STUB vs CHYM Stock Comparison: AI Score, Valuation, Performance and Upside
StubHub and Chime are both relatively newly public consumer internet platforms, with StubHub focused on live event ticket resale and Chime focused on digital consumer banking.
Investors weighing StubHub against Chime are choosing between exposure to live event and experience spending versus exposure to digital banking adoption, both from recently public companies with limited trading history.
STUB and CHYM are closely matched — they split the tracked metrics evenly. On fundamentals, STUB is growing revenue faster (33.20%), while CHYM maintains the higher operating margin (18.61%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for STUB (+69.04%) than for CHYM (+4.33%).
- Want exposure to live event and experience-based consumer spending
- Believe in continued growth of the ticket resale marketplace category
- Are comfortable with the risks of a newly public company
- Can tolerate revenue cyclicality tied to event schedules and popularity
- Want concentrated exposure to digital consumer banking growth
- Believe in continued adoption of neobank platforms among younger and underbanked consumers
- Are comfortable with the risks of a newly public company
- Are looking for a more narrowly focused fintech investment
| Metric | STUB | CHYM |
|---|---|---|
| AI score | N/A | 22.6 |
| AI rank | N/A | #3963 |
| Latest close | $6.68 | $32.78 |
| 1M return | -23.04% | +50.23% |
| 6M return | -21.60% | +58.97% |
| 1Y return | N/A | +25.21% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | STUB | CHYM |
|---|---|---|
| 1Y ago | $3.04K (-69.6%) started 2025-09-17 | $12.52K (+25.2%) started 2025-08-21 |
| 5Y ago | $3.04K (-69.6%) started 2025-09-17 | $8.83K (-11.7%) started 2025-06-12 |
| 10Y ago | $3.04K (-69.6%) started 2025-09-17 | $8.83K (-11.7%) started 2025-06-12 |
Hypothetical — past performance does not guarantee future results.
| Metric | STUB | CHYM |
|---|---|---|
| Market cap | $2.55B | $12.41B |
| Trailing P/E | N/A | 6.10 |
| Forward P/E | 10.08 | N/A |
| Price/Sales | 1.32 | 5.05 |
| EV/Revenue | 1.39 | 4.65 |
| Analyst target | $11.29 | $34.20 |
| Target upside | +69.04% | +4.33% |
| Metric | STUB | CHYM |
|---|---|---|
| Revenue growth | 33.20% | 26.80% |
| Earnings growth | N/A | N/A |
| EPS growth | N/A | N/A |
| FCF margin | +56.32% | +17.81% |
| Operating margin | 3.40% | 18.61% |
| Profit margin | -91.27% | -0.74% |
| ROIC proxy | -102.95% | -1.28% |
| Return on equity | -102.95% | -1.28% |
| Dividend yield | 0.00% | 0.00% |
| Beta | 1.79 | 2.17 |
| Debt/equity | 67.20 | 12.88 |
| Current ratio | 1.04 | 4.62 |
| Quick ratio | 1.02 | 3.74 |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | STUB | CHYM |
|---|---|---|---|
| 1Y | Growth | -69.64% | +25.21% |
| CAGR | -72.42% | +25.23% | |
| Sharpe ratio | -1.27 | 0.60 | |
| Max drawdown | 72.32% | 41.14% | |
| Max daily drop | 20.99% | 12.52% | |
| Max wkly drop | 45.22% | 19.97% | |
| 5Y | Growth | -69.64% | -11.67% |
| CAGR | -72.42% | -9.89% | |
| Sharpe ratio | -1.27 | 0.10 | |
| Max drawdown | 72.32% | 55.70% | |
| Max daily drop | 20.99% | 14.68% | |
| Max wkly drop | 45.22% | 21.22% | |
| 10Y | Growth | -69.64% | -11.67% |
| CAGR | -72.42% | -9.89% | |
| Sharpe ratio | -1.27 | 0.10 | |
| Max drawdown | 72.32% | 55.70% | |
| Max daily drop | 20.99% | 14.68% | |
| Max wkly drop | 45.22% | 21.22% |
| Category | STUB | CHYM |
|---|---|---|
| Company | StubHub Holdings, Inc. | Chime Financial, Inc. |
| Sector | Internet / Consumer Marketplace | Financial Technology / Digital Banking |
| Industry | N/A | N/A |
| Core business | StubHub operates an online marketplace connecting buyers and sellers of tickets for live events such as concerts, sports, and theater, generating revenue primarily through transaction fees. | Chime operates a digital banking platform, or neobank, offering fee-light checking and savings accounts, early direct deposit, and related consumer financial products through partner banks. |
| Investor focus | Watch gross merchandise volume trends across live events and the competitive landscape among ticket resale and primary ticketing platforms. | Watch active member growth and the company's ability to expand revenue per user beyond its core deposit and interchange-based business model. |
- Well-recognized global brand in the ticket resale marketplace category
- Two-sided marketplace model with network effects between buyers and sellers
- Exposure to the broader growth of live event and experience-based consumer spending
- Large base of digitally native, fee-conscious banking customers
- Simple, low-fee product positioning that appeals to underserved consumer segments
- Growth opportunity in expanding financial product offerings to existing members
- Relatively new public company with a limited track record of reporting results
- Revenue is sensitive to the volume and popularity of live events, which can be cyclical
- Competition from primary ticketing platforms and other resale marketplaces
- Relatively new public company with a limited track record of reporting results
- Revenue model concentrated around interchange fees, which can be sensitive to transaction volume
- Competition from both traditional banks and other digital banking challengers
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