LIVE
XHB
SPDR S&P Homebuilders ETF · Sector ETF
$111.04
+17.06% this month
VERSUS
⟷
COMPARE
ITB
iShares U.S. Home Construction ETF · Sector ETF
$99.25
+15.29% this month
Scoreboard verdict
Across expense ratio, momentum, yield, fund size, risk
XHB
3
ITB
2
Comparison scoreboard
XHB LEADS 3/5Exp. Ratio
XHB ✓0.35%
ITB 0.38%
1Y Return
XHB ✓+19.99%
ITB +13.85%
Div. Yield
XHB 0.76%
ITB ✓1.22%
AUM
XHB $1.53B
ITB ✓$2.56B
Beta
XHB ✓1.27
ITB 1.29
Metrics last refreshed: 6/22/2026
Quick take
XHB vs ITB ETF Comparison: AI Score, Valuation, Performance and Upside
XHB and ITB both provide housing sector exposure but with different compositions. XHB is the broader housing ecosystem ETF — homebuilders plus home improvement, furnishings, and building products. ITB is the purer homebuilder concentration ETF focusing on DR Horton, Lennar, PulteGroup, NVR, and Toll Brothers. For housing recovery investors: XHB for diversified housing activity exposure; ITB for direct homebuilder stock concentration.
XHB vs ITB — SPDR Homebuilders ETF (broad equal-weight housing ecosystem including furnishings, home improvement, and building products alongside homebuilders) versus iShares US Home Construction ETF (concentrated pure-play homebuilder exposure in the 5 largest US homebuilders — the higher-leverage housing construction thesis vehicle).
Live analysis · updated 6/22/2026
XHB holds the edge across 3 of 5 key metrics in this comparison. XHB has delivered stronger 1-year price return (+19.99% vs +13.85% for ITB).
Normalized 1Y performance
XHB
ITB
Recent returns
XHB
ITB
Who should consider this stock?
XHB may suit investors who:
- →want broad housing ecosystem exposure beyond pure homebuilders — capturing home improvement (HD/LOW), furnishings (Williams-Sonoma), appliances (Whirlpool), and building materials alongside homebuilders
- →prefer equal-weighting that prevents DR Horton or Lennar from dominating the ETF — smaller housing companies contribute equally to returns
- →value housing activity diversification across renovation and furnishing in addition to new home construction — a more holistic housing market bet than pure homebuilder concentration
- →are comfortable with less direct correlation to housing starts data vs ITB's purer homebuilder concentration
ITB may suit investors who:
- →want the purest homebuilder concentration for expressing a housing construction thesis — DR Horton, NVR, Lennar, PulteGroup, and Toll Brothers as the dominant portfolio weight
- →seek higher leverage to housing starts and new home construction economics vs XHB's diluted broader housing ecosystem approach
- →want to buy homebuilder stocks tactically around housing market data (housing starts, permits, new home sales) where pure homebuilder stocks move most directly
- →are comfortable with higher concentration risk in pure homebuilder stocks vs XHB's more diversified approach across housing-adjacent industries
Performance & AI score
| Metric | XHB | ITB |
|---|---|---|
| ETF score | 48.0 | 38.0 |
| Latest close | $111.04 | $99.25 |
| 1M return | +17.06% | +15.29% |
| 6M return | +5.64% | -0.27% |
| 1Y return | +19.99% | +13.85% |
$10,000 invested — hypothetical growth (dividends reinvested)
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | XHB | ITB |
|---|---|---|
| 1Y ago | $12.09K (+20.9%) started 2025-06-18 | $11.46K (+14.6%) started 2025-06-18 |
| 5Y ago | $17.2K (+72.0%) started 2021-06-18 | $16.05K (+60.5%) started 2021-06-18 |
| 10Y ago | $39.2K (+292.0%) started 2016-06-20 | $41.41K (+314.1%) started 2016-06-20 |
Hypothetical — past performance does not guarantee future results.
