Citizens Financial Group, Inc. (CFG) Stock Analysis 2026

Financial ServicesBanks - Regional
$63.43
as of 2026-10-15
+37.3% (52-week)50D MA $71.43  |  200D MA $63.64

BriMind AI Score

Proprietary
54
Neutral
Price CAGR
13.8%
1Y Return
+29.1%
Analyst Upside
+27.1%
Rev Growth
14.7%

Score based on historical price CAGR, revenue growth, analyst upside, and valuation factors. Updated daily.

BriMind 1-Year Price Target

$73.50+15.9% potential
Bear Case
$58.30
Bull Case
$91.58
Model Confidence90%

An even blend of the BriMind AI model's DCF and momentum target ($68.71) and Wall Street's consensus target ($78.29).

AI scores and price targets are for informational and educational purposes only. They do not constitute financial advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. Always conduct your own research before making investment decisions. Full Disclaimer →

CFG Revenue & Profitability Breakdown

This chart shows how CFG's revenue flows through to profit. As a financial-sector company, CFG doesn't report a traditional cost-of-revenue/gross-margin split, so the cascade starts from operating expenses and works down to net income — the actual profit shareholders own. A high net margin indicates efficient expense control and capital allocation.

Revenue
$8.16B
Operating Expenses & Cost of Revenue
-$5.29B
Operating Income
$2.87B35.1% margin
Tax & Other
-$741.2M
Net Income
$2.13B26.1% margin
Operating Margin
35.1%
Net Margin
26.1%

Key Financial Metrics

Citizens Financial Group, Inc. trades at a trailing P/E of 15.19x, hasn't disclosed meaningful free cash flow, hasn't disclosed a debt/equity ratio, and converts shareholder equity into profit at a 8.3% return on equity. For context: P/E ratio measures how much you pay for $1 of earnings (lower = cheaper, but fast-growing companies command higher P/E); Free Cash Flow is the cash left after running the business; Debt/Equity shows how leveraged a company is; Return on Equity shows how efficiently it turns shareholder capital into profit.

Market Cap
$29.36B
P/E (Trailing)
15.19
P/E (Forward)
10.68
PEG Ratio
1.65
Revenue
$8.16B
Revenue Growth
14.7%
Earnings Growth
41.3%
Gross Margin
0.0%
Operating Margin
35.1%
Net Margin
26.1%
Return on Equity
8.3%
Return on Assets
0.9%
Beta
1.01
Dividend Yield
2.6%
Payout Ratio
39.2%
Insider Ownership
0.7%
Inst. Ownership
100.4%
Short % Float
0.0%
Book Value / Share
$56.95

Wall Street Analyst Consensus

Wall Street analysts covering Citizens Financial Group, Inc. currently haven't converged on a clear consensus rating, with a mean 12-month price target of $80.82 (+27.4% vs the current price). Analysts set these targets after researching a company's earnings, competitive position, and industry trends — Strong Buy / Buy means the majority expect meaningful upside, while Hold means fair value near the current price rather than a sell signal.

Mean Target$80.82+27.4% upside

Technical Price Signals

CFG is currently in a short-term downtrend, trading below its 50-day average of $71.43 and below its 200-day average of $63.64. Moving averages smooth out day-to-day volatility to reveal the underlying trend — a Golden Cross (50MA crosses above 200MA) is a classic bullish signal, a Death Cross is bearish, though both are lagging indicators that confirm trends rather than predict them.

Current Price
$63.43
50-Day MA
$71.43
▼ Price below
200-Day MA
$63.64
▼ Price below
Short-term Downtrend
Below 50-day MA — caution

Compare CFG with Peers

MTB vs CFGM&T Bank vs Citizens Financial — Northeast Regional Ban
USB vs CFGU.S. Bancorp vs Citizens Financial Group — Which Region

More Financial Services Stock Analysis

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Data sources: Financial metrics and market data sourced from company SEC filings, earnings releases, and investor relations disclosures. Price data, analyst consensus targets, and fundamental financials provided by financial market data providers. ETF data sourced from official fund prospectuses and index provider publications. AI scores and price targets are proprietary estimates — see our Methodology and Disclaimer for details.
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