How do FNDC and SCHF differ fundamentally?

FNDC tracks the Russell Fundamental Developed ex-US Large Company Index from Charles Schwab, while SCHF tracks the FTSE Developed ex US Index from Charles Schwab. They pursue meaningfully different strategies, so returns and risk profiles can diverge significantly depending on market conditions.

What should investors watch with FNDC and SCHF?

For FNDC: fundamental-weighting strategies can lag cap-weighted funds for years. For SCHF: smaller asset base and volume than VEA or IEFA. Both funds carry the risks typical of their category, so position sizing and time horizon matter as much as the fund choice itself.

Data as of: September 6, 2026

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FNDC

Schwab Fundamental International Large Company Index ETF · ETF

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SCHF

Schwab International Equity ETF · ETF

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Comparison scoreboard

MIXED SETUP

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Quick take

FNDC vs SCHF Stock Comparison: AI Score, Valuation, Performance and Upside

Q: Which is better for long-term investors — FNDC or SCHF?

Long-term investors should weigh FNDC's emphasis on value-tilted international exposure via fundamental weighting against SCHF's emphasis on the cheapest developed international core holding for Schwab investors, along with each fund's expense ratio and tracking record, since those factors compound over a multi-year holding period more than any single year's performance.

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FNDC and SCHF sit in related but distinct corners of the ETF landscape — FNDC centers on value-tilted international exposure via fundamental weighting, while SCHF focuses on the cheapest developed international core holding for Schwab investors. Investors choosing between them should weigh how each fund's strategy lines up with their own goals rather than assuming they're interchangeable.

Choosing between FNDC and SCHF comes down to which specific exposure — value-tilted international exposure via fundamental weighting or the cheapest developed international core holding for Schwab investors — better matches the role you want this holding to play in a diversified portfolio.

Normalized 1Y performance

FNDC

SCHF

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Recent returns

FNDC

SCHF

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Analyst price targets & sentiment

Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.

FNDC

Price target data unavailable

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SCHF

Price target data unavailable

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Who should consider this stock?

FNDC may suit investors who:

want value-tilted international exposure via fundamental weighting
prefer Charles Schwab's approach and fund lineup
value fundamental weighting reduces exposure to overvalued mega-caps
are comfortable with fundamental-weighting strategies can lag cap-weighted funds for years

SCHF may suit investors who:

want the cheapest developed international core holding for Schwab investors
prefer Charles Schwab's approach and fund lineup
value one of the lowest expense ratios among developed international ETFs
are comfortable with smaller asset base and volume than VEA or IEFA

Performance & AI score

Performance & AI score
Metric	FNDC	SCHF
AI scorei	N/A	N/A
AI ranki	N/A	N/A
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Valuation & upside potential

Valuation & upside potential
Metric	FNDC	SCHF
Market capi	N/A	N/A
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Forward P/Ei	N/A	N/A
Price/Salesi	N/A	N/A
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Growth, profitability & risk

Growth, profitability & risk
Metric	FNDC	SCHF
Revenue growthi	N/A	N/A
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Current ratioi	N/A	N/A
Quick ratioi	N/A	N/A

Drawdown & downside risk

Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.

1Y risk snapshot

FNDC max drawdowniN/A

SCHF max drawdowniN/A

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5Y risk snapshot

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10Y risk snapshot

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SCHF max drawdowniN/A

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Performance metrics by period

Performance metrics by period
Period	Metric	FNDC	SCHF
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5Y	Growthi	N/A	N/A
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10Y	Growthi	N/A	N/A
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	Sharpe ratioi	N/A	N/A
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	Current drawdowni	N/A	N/A
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	Ulcer Indexi	N/A	N/A
	Max daily dropi	N/A	N/A
	Max wkly dropi	N/A	N/A

AI Prediction Signali

Members only

Next 5 trading days

FNDC

+2.8%BUY

SCHF

+1.1%HOLD

Next 30 trading days

FNDC

+6.4%BUY

SCHF

+3.2%HOLD

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Business comparison

Business comparison
Category	FNDC	SCHF
Company	Schwab Fundamental International Large Company Index ETF	Schwab International Equity ETF
Sector	ETF	ETF
Industry	N/A	N/A
Core business	FNDC weights international holdings by fundamental measures like sales, cash flow, and dividends rather than market capitalization. Issued by Charles Schwab, it tracks the Russell Fundamental Developed ex-US Large Company Index.	SCHF is Schwab's ultra-low-cost developed international fund, competing directly with Vanguard's VEA on price and index coverage. Issued by Charles Schwab, it tracks the FTSE Developed ex US Index.
Investor focus	FNDC is built around value-tilted international exposure via fundamental weighting, appealing to investors who want that specific exposure rather than SCHF's approach.	SCHF is built around the cheapest developed international core holding for Schwab investors, appealing to investors who want that specific exposure rather than FNDC's approach.

FNDC strengths

Fundamental weighting reduces exposure to overvalued mega-caps
Tends to tilt toward value and higher-dividend international stocks
No commission through Schwab brokerage accounts

SCHF strengths

One of the lowest expense ratios among developed international ETFs
No commission through Schwab brokerage accounts
Broad developed-market diversification across Europe and Asia

Risks to watch — FNDC

Fundamental-weighting strategies can lag cap-weighted funds for years
Higher expense ratio than plain cap-weighted international funds
Value tilt underperforms during growth-led international rallies

Risks to watch — SCHF

Smaller asset base and volume than VEA or IEFA
Currency risk applies as with any unhedged international fund
Developed international's long relative underperformance versus the US

Frequently asked questions

Neither FNDC nor SCHF is universally "better" — FNDC is built for value-tilted international exposure via fundamental weighting, while SCHF is built for the cheapest developed international core holding for Schwab investors. Investors should pick based on which exposure and cost structure fits their own portfolio goals rather than assuming one strictly dominates the other.

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