SPDW vs SCHF Stock Comparison: AI Score, Valuation, Performance and Upside
SPDW and SCHF both target developed international equity exposure but take different paths to get there — SPDW via the S&P Developed Ex-U.S. BMI Index, and SCHF via the FTSE Developed ex US Index. The practical differences come down to issuer, cost structure, and the specific index rules each fund follows, since both are pursuing a similar investment outcome.
SPDW vs SCHF is largely a question of which issuer and index methodology you trust more for developed international equity exposure — the underlying investment case is similar, so cost, liquidity, and tracking precision tend to be the deciding factors.
SCHF holds the edge across 4 of 5 key metrics in this comparison. SCHF has delivered stronger 1-year price return (+20.99% vs +20.65% for SPDW).
- want the cheapest possible way to buy developed international exposure
- prefer State Street's approach and fund lineup
- value one of the lowest expense ratios in the developed-international category
- are comfortable with smaller asset base and volume than VEA or IEFA
- want the cheapest developed international core holding for Schwab investors
- prefer Charles Schwab's approach and fund lineup
- value one of the lowest expense ratios among developed international ETFs
- are comfortable with smaller asset base and volume than VEA or IEFA
| Metric | SPDW | SCHF |
|---|---|---|
| ETF scorei | 27.1 | 27.1 |
| Latest closei | $50.32 | $27.51 |
| 1M returni | -0.47% | -0.29% |
| 3M returni | -1.81% | -1.89% |
| 6M returni | +1.17% | +1.12% |
| 1Y returni | +20.65% | +20.99% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SPDW | SCHF |
|---|---|---|
| 1Y ago | $12.46K (+24.6%) started 2025-11-04 | $12.52K (+25.2%) started 2025-11-04 |
| 5Y ago | $18.35K (+83.5%) started 2021-11-05 | $18.65K (+86.5%) started 2021-11-05 |
| 10Y ago | $36.27K (+262.7%) started 2016-11-07 | $36.91K (+269.1%) started 2016-11-07 |
Hypothetical — past performance does not guarantee future results.
| Metric | SPDW | SCHF |
|---|---|---|
| Expense ratioi | 0.03% | 0.03% |
| Total assets (AUM)i | $40.99B | $67.7B |
| Dividend yieldi | 3.06% | 3.11% |
| Trailing P/Ei | 16.38 | 15.96 |
| Betai | 0.87 | 0.86 |
| 52-week change | 20.65% | 20.99% |
| Metric | SPDW | SCHF |
|---|---|---|
| 1Y returni | +20.65% | +20.99% |
| 6M returni | +1.17% | +1.12% |
| 3M returni | -1.81% | -1.89% |
| 1M returni | -0.47% | -0.29% |
| 1Y Sharpe ratio | 0.91 | 0.91 |
| Betai | 0.87 | 0.86 |
| Dividend yieldi | 3.06% | 3.11% |
| 5Y CAGR | +9.19% | +9.61% |
Over the past year, SPDW and SCHF have moved strongly in the same direction (correlation of 1.00), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SPDW | SCHF |
|---|---|---|---|
| 1Y | Growthi | +20.65% | +20.99% |
| CAGRi | +20.67% | +21.00% | |
| Volatilityi | 17.54% | 17.80% | |
| Sharpe ratioi | 0.91 | 0.91 | |
| Sortino ratioi | 1.33 | 1.34 | |
| Max drawdowni | 11.55% | 11.48% | |
| Current drawdowni | 3.80% | 3.78% | |
| Avg drawdowni | 2.35% | 2.40% | |
| Ulcer Indexi | 3.48% | 3.51% | |
| Max daily dropi | 3.71% | 3.77% | |
| Max wkly dropi | 6.96% | 6.99% | |
| 5Y | Growthi | +55.14% | +58.17% |
| CAGRi | +9.19% | +9.61% | |
| Volatilityi | 16.85% | 16.78% | |
| Sharpe ratioi | 0.34 | 0.37 | |
| Sortino ratioi | 0.49 | 0.53 | |
| Max drawdowni | 29.86% | 28.81% | |
| Current drawdowni | 3.80% | 3.78% | |
| Avg drawdowni | 6.86% | 6.26% | |
| Ulcer Indexi | 9.71% | 8.98% | |
| Max daily dropi | 6.34% | 6.31% | |
| Max wkly dropi | 10.59% | 10.57% | |
| 10Y | Growthi | +160.84% | +163.71% |
| CAGRi | +10.07% | +10.19% | |
| Volatilityi | 17.17% | 17.08% | |
| Sharpe ratioi | 0.38 | 0.39 | |
| Sortino ratioi | 0.53 | 0.54 | |
| Max drawdowni | 34.98% | 34.87% | |
| Current drawdowni | 3.80% | 3.78% | |
| Avg drawdowni | 6.52% | 6.25% | |
| Ulcer Indexi | 9.30% | 8.95% | |
| Max daily dropi | 11.19% | 10.98% | |
| Max wkly dropi | 20.69% | 20.65% |
| Category | SPDW | SCHF |
|---|---|---|
| Fund name | State Street SPDR Portfolio Developed World ex-US ETF | Schwab International Equity ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.03% | 0.03% |
| Total assets (AUM)i | $40.99B | $67.7B |
| Dividend yieldi | 3.06% | 3.11% |
- One of the lowest expense ratios in the developed-international category
- Broad developed-market coverage including Canada
- Backed by State Street's low-cost SPDR Portfolio lineup
- One of the lowest expense ratios among developed international ETFs
- No commission through Schwab brokerage accounts
- Broad developed-market diversification across Europe and Asia
- Smaller asset base and volume than VEA or IEFA
- Currency risk applies as with any unhedged international fund
- Developed international's long relative underperformance versus the US
- Smaller asset base and volume than VEA or IEFA
- Currency risk applies as with any unhedged international fund
- Developed international's long relative underperformance versus the US
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