IVV vs VTI ETF Comparison: AI Score, Valuation, Performance and Upside
IVV and VTI are both core US equity holdings, differing in breadth. IVV holds large companies selected for the S&P 500, while VTI extends across the whole market including mid, small, and micro caps. Because both weight by market capitalisation, their largest holdings are nearly identical and their returns have historically been very close.
Use this IVV vs VTI comparison to decide whether you want small cap exposure inside your core holding or separately. VTI includes it automatically, but at a small weight. IVV excludes it, which lets you size small caps deliberately with a dedicated fund if you want more than cap weighting would give you.
IVV holds the edge across 3 of 5 key metrics in this comparison. IVV has delivered stronger 1-year price return (+18.57% vs +18.17% for VTI).
- Want the standard US large cap benchmark with maximum liquidity
- Prefer the index's profitability screen on constituents
- Plan to size small and mid caps separately if at all
- Accept concentration in the largest companies
- Want the entire US market in a single holding
- Prefer rules-based coverage with no committee selection
- Value simplicity over deliberately sizing size segments
- Accept that cap weighting makes small cap inclusion a modest effect
| Metric | IVV | VTI |
|---|---|---|
| ETF scorei | 83.0 | 81.0 |
| Latest closei | $774.83 | $379.77 |
| 1M returni | +0.96% | +0.41% |
| 6M returni | +22.32% | +21.65% |
| 1Y returni | +18.57% | +18.17% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | IVV | VTI |
|---|---|---|
| 1Y ago | $12K (+20.0%) started 2025-09-25 | $11.96K (+19.6%) started 2025-09-25 |
| 5Y ago | $20.09K (+100.9%) started 2021-09-27 | $18.99K (+89.9%) started 2021-09-27 |
| 10Y ago | $51.07K (+410.7%) started 2016-09-26 | $47.7K (+377.0%) started 2016-09-26 |
Hypothetical — past performance does not guarantee future results.
| Metric | IVV | VTI |
|---|---|---|
| Expense ratioi | 0.03% | 0.03% |
| Total assets (AUM)i | $883.99B | $2.34T |
| Dividend yieldi | 1.06% | 1.03% |
| Trailing P/Ei | 24.91 | 24.39 |
| Betai | 1.02 | 1.03 |
| 52-week change | 18.57% | 18.17% |
| Metric | IVV | VTI |
|---|---|---|
| 1Y returni | +18.57% | +18.17% |
| 6M returni | +22.32% | +21.65% |
| 1M returni | +0.96% | +0.41% |
| 1Y Sharpe ratio | 1.04 | 1.00 |
| Betai | 1.02 | 1.03 |
| Dividend yieldi | 1.06% | 1.03% |
| 5Y CAGR | +13.35% | +12.14% |
Over the past year, IVV and VTI have moved strongly in the same direction (correlation of 0.99), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | IVV | VTI |
|---|---|---|---|
| 1Y | Growthi | +18.57% | +18.17% |
| CAGRi | +18.58% | +18.18% | |
| Volatilityi | 12.97% | 13.16% | |
| Sharpe ratioi | 1.04 | 1.00 | |
| Sortino ratioi | 1.50 | 1.44 | |
| Max drawdowni | 8.89% | 8.92% | |
| Current drawdowni | 0.56% | 1.18% | |
| Avg drawdowni | 1.44% | 1.44% | |
| Ulcer Indexi | 2.14% | 2.15% | |
| Max daily dropi | 2.72% | 2.68% | |
| Max wkly dropi | 3.74% | 3.66% | |
| 5Y | Growthi | +86.93% | +77.22% |
| CAGRi | +13.35% | +12.14% | |
| Volatilityi | 17.03% | 17.53% | |
| Sharpe ratioi | 0.56 | 0.49 | |
| Sortino ratioi | 0.80 | 0.70 | |
| Max drawdowni | 24.53% | 25.36% | |
| Current drawdowni | 0.56% | 1.18% | |
| Avg drawdowni | 5.57% | 6.23% | |
| Ulcer Indexi | 8.45% | 9.23% | |
| Max daily dropi | 6.01% | 5.87% | |
| Max wkly dropi | 11.53% | 11.61% | |
| 10Y | Growthi | +324.19% | +302.80% |
| CAGRi | +15.55% | +14.96% | |
| Volatilityi | 18.06% | 18.30% | |
| Sharpe ratioi | 0.64 | 0.61 | |
| Sortino ratioi | 0.90 | 0.85 | |
| Max drawdowni | 33.90% | 35.00% | |
| Current drawdowni | 0.56% | 1.18% | |
| Avg drawdowni | 4.31% | 4.68% | |
| Ulcer Indexi | 7.17% | 7.72% | |
| Max daily dropi | 11.57% | 11.38% | |
| Max wkly dropi | 18.04% | 18.80% |
| Category | IVV | VTI |
|---|---|---|
| Fund name | iShares Core S&P 500 ETF | Vanguard Morningstar Total Stock Market ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.03% | 0.03% |
| Total assets (AUM)i | $883.99B | $2.34T |
| Dividend yieldi | 1.06% | 1.03% |
- The most widely used US equity benchmark, with enormous liquidity and tight trading spreads
- Index profitability screen excludes persistently unprofitable companies
- Extremely low cost and highly efficient tracking
- Owns nearly the entire US market in one holding, requiring no decisions about size segments
- Rules-based coverage with no committee selection of constituents
- Very low cost with broad diversification across thousands of companies
- Excludes small and mid cap companies entirely, so it is not the whole US market
- Market cap weighting concentrates a large share of assets in a handful of names
- Committee-based index selection introduces a discretionary element
- Because it is cap-weighted, small caps affect returns far less than the holding count suggests
- Includes unprofitable and micro cap companies that the S&P 500 screens out
- Returns have historically tracked very closely to large cap indexes, so the added breadth may feel academic
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AI score, forward P/E, analyst target upside, operating margin, and revenue growth are scored head-to-head, with a running tally of which ticker leads on how many metrics.
Volatility, Sharpe and Sortino ratios, maximum, current, and average drawdown, Ulcer Index, and worst single-day and single-week drops across every timeframe.
Pairwise daily-return correlation for every combination, so you can see whether two holdings actually diversify each other or just move together.
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