SCHX vs RSP Stock Comparison: AI Score, Valuation, Performance and Upside
SCHX and RSP both target large-cap blend exposure but take different paths to get there — SCHX via the Dow Jones U.S. Large-Cap Total Stock Market Index, and RSP via the S&P 500 Equal Weight Index. The practical differences come down to issuer, cost structure, and the specific index rules each fund follows, since both are pursuing a similar investment outcome.
SCHX vs RSP is largely a question of which issuer and index methodology you trust more for large-cap blend exposure — the underlying investment case is similar, so cost, liquidity, and tracking precision tend to be the deciding factors.
RSP holds the edge across 3 of 5 key metrics in this comparison. SCHX has delivered stronger 1-year price return (+16.47% vs +15.67% for RSP).
- want the cheapest large-cap core holding for a Schwab-centric portfolio
- prefer Charles Schwab's approach and fund lineup
- value one of the lowest expense ratios of any large-cap ETF
- are comfortable with smaller AUM and volume than VOO or SPY
- want de-concentrating the S&P 500 away from mega-cap tech dominance
- prefer Invesco's approach and fund lineup
- value far less exposure to a handful of mega-cap stocks
- are comfortable with higher expense ratio than cap-weighted S&P 500 funds
| Metric | SCHX | RSP |
|---|---|---|
| ETF scorei | 27.1 | 26.9 |
| Latest closei | $30.35 | $215.00 |
| 1M returni | +1.95% | +0.86% |
| 3M returni | +2.78% | +0.35% |
| 6M returni | +10.35% | +7.98% |
| 1Y returni | +16.47% | +15.67% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHX | RSP |
|---|---|---|
| 1Y ago | $11.78K (+17.8%) started 2025-10-15 | $11.75K (+17.5%) started 2025-10-15 |
| 5Y ago | $19.31K (+93.1%) started 2021-10-15 | $16.36K (+63.6%) started 2021-10-15 |
| 10Y ago | $50.31K (+403.1%) started 2016-10-17 | $37.74K (+277.4%) started 2016-10-17 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHX | RSP |
|---|---|---|
| Expense ratioi | 0.03% | 0.20% |
| Total assets (AUM)i | $73.85B | $96.06B |
| Dividend yieldi | 1.04% | 1.53% |
| Trailing P/Ei | 24.37 | 20.93 |
| Betai | 1.02 | 0.94 |
| 52-week change | 16.47% | 15.67% |
| Metric | SCHX | RSP |
|---|---|---|
| 1Y returni | +16.47% | +15.67% |
| 6M returni | +10.35% | +7.98% |
| 3M returni | +2.78% | +0.35% |
| 1M returni | +1.95% | +0.86% |
| 1Y Sharpe ratio | 0.91 | 0.94 |
| Betai | 1.02 | 0.94 |
| Dividend yieldi | 1.04% | 1.53% |
| 5Y CAGR | +12.48% | +8.46% |
Over the past year, SCHX and RSP have moved strongly in the same direction (correlation of 0.78), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHX | RSP |
|---|---|---|---|
| 1Y | Growthi | +16.47% | +15.67% |
| CAGRi | +16.48% | +15.68% | |
| Volatilityi | 12.73% | 11.50% | |
| Sharpe ratioi | 0.91 | 0.94 | |
| Sortino ratioi | 1.34 | 1.39 | |
| Max drawdowni | 9.03% | 7.85% | |
| Current drawdowni | 1.14% | 3.13% | |
| Avg drawdowni | 1.51% | 1.65% | |
| Ulcer Indexi | 2.21% | 2.51% | |
| Max daily dropi | 2.65% | 1.55% | |
| Max wkly dropi | 3.80% | 3.50% | |
| 5Y | Growthi | +80.03% | +50.09% |
| CAGRi | +12.48% | +8.46% | |
| Volatilityi | 17.19% | 16.11% | |
| Sharpe ratioi | 0.51 | 0.31 | |
| Sortino ratioi | 0.73 | 0.44 | |
| Max drawdowni | 25.40% | 21.38% | |
| Current drawdowni | 1.14% | 3.13% | |
| Avg drawdowni | 6.04% | 5.19% | |
| Ulcer Indexi | 9.07% | 7.19% | |
| Max daily dropi | 5.94% | 5.61% | |
| Max wkly dropi | 11.59% | 11.81% | |
| 10Y | Growthi | +322.43% | +213.29% |
| CAGRi | +15.51% | +12.11% | |
| Volatilityi | 18.15% | 18.26% | |
| Sharpe ratioi | 0.64 | 0.47 | |
| Sortino ratioi | 0.89 | 0.66 | |
| Max drawdowni | 34.33% | 39.04% | |
| Current drawdowni | 1.14% | 3.13% | |
| Avg drawdowni | 4.54% | 4.45% | |
| Ulcer Indexi | 7.55% | 6.98% | |
| Max daily dropi | 11.93% | 12.04% | |
| Max wkly dropi | 18.34% | 20.24% |
| Category | SCHX | RSP |
|---|---|---|
| Fund name | Schwab U.S. Large-Cap ETF | Invesco S&P 500 Equal Weight ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.03% | 0.20% |
| Total assets (AUM)i | $73.85B | $96.06B |
| Dividend yieldi | 1.04% | 1.53% |
- One of the lowest expense ratios of any large-cap ETF
- No commission when traded through Schwab brokerage accounts
- Broad large-cap coverage nearly identical to the S&P 500
- Far less exposure to a handful of mega-cap stocks
- Historically tilts toward mid-caps and value during tech corrections
- Quarterly rebalancing forces systematic buy-low, sell-high discipline
- Smaller AUM and volume than VOO or SPY
- Tracks a slightly different index than the S&P 500, so returns can diverge marginally
- Best suited to investors already inside the Schwab ecosystem
- Higher expense ratio than cap-weighted S&P 500 funds
- Has lagged cap-weighted SPY during mega-cap-tech-led bull runs
- More turnover from quarterly rebalancing
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