Commerce Bancshares, Inc. (CBSH) Stock Analysis 2026
BriMind AI Score
ProprietaryScore based on historical price CAGR, revenue growth, analyst upside, and valuation factors. Updated daily.
BriMind 1-Year Price Target
An even blend of the BriMind AI model's DCF and momentum target ($60.30) and Wall Street's consensus target ($64.28).
AI scores and price targets are for informational and educational purposes only. They do not constitute financial advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. Always conduct your own research before making investment decisions. Full Disclaimer →
CBSH Revenue & Profitability Breakdown
This chart shows how CBSH's revenue flows through to profit. As a financial-sector company, CBSH doesn't report a traditional cost-of-revenue/gross-margin split, so the cascade starts from operating expenses and works down to net income — the actual profit shareholders own. A high net margin indicates efficient expense control and capital allocation.
Key Financial Metrics
Commerce Bancshares, Inc. trades at a trailing P/E of 14.25x, hasn't disclosed meaningful free cash flow, hasn't disclosed a debt/equity ratio, and converts shareholder equity into profit at a 14.7% return on equity. For context: P/E ratio measures how much you pay for $1 of earnings (lower = cheaper, but fast-growing companies command higher P/E); Free Cash Flow is the cash left after running the business; Debt/Equity shows how leveraged a company is; Return on Equity shows how efficiently it turns shareholder capital into profit.
Wall Street Analyst Consensus
Wall Street analysts covering Commerce Bancshares, Inc. currently haven't converged on a clear consensus rating, with a mean 12-month price target of $65.33 (+17.5% vs the current price). Analysts set these targets after researching a company's earnings, competitive position, and industry trends — Strong Buy / Buy means the majority expect meaningful upside, while Hold means fair value near the current price rather than a sell signal.
Intrinsic Value Estimates for CBSH
We use 3 valuation models to estimate CBSH's intrinsic value. Intrinsic value is what a stock is truly worth based on the company's fundamentals, independent of what the market prices it at today. If multiple models agree the stock is undervalued, that convergence is a stronger signal.
Intrinsic value estimates use simplified models (Graham, DCF, P/E) and conservative assumptions. They should be used as one input among many — not as sole buy/sell guidance. For advanced analysis, see the full platform.
Technical Price Signals
CBSH is currently in a short-term downtrend, trading below its 50-day average of $58.67 and above its 200-day average of $53.64. Moving averages smooth out day-to-day volatility to reveal the underlying trend — a Golden Cross (50MA crosses above 200MA) is a classic bullish signal, a Death Cross is bearish, though both are lagging indicators that confirm trends rather than predict them.
Further Reading
Research and guides that put CBSH’s numbers in context — how to read the filings behind them, and the frameworks we use to score them.
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