Data as of:
brimindinvest.com / compare / shy-vs-govtLIVE
SHY
iShares 1-3 Year Treasury Bond ETF · ETF
$81.24
-0.70% this month
VERSUS
COMPARE
GOVT
iShares U.S. Treasury Bond ETF · ETF
$22.13
-1.49% this month
Comparison scoreboard
GOVT LEADS 3/5
Exp. Ratioi
SHY 0.15%
GOVT 0.05%
1Y Returni
SHY +1.54%
GOVT -0.72%
Div. Yieldi
SHY 3.63%
GOVT 3.65%
AUMi
SHY $25.91B
GOVT $41.82B
Betai
SHY 0.05
GOVT 0.19
Metrics last refreshed: 9/20/2026
Quick take

SHY vs GOVT Stock Comparison: AI Score, Valuation, Performance and Upside

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SHY and GOVT sit in related but distinct corners of the ETF landscape — SHY centers on the standard, most liquid short-duration Treasury holding, while GOVT focuses on one-fund exposure to the entire US Treasury maturity spectrum. Investors choosing between them should weigh how each fund's strategy lines up with their own goals rather than assuming they're interchangeable.

Choosing between SHY and GOVT comes down to which specific exposure — the standard, most liquid short-duration Treasury holding or one-fund exposure to the entire US Treasury maturity spectrum — better matches the role you want this holding to play in a diversified portfolio.

Live analysis · updated 9/20/2026

GOVT holds the edge across 3 of 5 key metrics in this comparison. SHY has delivered stronger 1-year price return (+1.54% vs -0.72% for GOVT).

Normalized 1Y performance
SHY
GOVT
Recent returns
SHY
GOVT
Who should consider this stock?
SHY may suit investors who:
  • want the standard, most liquid short-duration Treasury holding
  • prefer iShares (BlackRock)'s approach and fund lineup
  • value extremely high liquidity as the standard short-Treasury benchmark fund
  • are comfortable with lower yield than intermediate or credit-focused bond funds
GOVT may suit investors who:
  • want one-fund exposure to the entire US Treasury maturity spectrum
  • prefer iShares (BlackRock)'s approach and fund lineup
  • value single holding for full Treasury yield-curve diversification
  • are comfortable with less precise duration control than owning short, intermediate, or long funds separately
Performance & AI score
Performance & AI score
MetricSHYGOVT
ETF scorei35.032.0
Latest closei$81.24$22.13
1M returni-0.70%-1.49%
6M returni+0.48%-1.06%
1Y returni+1.54%-0.72%

The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.

$10,000 invested — hypothetical growth (dividends reinvested)

How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?

$10,000 invested — hypothetical growth (dividends reinvested)
PeriodSHYGOVT
1Y ago$10.53K (+5.3%)
started 2025-09-18
$10.3K (+3.0%)
started 2025-09-18
5Y ago$12.73K (+27.3%)
started 2021-09-20
$10.97K (+9.7%)
started 2021-09-20
10Y ago$14.78K (+47.8%)
started 2016-09-19
$13.78K (+37.8%)
started 2016-09-19

Hypothetical — past performance does not guarantee future results.

Fund characteristics
Fund characteristics
MetricSHYGOVT
Expense ratioi0.15%0.05%
Total assets (AUM)i$25.91B$41.82B
Dividend yieldi3.63%3.65%
Trailing P/EiN/AN/A
Betai0.050.19
52-week change1.54%-0.72%
Risk & fund metrics
Risk & fund metrics
MetricSHYGOVT
1Y returni+1.54%-0.72%
6M returni+0.48%-1.06%
1M returni-0.70%-1.49%
1Y Sharpe ratio-2.22-1.46
Betai0.050.19
Dividend yieldi3.63%3.65%
5Y CAGR+1.73%-1.11%
Correlation

Over the past year, SHY and GOVT have moved strongly in the same direction (correlation of 0.83), based on daily returns.

1Y
0.83
-1.0+1.0
5Y
0.81
-1.0+1.0
10Y
0.77
-1.0+1.0
Drawdown & downside risk

Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.

1Y risk snapshot
SHY max drawdowni0.89%
GOVT max drawdowni3.34%
SHY max wkly dropi0.48%
GOVT max wkly dropi1.10%
5Y risk snapshot
SHY max drawdowni5.63%
GOVT max drawdowni16.41%
SHY max wkly dropi1.26%
GOVT max wkly dropi2.84%
10Y risk snapshot
SHY max drawdowni5.71%
GOVT max drawdowni19.07%
SHY max wkly dropi1.26%
GOVT max wkly dropi2.84%
Performance metrics by period
Performance metrics by period
PeriodMetricSHYGOVT
1YGrowthi+1.54%-0.72%
CAGRi+1.54%-0.72%
Volatilityi1.33%3.54%
Sharpe ratioi-2.22-1.46
Sortino ratioi-2.73-1.90
Max drawdowni0.89%3.34%
Current drawdowni0.73%3.25%
Avg drawdowni0.17%1.20%
Ulcer Indexi0.25%1.48%
Max daily dropi0.30%0.70%
Max wkly dropi0.48%1.10%
5YGrowthi+8.92%-5.42%
CAGRi+1.73%-1.11%
Volatilityi2.01%6.00%
Sharpe ratioi-1.37-0.91
Sortino ratioi-1.89-1.24
Max drawdowni5.63%16.41%
Current drawdowni0.73%5.46%
Avg drawdowni1.49%8.35%
Ulcer Indexi2.24%9.24%
Max daily dropi0.51%2.22%
Max wkly dropi1.26%2.84%
10YGrowthi+17.51%+7.04%
CAGRi+1.63%+0.68%
Volatilityi1.58%5.22%
Sharpe ratioi-1.82-0.70
Sortino ratioi-2.48-0.97
Max drawdowni5.71%19.07%
Current drawdowni0.73%8.47%
Avg drawdowni0.89%6.82%
Ulcer Indexi1.64%8.65%
Max daily dropi0.51%2.22%
Max wkly dropi1.26%2.84%
AI Prediction Signali
Members only
Next 5 trading days
SHY
+2.8%BUY
GOVT
+1.1%HOLD
Next 30 trading days
SHY
+6.4%BUY
GOVT
+3.2%HOLD

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Fund overview
Fund overview
CategorySHYGOVT
Fund nameiShares 1-3 Year Treasury Bond ETFiShares U.S. Treasury Bond ETF
TypeETFETF
Expense ratioi0.15%0.05%
Total assets (AUM)i$25.91B$41.82B
Dividend yieldi3.63%3.65%
SHY strengths
  • Extremely high liquidity as the standard short-Treasury benchmark fund
  • Minimal interest-rate risk
  • Zero default risk given pure Treasury holdings
GOVT strengths
  • Single holding for full Treasury yield-curve diversification
  • Pure Treasury credit quality with zero default risk
  • Simplifies duration management into one broad-based fund
Risks to watch — SHY
  • Lower yield than intermediate or credit-focused bond funds
  • Minimal capital-appreciation potential
  • Nearly identical exposure to Vanguard's cheaper VGSH
Risks to watch — GOVT
  • Less precise duration control than owning short, intermediate, or long funds separately
  • Blended duration still means some price sensitivity to rate moves
  • Lower yield than credit-focused bond funds
Frequently asked questions
Neither SHY nor GOVT is universally "better" — SHY is built for the standard, most liquid short-duration Treasury holding, while GOVT is built for one-fund exposure to the entire US Treasury maturity spectrum. Investors should pick based on which exposure and cost structure fits their own portfolio goals rather than assuming one strictly dominates the other.
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