Fund characteristics
| Metric | XHB | ITB |
|---|---|---|
| Expense ratio | 0.35% | 0.38% |
| Total assets (AUM) | $1.53B | $2.56B |
| Dividend yield | 0.76% | 1.22% |
| Trailing P/E | 19.06 | 16.59 |
| Beta | 1.27 | 1.29 |
| 52-week change | 19.99% | 13.85% |
Risk & fund metrics
| Metric | XHB | ITB |
|---|---|---|
| 1Y return | +19.99% | +13.85% |
| 6M return | +5.64% | -0.27% |
| 1M return | +17.06% | +15.29% |
| 1Y Sharpe ratio | 0.63 | 0.43 |
| Beta | 1.27 | 1.29 |
| Dividend yield | 0.76% | 1.22% |
| 5Y CAGR | +10.53% | +8.98% |
Drawdown & downside risk
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
1Y risk snapshot
XHB max drawdown21.60%
ITB max drawdown26.04%
XHB max wkly drop8.49%
ITB max wkly drop8.60%
5Y risk snapshot
XHB max drawdown39.46%
ITB max drawdown40.55%
XHB max wkly drop15.58%
ITB max wkly drop17.16%
10Y risk snapshot
XHB max drawdown49.57%
ITB max drawdown52.10%
XHB max wkly drop32.32%
ITB max wkly drop36.64%
Performance metrics by period
| Period | Metric | XHB | ITB |
|---|---|---|---|
| 1Y | Growth | +19.99% | +13.85% |
| CAGR | +20.00% | +13.86% | |
| Sharpe ratio | 0.63 | 0.43 | |
| Max drawdown | 21.60% | 26.04% | |
| Max daily drop | 3.77% | 3.92% | |
| Max wkly drop | 8.49% | 8.60% | |
| 5Y | Growth | +64.95% | +53.73% |
| CAGR | +10.53% | +8.98% | |
| Sharpe ratio | 0.34 | 0.29 | |
| Max drawdown | 39.46% | 40.55% | |
| Max daily drop | 7.08% | 7.02% | |
| Max wkly drop | 15.58% | 17.16% | |
| 10Y | Growth | +258.65% | +286.02% |
| CAGR | +13.63% | +14.47% | |
| Sharpe ratio | 0.44 | 0.45 | |
| Max drawdown | 49.57% | 52.10% | |
| Max daily drop | 18.39% | 20.19% | |
| Max wkly drop | 32.32% | 36.64% |
Fund overview
| Category | XHB | ITB |
|---|---|---|
| Fund name | State Street SPDR S&P Homebuilders ETF | iShares U.S. Home Construction ETF |
| Type | ETF | ETF |
| Expense ratio | 0.35% | 0.38% |
| Total assets (AUM) | $1.53B | $2.56B |
| Dividend yield | 0.76% | 1.22% |
XHB strengths
- →Broader housing ecosystem exposure: XHB's inclusion of home improvement, furnishings, and appliance companies provides less concentrated homebuilder exposure — a wider housing market bet
- →Equal-weighting reduces mega-cap concentration: XHB's equal-weight methodology prevents DR Horton or Lennar from dominating returns — smaller homebuilders and housing-adjacent companies contribute equally
- →Housing activity diversification: XHB benefits from move-in buyers (furnishings, appliances, home improvement) in addition to new home construction — multiple revenue streams of housing market activity
ITB strengths
- →Pure homebuilder concentration: ITB's top 5 holdings are the largest US homebuilders — more direct exposure to new home construction economics vs XHB's diluted housing ecosystem approach
- →DR Horton and Lennar weighting: the two largest US homebuilders represent significant ITB weight — investors get direct exposure to market-leading builders benefiting most from housing supply shortages
- →Housing starts correlation: ITB's pure homebuilder focus creates tighter correlation to housing starts data — the preferred vehicle for investors wanting to express a housing construction thesis
Risks to watch — XHB
- →Less pure homebuilder exposure than ITB: investors wanting pure homebuilder exposure may prefer ITB's concentrated homebuilder holdings vs XHB's broader housing sector mix
- →Home improvement sensitivity to renovation trends: XHB's Home Depot and Lowe's exposure introduces renovation spending cycles that may not align with homebuilder timing
- →0.35% expense vs ITB's 0.40%: XHB is marginally cheaper than ITB but both expense ratios are high for sector ETFs vs broad market alternatives
Risks to watch — ITB
- →Homebuilder concentration risk: ITB's top 5 holdings are all homebuilders — sector-specific risks (material costs, labor, interest rates) create correlated drawdown risk vs XHB's more diversified housing exposure
- →Interest rate sensitivity: homebuilder stocks are more sensitive to mortgage rate changes than broader housing stocks — when rates rise sharply, homebuilder stocks often fall more steeply than ITB's price action
- →0.40% expense ratio: modestly higher than XHB's 0.35% for the purer homebuilder tilt — both are expensive relative to broad market alternatives
Frequently asked questions
Free public comparison
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.
More comparisons
Browse all 1,000 comparisons →