SCHG vs VTV ETF Comparison: AI Score, Valuation, Performance and Upside
SCHG and VTV sit on opposite sides of the growth and value divide. SCHG holds fast-growing, technology-heavy companies at high valuations with modest dividends. VTV holds cheaper companies concentrated in financials, healthcare, and industrials, with a higher yield. Their relative performance has swung across long cycles rather than settling into a permanent winner.
Use this SCHG vs VTV comparison to make a deliberate factor decision. Growth wins when earnings expansion is concentrated and rates are supportive; value tends to do better when rates rise, when cheap sectors recover, or after growth valuations become stretched. Long stretches of one leading the other are normal, which is an argument for sizing rather than choosing.
VTV holds the edge across 5 of 5 key metrics in this comparison. VTV has delivered stronger 1-year price return (+21.82% vs +15.60% for SCHG).
- Want concentrated exposure to large cap earnings growth
- Have a long horizon and tolerance for valuation-driven drawdowns
- Do not need current income from the position
- Accept heavy technology sector concentration
- Prefer lower valuations and a higher dividend yield
- Want diversification away from technology concentration
- Are willing to wait through long periods of value underperformance
- Accept financials weighting and the risk of value traps
| Metric | SCHG | VTV |
|---|---|---|
| ETF scorei | 75.0 | 90.0 |
| Latest closei | $36.26 | $220.81 |
| 1M returni | +2.80% | -2.65% |
| 6M returni | +28.89% | +14.77% |
| 1Y returni | +15.60% | +21.82% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHG | VTV |
|---|---|---|
| 1Y ago | $11.61K (+16.1%) started 2025-09-25 | $12.44K (+24.4%) started 2025-09-25 |
| 5Y ago | $19.78K (+97.8%) started 2021-09-27 | $20.13K (+101.3%) started 2021-09-27 |
| 10Y ago | $60.62K (+506.2%) started 2016-09-26 | $43.27K (+332.7%) started 2016-09-26 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHG | VTV |
|---|---|---|
| Expense ratioi | 0.04% | 0.03% |
| Total assets (AUM)i | $63.03B | $262.3B |
| Dividend yieldi | 0.37% | 1.82% |
| Trailing P/Ei | 29.88 | 20.02 |
| Betai | 1.20 | 0.77 |
| 52-week change | 15.60% | 21.82% |
| Metric | SCHG | VTV |
|---|---|---|
| 1Y returni | +15.60% | +21.82% |
| 6M returni | +28.89% | +14.77% |
| 1M returni | +2.80% | -2.65% |
| 1Y Sharpe ratio | 0.68 | 1.55 |
| Betai | 1.20 | 0.77 |
| Dividend yieldi | 0.37% | 1.82% |
| 5Y CAGR | +14.10% | +12.31% |
Over the past year, SCHG and VTV have moved moderately in the same direction (correlation of 0.50), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHG | VTV |
|---|---|---|---|
| 1Y | Growthi | +15.60% | +21.82% |
| CAGRi | +15.61% | +21.84% | |
| Volatilityi | 16.77% | 10.25% | |
| Sharpe ratioi | 0.68 | 1.55 | |
| Sortino ratioi | 0.97 | 2.34 | |
| Max drawdowni | 16.41% | 6.35% | |
| Current drawdowni | 0.06% | 2.94% | |
| Avg drawdowni | 3.84% | 1.06% | |
| Ulcer Indexi | 5.20% | 1.74% | |
| Max daily dropi | 3.35% | 1.71% | |
| Max wkly dropi | 5.52% | 3.49% | |
| 5Y | Growthi | +93.20% | +78.52% |
| CAGRi | +14.10% | +12.31% | |
| Volatilityi | 22.47% | 13.76% | |
| Sharpe ratioi | 0.50 | 0.59 | |
| Sortino ratioi | 0.71 | 0.84 | |
| Max drawdowni | 34.59% | 17.04% | |
| Current drawdowni | 0.06% | 2.94% | |
| Avg drawdowni | 9.49% | 3.20% | |
| Ulcer Indexi | 13.81% | 4.65% | |
| Max daily dropi | 6.11% | 5.93% | |
| Max wkly dropi | 12.33% | 10.83% | |
| 10Y | Growthi | +464.69% | +228.22% |
| CAGRi | +18.91% | +12.63% | |
| Volatilityi | 21.61% | 16.59% | |
| Sharpe ratioi | 0.70 | 0.53 | |
| Sortino ratioi | 0.99 | 0.74 | |
| Max drawdowni | 34.59% | 36.78% | |
| Current drawdowni | 0.06% | 2.94% | |
| Avg drawdowni | 6.24% | 3.70% | |
| Ulcer Indexi | 10.50% | 5.98% | |
| Max daily dropi | 12.55% | 11.08% | |
| Max wkly dropi | 17.06% | 19.35% |
| Category | SCHG | VTV |
|---|---|---|
| Fund name | Schwab U.S. Large-Cap Growth ETF | Vanguard Morningstar Value ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.04% | 0.03% |
| Total assets (AUM)i | $63.03B | $262.3B |
| Dividend yieldi | 0.37% | 1.82% |
- Concentrated exposure to the companies driving earnings growth in the index
- Very low cost for a factor-tilted fund
- Has captured the strong performance of large technology businesses
- Lower valuations provide more margin of safety if expectations disappoint
- Higher dividend yield than growth-oriented funds
- Sector mix diversifies away from technology concentration
- High valuations make it vulnerable when multiples compress
- Sector concentration in technology reduces diversification
- Pays relatively little dividend income
- Value has lagged growth for extended stretches, sometimes for many years
- Heavier financials weighting brings credit cycle sensitivity
- Value screens can include businesses that are cheap for good reasons
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