Regions Financial Corporation (RF) Stock Analysis 2026

Financial ServicesBanks - Regional
$27.31
as of 2026-10-15
+12.0% (52-week)50D MA $30.83  |  200D MA $28.36

BriMind AI Score

Proprietary
52
Neutral
Price CAGR
13.9%
1Y Return
+11.9%
Analyst Upside
+21.9%
Rev Growth
3.4%

Score based on historical price CAGR, revenue growth, analyst upside, and valuation factors. Updated daily.

BriMind 1-Year Price Target

$30.21+10.6% potential
Bear Case
$23.41
Bull Case
$38.02
Model Confidence90%

An even blend of the BriMind AI model's DCF and momentum target ($28.71) and Wall Street's consensus target ($31.70).

AI scores and price targets are for informational and educational purposes only. They do not constitute financial advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. Always conduct your own research before making investment decisions. Full Disclaimer →

RF Revenue & Profitability Breakdown

This chart shows how RF's revenue flows through to profit. As a financial-sector company, RF doesn't report a traditional cost-of-revenue/gross-margin split, so the cascade starts from operating expenses and works down to net income — the actual profit shareholders own. A high net margin indicates efficient expense control and capital allocation.

Revenue
$7.24B
Operating Expenses & Cost of Revenue
-$4.39B
Operating Income
$2.85B39.3% margin
Tax & Other
-$613.6M
Net Income
$2.23B30.8% margin
Operating Margin
39.3%
Net Margin
30.8%

Key Financial Metrics

Regions Financial Corporation trades at a trailing P/E of 12.33x, hasn't disclosed meaningful free cash flow, hasn't disclosed a debt/equity ratio, and converts shareholder equity into profit at a 11.9% return on equity. For context: P/E ratio measures how much you pay for $1 of earnings (lower = cheaper, but fast-growing companies command higher P/E); Free Cash Flow is the cash left after running the business; Debt/Equity shows how leveraged a company is; Return on Equity shows how efficiently it turns shareholder capital into profit.

Market Cap
$25.84B
P/E (Trailing)
12.33
P/E (Forward)
10.67
PEG Ratio
1.76
Revenue
$7.24B
Revenue Growth
3.4%
Earnings Growth
8.5%
Gross Margin
0.0%
Operating Margin
39.3%
Net Margin
30.8%
Return on Equity
11.9%
Return on Assets
1.4%
Beta
1.01
Dividend Yield
3.6%
Payout Ratio
43.1%
Insider Ownership
0.3%
Inst. Ownership
87.5%
Short % Float
7.7%
Book Value / Share
$20.49

Wall Street Analyst Consensus

Wall Street analysts covering Regions Financial Corporation currently haven't converged on a clear consensus rating, with a mean 12-month price target of $32.94 (+20.6% vs the current price). Analysts set these targets after researching a company's earnings, competitive position, and industry trends — Strong Buy / Buy means the majority expect meaningful upside, while Hold means fair value near the current price rather than a sell signal.

Mean Target$32.94+20.6% upside

Technical Price Signals

RF is currently in a short-term downtrend, trading below its 50-day average of $30.83 and below its 200-day average of $28.36. Moving averages smooth out day-to-day volatility to reveal the underlying trend — a Golden Cross (50MA crosses above 200MA) is a classic bullish signal, a Death Cross is bearish, though both are lagging indicators that confirm trends rather than predict them.

Current Price
$27.31
50-Day MA
$30.83
▼ Price below
200-Day MA
$28.36
▼ Price below
Short-term Downtrend
Below 50-day MA — caution

Compare RF with Peers

TFC vs RFTruist Financial vs Regions Financial — Which Mid-Size
RF vs HBANRegions Financial vs Huntington Bancshares — SE vs Midw
KEY vs RFKeyCorp vs Regions Financial — Investment Banking Regio
FITB vs RFFifth Third vs Regions Financial — Midwest Payments Ban

More Financial Services Stock Analysis

In-depth reports on companies operating alongside RF — business models, bull and bear cases, and the metrics that matter.

CFGCitizens Financial Group, Inc.Banks - RegionalPCBPCB BancorpBanks - RegionalBKUBankUnited, Inc.Banks - RegionalBWFGBankwell Financial Group, Inc.Banks - RegionalKEYKeyCorpBanks - RegionalCVBFCVB Financial Corp.Banks - RegionalMTBM&T Bank CorporationBanks - RegionalNUNu Holdings Ltd.Banks - Regional

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Data sources: Financial metrics and market data sourced from company SEC filings, earnings releases, and investor relations disclosures. Price data, analyst consensus targets, and fundamental financials provided by financial market data providers. ETF data sourced from official fund prospectuses and index provider publications. AI scores and price targets are proprietary estimates — see our Methodology and Disclaimer for details.
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