Circle Internet Group (CRCL) Stock Analysis 2026

Financial ServicesCapital Markets

BriMind AI Score

Proprietary
28
Weak
Price CAGR
2.3%
1Y Return
-39.5%
Analyst Upside
+25.0%
Rev Growth
6.6%

Score based on historical price CAGR, revenue growth, analyst upside, and valuation factors. Updated daily.

AI scores and price targets are for informational and educational purposes only. They do not constitute financial advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. Always conduct your own research before making investment decisions. Full Disclaimer →

CRCL Revenue & Profitability Breakdown

This chart shows how CRCL's revenue flows through to profit. Each row deducts a layer of costs: first the direct cost of making products/services (Cost of Revenue), then operating expenses like marketing and R&D, then taxes. What remains at the bottom is net income — the actual profit shareholders own. High gross and net margins indicate a business with strong pricing power and efficiency.

Revenue
$2.91B
Cost of Revenue
-$2.27B
Gross Profit
$639.1M22.0% margin
Operating Expenses
-$496.8M
Operating Income
$142.3M4.9% margin
Net Income
$451.3M15.5% margin
Gross Margin
22.0%
Operating Margin
4.9%
Net Margin
15.5%

Key Financial Metrics

Circle Internet Group trades at a trailing P/E of 17.58x, generates $206.2M in free cash flow, runs a debt/equity ratio of 0.45, and converts shareholder equity into profit at a 15.3% return on equity. For context: P/E ratio measures how much you pay for $1 of earnings (lower = cheaper, but fast-growing companies command higher P/E); Free Cash Flow is the cash left after running the business; Debt/Equity shows how leveraged a company is; Return on Equity shows how efficiently it turns shareholder capital into profit.

Market Cap
$23.91B
P/E (Trailing)
17.58
P/E (Forward)
55.13
PEG Ratio
4.34
Price / Book
6.32
Revenue
$2.91B
Revenue Growth
6.6%
EPS (Trailing)
$4.99
EPS (Forward)
$1.59
Gross Margin
22.0%
Operating Margin
4.9%
Net Margin
15.5%
Return on Equity
15.3%
Return on Assets
0.2%
Free Cash Flow
$206.2M
Debt / Equity
0.45
Current Ratio
1.03
Quick Ratio
0.03
Dividend Yield
None
Payout Ratio
0.0%
Insider Ownership
2.3%
Inst. Ownership
68.3%
Short % Float
10.6%
Book Value / Share
$13.88

Wall Street Analyst Consensus

Wall Street analysts covering Circle Internet Group currently haven't converged on a clear consensus rating, with a mean 12-month price target of $103.29. Analysts set these targets after researching a company's earnings, competitive position, and industry trends — Strong Buy / Buy means the majority expect meaningful upside, while Hold means fair value near the current price rather than a sell signal.

Mean Target$103.29

Intrinsic Value Estimates for CRCL

We use 3 valuation models to estimate CRCL's intrinsic value. Intrinsic value is what a stock is truly worth based on the company's fundamentals, independent of what the market prices it at today. If multiple models agree the stock is undervalued, that convergence is a stronger signal.

Technical Price Signals

CRCL is currently in a mixed technical position. Moving averages smooth out day-to-day volatility to reveal the underlying trend — a Golden Cross (50MA crosses above 200MA) is a classic bullish signal, a Death Cross is bearish, though both are lagging indicators that confirm trends rather than predict them.

50-Day MA
$70.91
200-Day MA
$84.84
Read the full CRCL in-depth report
Seven-method valuation, AI Score, blended price target, and a 5-year Monte Carlo simulation for CRCL.

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Further Reading

Research and guides that put CRCL’s numbers in context — how to read the filings behind them, and the frameworks we use to score them.

SectorsStablecoin Stocks 2026: Circle (CRCL), Coinbase, PayPal — How to Invest in the GENIUS Act EraBeginnerWhat Is an AI Stock Score? How BriMindInvest Ranks StocksMarket TheoryStock Market Seasonality: Monthly Returns, 'Sell in May,' and What History SaysMarket TheoryWe Backtested 929 Insider Cluster Buys — The Signal Everyone Trusts Loses to the S&P 500

More Financial Services Stock Analysis

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Data sources: Financial metrics and market data sourced from company SEC filings, earnings releases, and investor relations disclosures. Price data, analyst consensus targets, and fundamental financials provided by financial market data providers. ETF data sourced from official fund prospectuses and index provider publications. AI scores and price targets are proprietary estimates — see our Methodology and Disclaimer for details.
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