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Federal Reserve Calendar 2026

All 8 FOMC meeting dates for 2026, rate decisions, minutes release dates, and the current Federal Funds target rate. Updated daily from Finnhub.

Meeting dates verified against the Fed's official calendar · Rate data updated Nov 1, 2026, 12:17 PM ET
Countdown to next decision
Dec 8–9, 2026 · announced 2:00 PM ET
Current Fed Funds Rate
3.75–4.00%
Federal Reserve target range
FOMC Meetings per Year
8
Approximately every 6 weeks
Next Meeting
Dec 8–9
Decision Dec 9, 2026
Minutes Released
~3 weeks
After each rate decision
What is the FOMC? The Federal Open Market Committee meets 8 times per year to set the federal funds rate — the interest rate banks charge each other for overnight loans. This rate directly influences mortgage rates, credit cards, savings accounts, and the valuation of every stock and bond. Rate decisions are released at 2 PM ET on the final day of each two-day meeting. Meeting minutes (a detailed account of the discussion) follow ~3 weeks later.
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Meeting Dates
Decision Date
Minutes Released
Rate
Decision
#1
Jan 27–28
2026
Jan 28, 2026
Feb 18, 2026
3.50–3.75%
Hold
#2
Mar 17–18SEP
2026
Mar 18, 2026
Apr 8, 2026
3.50–3.75%
Hold
#3
Apr 28–29
2026
Apr 29, 2026
May 20, 2026
3.50–3.75%
Hold
#4
Jun 16–17SEP
2026
Jun 17, 2026
Jul 8, 2026
3.50–3.75%
Hold
#5
Jul 28–29
2026
Jul 29, 2026
Aug 19, 2026
3.50–3.75%
Hold
#6
Sep 15–16SEP
2026
Sep 16, 2026
Oct 8, 2026
3.75–4.00%
Hike +25bps
#7
Oct 27–28
2026
Oct 28, 2026
Nov 18, 2026
Pending
3.75–4.00%
Hike +25bps
#8
Dec 8–9SEP
2026
Dec 9, 2026
In 38 days
Dec 30, 2026
TBD
Upcoming

Federal Funds Rate History

3.37%3.92%4.47%5.03%5.58%Nov '23Apr '24Sep '24Feb '25Jul '25Dec '25May '26Oct '26

FOMC Dot Plot — Summary of Economic Projections

Each purple dot is one FOMC participant’s individual projection for the appropriate federal funds rate at year-end, from the SEP released Sep 16, 2026. The yellow tick marks the median projection for that year.

2.75%3%3.25%3.5%3.75%4%4.25%4.5%2026202720282029Longer run

Source: Federal Reserve Summary of Economic Projections, Sep 16, 2026. Updated quarterly (March, June, September, December).

Historical Dot Plot Archive & Comparison

Subscribers get every past SEP release, side-by-side comparison across meetings, CSV export, and an email alert the moment a new dot plot drops.

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How Rate Decisions Affect Markets

Rate Cut → Stocks Often Rise
Lower rates reduce the discount rate used to value future earnings, pushing stock prices up — especially growth stocks.
Rate Hike → Bonds Fall
New bonds pay higher yields, making existing bonds worth less. Duration-sensitive funds like TLT can drop sharply.
Mortgage Rates Follow
30-year mortgage rates closely track the 10-year Treasury, which moves with Fed policy expectations months before the decision.
Dollar Strengthens on Hikes
Higher US rates attract foreign capital seeking yield, which bids up the dollar and pressures commodities priced in USD.

Frequently Asked Questions

How many times does the FOMC meet per year?
The Federal Open Market Committee holds 8 regularly scheduled meetings per year, spaced roughly every 6 weeks. Each meeting spans two days, with the rate decision announced at 2:00 PM ET on the second day.
When are FOMC meeting minutes released?
Minutes are released 3 weeks after each rate decision, typically on a Wednesday at 2:00 PM ET. They provide a detailed account of the committee’s discussion, including areas of disagreement not visible in the brief post-meeting statement.
What is the Summary of Economic Projections (SEP)?
The SEP, commonly called the "dot plot," is released quarterly alongside the March, June, September, and December meetings. It shows each FOMC member’s anonymous projection for future interest rates, GDP growth, unemployment, and inflation — see the actual dot plot chart below.
How does a Fed rate decision affect the stock market?
Rate cuts lower the discount rate used to value future corporate earnings, which tends to push stock prices up, especially for growth and small-cap stocks. Rate hikes have the opposite effect and typically pressure bond prices and rate-sensitive sectors like real estate and utilities.
Where does this data come from?
Meeting dates are scraped directly from the Federal Reserve’s official calendar and cross-checked automatically each week so new dates appear as soon as the Fed publishes them. The current and historical federal funds rate comes from the Federal Reserve Bank of St. Louis (FRED) daily effective rate series.
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