STUB vs CHYM Stock Comparison: AI Score, Valuation, Performance and Upside
StubHub and Chime are both relatively newly public consumer internet platforms, with StubHub focused on live event ticket resale and Chime focused on digital consumer banking.
Investors weighing StubHub against Chime are choosing between exposure to live event and experience spending versus exposure to digital banking adoption, both from recently public companies with limited trading history.
CHYM holds the edge across 3 of 5 key metrics in this comparison. CHYM has delivered stronger 1-year price return (+53.48% vs -70.08%), though STUB has the better forward P/E setup (9.33x vs 20.29x for CHYM). On fundamentals, STUB is growing revenue faster (33.20%), while CHYM maintains the higher operating margin (18.61%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for STUB (+82.71%) than for CHYM (+6.52%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want exposure to live event and experience-based consumer spending
- Believe in continued growth of the ticket resale marketplace category
- Are comfortable with the risks of a newly public company
- Can tolerate revenue cyclicality tied to event schedules and popularity
- Want concentrated exposure to digital consumer banking growth
- Believe in continued adoption of neobank platforms among younger and underbanked consumers
- Are comfortable with the risks of a newly public company
- Are looking for a more narrowly focused fintech investment
| Metric | STUB | CHYM |
|---|---|---|
| AI scorei | 21.0 | 22.9 |
| AI ranki | N/A | #3751 |
| Latest closei | $5.76 | $29.96 |
| 1M returni | -2.04% | -10.86% |
| 3M returni | -40.19% | +36.62% |
| 6M returni | -15.54% | +27.98% |
| 1Y returni | -70.08% | +53.48% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | STUB | CHYM |
|---|---|---|
| 1Y ago | $2.99K (-70.1%) started 2025-10-15 | $15.35K (+53.5%) started 2025-10-15 |
| 5Y ago | $2.62K (-73.8%) started 2025-09-17 | $8.07K (-19.3%) started 2025-06-12 |
| 10Y ago | $2.62K (-73.8%) started 2025-09-17 | $8.07K (-19.3%) started 2025-06-12 |
Hypothetical — past performance does not guarantee future results.
| Metric | STUB | CHYM |
|---|---|---|
| Market capi | $2.36B | $12.37B |
| Trailing P/Ei | N/A | 6.08 |
| Forward P/Ei | 9.33 | 20.29 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 1.29 | 4.48 |
| Analyst targeti | $11.29 | $34.80 |
| Target upsidei | +82.71% | +6.52% |
| Metric | STUB | CHYM |
|---|---|---|
| Revenue growthi | 33.20% | 26.80% |
| Earnings growthi | N/A | N/A |
| EPS growthi | N/A | N/A |
| FCF margini | +56.32% | +17.81% |
| Operating margini | 3.40% | 18.61% |
| Profit margini | -91.27% | -0.74% |
| ROIC proxyi | -102.95% | -1.28% |
| Return on equityi | -102.95% | -1.28% |
| Dividend yieldi | N/A | N/A |
| Payout ratioi | 0.00% | 0.00% |
| Dividend growth streaki | N/A | N/A |
| Betai | N/A | N/A |
| Debt/equityi | 67.20 | 12.88 |
| Current ratioi | 1.04 | 4.62 |
| Quick ratioi | 1.02 | 3.74 |
Over the past year, STUB and CHYM have moved weakly in the same direction (correlation of 0.29), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | STUB | CHYM |
|---|---|---|---|
| 1Y | Growthi | -70.08% | +53.48% |
| CAGRi | -70.10% | +53.53% | |
| Volatilityi | 74.66% | 64.18% | |
| Sharpe ratioi | -1.30 | 0.92 | |
| Sortino ratioi | -1.67 | 1.41 | |
| Max drawdowni | 73.67% | 41.14% | |
| Current drawdowni | 71.39% | 13.29% | |
| Avg drawdowni | 49.05% | 17.09% | |
| Ulcer Indexi | 52.65% | 21.17% | |
| Max daily dropi | 20.99% | 12.52% | |
| Max wkly dropi | 45.22% | 19.97% | |
| 5Y | Growthi | -73.82% | -19.27% |
| CAGRi | -71.22% | -14.75% | |
| Volatilityi | 75.66% | 64.26% | |
| Sharpe ratioi | -1.32 | 0.00 | |
| Sortino ratioi | -1.70 | 0.00 | |
| Max drawdowni | 75.91% | 55.70% | |
| Current drawdowni | 73.82% | 19.27% | |
| Avg drawdowni | 50.81% | 34.23% | |
