster; in the near term, FDVV provides more current income.
FDVV vs SCHD — Fidelity High Dividend ETF (higher-yield US and international dividend stocks at 0.15%, prioritizing current income with quality screens) versus Schwab US Dividend Equity ETF (100 highest-quality US dividend payers with 10+ consecutive payment years, strict quality factors, and 10-15% annual dividend growth at 0.06%).
SCHD holds the edge across 5 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+31.80% vs +14.31% for FDVV).
- want maximum near-term dividend income — FDVV's higher yield provides more immediate cash flow than SCHD's quality-focused lower starting yield
- value international dividend diversification — FDVV's global approach adds geographic diversification absent from SCHD's US-only portfolio
- are comfortable with slightly looser quality screening in exchange for higher current yield and 0.15% competitive expense ratio
- have shorter investment horizons where near-term income exceeds the compounding benefit of SCHD's dividend growth
- prioritize dividend quality and growth over near-term yield — SCHD's strict screening minimizes dividend cut risk and 10-15% annual dividend growth builds income substantially over time
- are long-term investors where SCHD's income on original cost basis dramatically exceeds FDVV's after 10+ years of dividend growth compounding
- value the 0.06% expense ratio — one of the absolute cheapest ETFs available, maximizing the percentage of dividend income retained by investors
- want US-focused dividend exposure from established quality companies without currency or international regulatory risk
| Metric | FDVV | SCHD |
|---|---|---|
| ETF scorei | 26.9 | 27.2 |
| Latest closei | $61.79 | $34.10 |
| 1M returni | -0.64% | +0.12% |
| 3M returni | -0.80% | +4.03% |
| 6M returni | +7.43% | +12.45% |
| 1Y returni | +14.31% | +31.80% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | FDVV | SCHD |
|---|---|---|
| 1Y ago | $11.78K (+17.8%) started 2025-10-15 | $13.65K (+36.5%) started 2025-10-15 |
| 5Y ago | $22.5K (+125.0%) started 2021-10-15 | $19.3K (+93.0%) started 2021-10-15 |
| 10Y ago | $54.33K (+443.3%) started 2016-10-17 | $51.49K (+414.9%) started 2016-10-17 |
Hypothetical — past performance does not guarantee future results.
| Metric | FDVV | SCHD |
|---|---|---|
| Expense ratioi | 0.15% | 0.06% |
| Total assets (AUM)i | $10.17B | $107.89B |
| Dividend yieldi | 2.82% | 3.24% |
| Trailing P/Ei | 18.37 | 19.05 |
| Betai | 0.89 | 0.71 |
| 52-week change | 14.31% | 31.80% |
| Metric | FDVV | SCHD |
|---|---|---|
| 1Y returni | +14.31% | +31.80% |
| 6M returni | +7.43% | +12.45% |
| 3M returni | -0.80% | +4.03% |
| 1M returni | -0.64% | +0.12% |
| 1Y Sharpe ratio | 0.89 | 2.14 |
| Betai | 0.89 | 0.71 |
| Dividend yieldi | 2.82% | 3.24% |
| 5Y CAGR | +13.50% | +9.69% |
Over the past year, FDVV and SCHD have moved moderately in the same direction (correlation of 0.56), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | FDVV | SCHD |
|---|---|---|---|
| 1Y | Growthi | +14.31% | +31.80% |
| CAGRi | +14.32% | +31.83% | |
| Volatilityi | 10.64% | 11.16% | |
| Sharpe ratioi | 0.89 | 2.14 | |
| Sortino ratioi | 1.30 | 3.62 | |
| Max drawdowni | 9.30% | 6.87% | |
| Current drawdowni | 3.39% | 2.38% | |
| Avg drawdowni | 1.65% | 1.41% | |
| Ulcer Indexi | 2.57% | 2.12% | |
| Max daily dropi | 1.80% | 1.84% | |
| Max wkly dropi | 2.76% | 2.91% | |
| 5Y | Growthi | +88.36% | +58.81% |
| CAGRi | +13.50% | +9.69% | |
| Volatilityi | 14.63% | 14.35% | |
| Sharpe ratioi | 0.64 | 0.41 | |
| Sortino ratioi | 0.91 | 0.58 | |
| Max drawdowni | 20.18% | 16.84% | |
| Current drawdowni | 3.39% | 2.38% | |
| Avg drawdowni | 3.46% | 4.45% | |
| Ulcer Indexi | 5.29% | 5.73% | |
| Max daily dropi | 5.81% | 5.42% | |
| Max wkly dropi | 12.08% | 12.74% | |
| 10Y | Growthi | +255.39% | +245.53% |
| CAGRi | +13.53% | +13.21% | |
| Volatilityi | 16.84% | 16.73% | |
| Sharpe ratioi | 0.57 | 0.56 | |
| Sortino ratioi | 0.79 | 0.79 | |
| Max drawdowni | 40.25% | 33.37% | |
| Current drawdowni | 3.39% | 2.38% | |
| Avg drawdowni | 3.74% | 4.01% | |
| Ulcer Indexi | 6.57% | 5.85% | |
| Max daily dropi | 11.23% | 9.95% | |
| Max wkly dropi | 22.29% | 18.00% |
| Category | FDVV | SCHD |
|---|---|---|
| Fund name | Fidelity High Dividend ETF | Schwab U.S. Dividend Equity ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.15% | 0.06% |
| Total assets (AUM)i | $10.17B | $107.89B |
| Dividend yieldi | 2.82% | 3.24% |
- Higher dividend yield than SCHD: FDVV's yield emphasis typically delivers 3.5-4.5% vs SCHD's 3-4% — providing more current income for income-first investors
- International diversification: FDVV includes international stocks unlike SCHD's US-only focus — broader geographic diversification
- 0.15% expense ratio with quality screening: very competitive for an actively-screened high dividend ETF
- Strictest quality screening of any major dividend ETF: 10+ consecutive dividend years + quality factor screening eliminates dividend cutters — SCHD has extremely low historical dividend cut rate among holdings
- Highest dividend growth rate among major dividend ETFs: SCHD's quality holdings grow dividends 10-15% annually — income on original cost basis grows dramatically over 10+ years
- 0.06% expense ratio: SCHD is one of the cheapest ETFs available — almost no fee drag on long-term compounding
- Less rigorous quality screening than SCHD: FDVV's yield emphasis may result in holding some lower-quality companies that SCHD's stricter quality filters exclude
- Lower dividend growth rate than SCHD: high-yield companies tend to grow dividends more slowly than dividend growth companies — FDVV's income may grow slower over time
- International currency and regulatory risk: FDVV's international holdings add foreign currency fluctuation and non-US regulatory risks
- US-only exposure: SCHD holds only US stocks — no international diversification vs FDVV's global approach
- Lower current yield than FDVV: SCHD's emphasis on quality and growth over yield means slightly lower near-term yield (3-4%) vs FDVV's yield-focused higher income
- Large-cap value tilt may lag in technology-led bull markets: SCHD's quality screening favors established dividend payers — less technology sector exposure means relative underperformance in strong tech-led rallies
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