SCHD vs VOO Stock Comparison: AI Score, Valuation, Performance and Upside
SCHD and VOO both offer low-cost exposure to US large-cap equities, but SCHD focuses specifically on quality dividend growth stocks with a higher current yield, while VOO tracks the entire S&P 500 including high-growth, non-dividend-paying companies for broader market participation.
SCHD offers a higher current income yield and a value-oriented tilt toward quality dividend growers, while VOO offers broader diversification including high-growth companies and has historically captured more of the market's total return during growth-led rallies. The decision depends on whether you prioritize current income and quality screening or full market participation.
SCHD holds the edge across 3 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+41.76% vs +14.80% for VOO).
- Want a higher current income yield from a portfolio of quality dividend growth stocks
- Value quality and dividend sustainability screening over full market breadth
- Are comfortable with a value-oriented tilt that may lag during growth-led market rallies
- Prioritize current income alongside long-term dividend growth
- Want broad, diversified exposure to the entire US large-cap equity market
- Value full participation in high-growth, non-dividend-paying companies
- Prefer one of the lowest-cost ways to track the overall market
- Prioritize total return potential over current income yield
| Metric | SCHD | VOO |
|---|---|---|
| ETF scorei | 27.7 | 27.4 |
| Latest closei | $36.21 | $704.78 |
| 1M returni | +10.67% | -1.06% |
| 3M returni | +8.50% | -0.14% |
| 6M returni | +16.20% | +5.04% |
| 1Y returni | +41.76% | +14.80% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHD | VOO |
|---|---|---|
| 1Y ago | $14.68K (+46.8%) started 2025-11-04 | $11.61K (+16.1%) started 2025-11-04 |
| 5Y ago | $20K (+100.0%) started 2021-11-05 | $18.87K (+88.7%) started 2021-11-05 |
| 10Y ago | $54.34K (+443.4%) started 2016-11-07 | $50.59K (+405.9%) started 2016-11-07 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHD | VOO |
|---|---|---|
| Expense ratioi | 0.06% | 0.03% |
| Total assets (AUM)i | $121.09B | $1.74T |
| Dividend yieldi | 2.95% | 1.07% |
| Trailing P/Ei | 19.48 | 24.34 |
| Betai | 0.68 | 1.02 |
| 52-week change | 41.76% | 14.80% |
| Metric | SCHD | VOO |
|---|---|---|
| 1Y returni | +41.76% | +14.80% |
| 6M returni | +16.20% | +5.04% |
| 3M returni | +8.50% | -0.14% |
| 1M returni | +10.67% | -1.06% |
| 1Y Sharpe ratio | 2.71 | 0.80 |
| Betai | 0.68 | 1.02 |
| Dividend yieldi | 2.95% | 1.07% |
| 5Y CAGR | +10.49% | +11.92% |
Over the past year, SCHD and VOO have moved weakly in the same direction (correlation of 0.22), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHD | VOO |
|---|---|---|---|
| 1Y | Growthi | +41.76% | +14.80% |
| CAGRi | +41.79% | +14.81% | |
| Volatilityi | 11.51% | 12.76% | |
| Sharpe ratioi | 2.71 | 0.80 | |
| Sortino ratioi | 4.82 | 1.16 | |
| Max drawdowni | 6.87% | 8.90% | |
| Current drawdowni | 0.00% | 1.59% | |
| Avg drawdowni | 1.37% | 1.46% | |
| Ulcer Indexi | 2.10% | 2.14% | |
| Max daily dropi | 1.84% | 2.59% | |
| Max wkly dropi | 2.91% | 3.79% | |
| 5Y | Growthi | +64.60% | +75.52% |
| CAGRi | +10.49% | +11.92% | |
| Volatilityi | 14.41% | 16.94% | |
| Sharpe ratioi | 0.46 | 0.49 | |
| Sortino ratioi | 0.66 | 0.70 | |
| Max drawdowni | 16.84% | 24.52% | |
| Current drawdowni | 0.00% | 1.59% | |
| Avg drawdowni | 4.46% | 5.59% | |
| Ulcer Indexi | 5.73% | 8.46% | |
| Max daily dropi | 5.42% | 5.80% | |
| Max wkly dropi | 12.74% | 11.45% | |
| 10Y | Growthi | +264.63% | +324.08% |
| CAGRi | +13.83% | +15.56% | |
| Volatilityi | 16.76% | 18.03% | |
| Sharpe ratioi | 0.59 | 0.65 | |
| Sortino ratioi | 0.84 | 0.90 | |
| Max drawdowni | 33.37% | 33.99% | |
| Current drawdowni | 0.00% | 1.59% | |
| Avg drawdowni | 4.01% | 4.31% | |
| Ulcer Indexi | 5.85% | 7.17% | |
| Max daily dropi | 9.95% | 11.74% | |
| Max wkly dropi | 18.00% | 18.11% |
| Category | SCHD | VOO |
|---|---|---|
| Fund name | Schwab U.S. Dividend Equity ETF | Vanguard S&P 500 ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.06% | 0.03% |
| Total assets (AUM)i | $121.09B | $1.74T |
| Dividend yieldi | 2.95% | 1.07% |
- Passive index methodology incorporating dividend growth history and quality screens aims to select companies with sustainable dividend payments
- Low expense ratio makes it a cost-efficient way to gain exposure to a portfolio of quality dividend-paying stocks
- Higher current income yield relative to broad market index funds can appeal to investors prioritizing current cash flow
- Broad diversification across 500 large-cap companies spanning all major economic sectors, including high-growth companies that do not pay dividends
- Very low expense ratio makes it one of the most cost-efficient ways to gain exposure to the overall US large-cap equity market
- Full participation in the growth of the broader economy rather than being limited to dividend-paying, value-oriented companies
- Quality and dividend growth screening criteria can result in sector concentration that differs meaningfully from the broader market's sector weightings
- Focus on dividend-paying value-oriented companies means it may lag broad market index funds during periods when growth stocks and non-dividend payers outperform
- Excludes many high-growth companies that do not pay dividends, limiting exposure to certain fast-growing segments of the market
- Lower current dividend yield relative to dedicated dividend-focused funds, since income is not a primary selection criterion for index inclusion
- As a market-cap-weighted index fund, performance is influenced disproportionately by its largest holdings, including mega-cap technology companies
- Does not screen for dividend growth sustainability or quality metrics the way dedicated dividend-focused index funds do
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