| Ulcer Indexi | 54.33% | 37.11% | |
| Max daily dropi | 20.99% | 14.68% | |
| Max wkly dropi | 45.22% | 21.22% | |
| 10Y | Growthi | -73.82% | -19.27% |
| CAGRi | -71.22% | -14.75% | |
| Volatilityi | 75.66% | 64.26% | |
| Sharpe ratioi | -1.32 | 0.00 | |
| Sortino ratioi | -1.70 | 0.00 | |
| Max drawdowni | 75.91% | 55.70% | |
| Current drawdowni | 73.82% | 19.27% | |
| Avg drawdowni | 50.81% | 34.23% | |
| Ulcer Indexi | 54.33% | 37.11% | |
| Max daily dropi | 20.99% | 14.68% | |
| Max wkly dropi | 45.22% | 21.22% |
| Category | STUB | CHYM |
|---|---|---|
| Company | StubHub Holdings, Inc. | Chime Financial, Inc. |
| Sector | Communication Services | Technology |
| Industry | Internet Content & Information | Software - Application |
| Core business | StubHub operates an online marketplace connecting buyers and sellers of tickets for live events such as concerts, sports, and theater, generating revenue primarily through transaction fees. | Chime operates a digital banking platform, or neobank, offering fee-light checking and savings accounts, early direct deposit, and related consumer financial products through partner banks. |
| Investor focus | Watch gross merchandise volume trends across live events and the competitive landscape among ticket resale and primary ticketing platforms. | Watch active member growth and the company's ability to expand revenue per user beyond its core deposit and interchange-based business model. |
- Well-recognized global brand in the ticket resale marketplace category
- Two-sided marketplace model with network effects between buyers and sellers
- Exposure to the broader growth of live event and experience-based consumer spending
- Large base of digitally native, fee-conscious banking customers
- Simple, low-fee product positioning that appeals to underserved consumer segments
- Growth opportunity in expanding financial product offerings to existing members
- Relatively new public company with a limited track record of reporting results
- Revenue is sensitive to the volume and popularity of live events, which can be cyclical
- Competition from primary ticketing platforms and other resale marketplaces
- Relatively new public company with a limited track record of reporting results
- Revenue model concentrated around interchange fees, which can be sensitive to transaction volume
- Competition from both traditional banks and other digital banking challengers
Compare more than two at a time
This page is a fixed writeup on STUB and CHYM. Our comparison engine is the interactive version: load up to five tickers, switch timeframes, and get the correlation, drawdown, and overlap analysis that a static page can't show.
Add three more names beside STUB and CHYM, mixing stocks and ETFs in the same table — useful when the real question is which of a whole peer group to own.
AI score, forward P/E, analyst target upside, operating margin, and revenue growth are scored head-to-head, with a running tally of which ticker leads on how many metrics.
Volatility, Sharpe and Sortino ratios, maximum, current, and average drawdown, Ulcer Index, and worst single-day and single-week drops across every timeframe.
Pairwise daily-return correlation for every combination, so you can see whether two holdings actually diversify each other or just move together.
A scatter plot of forward P/E against return on equity, plus drawdown and 30-day rolling volatility charts, to separate what is cheap from what is merely beaten down.
For ETFs, a top-holdings comparison that exposes hidden overlap between funds. Every comparison exports to CSV for your own spreadsheet work.
Two comparisons a week are free without an account. A 14-day trial removes the limit and adds AI price forecasts, stock rankings, saved watchlists, and the intrinsic value calculator — no credit card required.
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.