WDAY vs ORCL Stock Comparison: AI Score, Valuation, Performance and Upside
Workday and Oracle both sell enterprise software but occupy different competitive positions: Workday is a focused, cloud-native leader in human capital and financial management software for large enterprises, while Oracle is a much broader, diversified enterprise technology company spanning databases, ERP applications, and a rapidly growing AI-focused cloud infrastructure business.
Workday offers a more focused bet on cloud HCM/financial management leadership with strong retention economics, while Oracle offers a broader platform story that now includes meaningful AI infrastructure exposure through OCI alongside its legacy database and applications business. Consider whether you prefer Workday's specialized SaaS model or Oracle's diversified, AI-infrastructure-augmented enterprise platform.
ORCL holds the edge across 4 of 5 key metrics in this comparison. WDAY has delivered stronger 1-year price return (-17.50% vs -50.30%), though ORCL has the better forward P/E setup (13.81x vs 15.20x for WDAY). ORCL leads on both revenue growth (20.60%) and operating margin (36.20%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for ORCL (+61.83%) than for WDAY (+3.10%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want focused exposure to cloud-native HR and financial management software for large enterprises
- Value high net revenue retention and sticky, long-term enterprise customer relationships
- Believe AI-powered HCM features will drive incremental upsell revenue over time
- Prefer a pure-play SaaS business model over a diversified enterprise technology conglomerate
- Want diversified exposure across databases, enterprise applications, and AI-driven cloud infrastructure (OCI)
- Believe OCI's growing AI training and inference workloads will drive a multi-year cloud infrastructure growth cycle
- Value Oracle's large, entrenched customer base and growing remaining performance obligations backlog
- Are comfortable with continued legacy on-premise revenue decline as long as cloud growth offsets it
| Metric | WDAY | ORCL |
|---|---|---|
| AI scorei | 39.5 | 50.0 |
| AI ranki | #1181 | #512 |
| Latest closei | $195.46 | $139.56 |
| 1M returni | +3.33% | +1.28% |
| 3M returni | +23.62% | +9.41% |
| 6M returni | +59.69% | -13.53% |
| 1Y returni | -17.50% | -50.30% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | WDAY | ORCL |
|---|---|---|
| 1Y ago | $8.45K (-15.5%) started 2025-10-29 | $5.07K (-49.3%) started 2025-10-29 |
| 5Y ago | $6.79K (-32.1%) started 2021-11-01 | $16.38K (+63.8%) started 2021-11-01 |
| 10Y ago | $22.55K (+125.5%) started 2016-10-31 | $47.7K (+377.0%) started 2016-10-31 |
Hypothetical — past performance does not guarantee future results.
| Metric | WDAY | ORCL |
|---|---|---|
| Market capi | $48.41B | $434.52B |
| Trailing P/Ei | 40.83 | 25.92 |
| Forward P/Ei | 15.20 | 13.81 |
| Price/Salesi | N/A | 8.75 |
| EV/Revenuei | 4.80 | 8.54 |
| Analyst targeti | $207.10 | $244.12 |
| Target upsidei | +3.10% | +61.83% |
| Metric | WDAY | ORCL |
|---|---|---|
| Revenue growthi | 12.80% | 20.60% |
| Earnings growthi | 206.00% | 21.90% |
| EPS growthi | +206.00% | +21.90% |
| FCF margini | +30.00% | -36.43% |
| Operating margini | 11.82% | 36.20% |
| Profit margini | 12.32% | 25.37% |
| ROIC proxyi | 16.01% | 53.38% |
| Return on equityi | 16.01% | 53.38% |
| Dividend yieldi | N/A | 1.33% |
| Payout ratioi | 0.00% | 31.35% |
| Dividend growth streaki | N/A | No increase yet |
| Betai | 1.05 | 1.72 |
| Debt/equityi | 58.39 | 388.87 |
| Current ratioi | 0.91 | 1.11 |
| Quick ratioi | 0.81 | 1.01 |
Over the past year, WDAY and ORCL have moved weakly in the same direction (correlation of 0.21), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | WDAY | ORCL |
|---|---|---|---|
| 1Y | Growthi | -15.52% | -49.31% |
| CAGRi | -15.54% | -49.36% | |
| Volatilityi | 54.19% | 58.08% | |
| Sharpe ratioi | -0.13 | -0.96 | |
| Sortino ratioi | -0.20 | -1.36 | |
| Max drawdowni | 53.11% | 58.23% | |
| Current drawdowni | 18.53% | 49.31% | |
| Avg drawdowni | 29.55% | 38.77% | |
| Ulcer Indexi | 33.45% | 40.55% | |
| Max daily dropi | 9.42% | 10.83% | |
| Max wkly dropi | 15.05% | 22.10% | |
| 5Y | Growthi | -32.15% | +55.53% |
| CAGRi | -7.47% | +9.25% | |
| Volatilityi | 41.78% | 44.57% | |
| Sharpe ratioi | -0.09 | 0.31 | |
| Sortino ratioi | -0.13 | 0.50 | |
| Max drawdowni | 63.38% | 64.98% | |
| Current drawdowni | 36.38% | 57.49% | |
| Avg drawdowni | 29.80% | 20.34% | |
| Ulcer Indexi | 33.41% | 26.74% | |
| Max daily dropi | 15.33% | 13.79% | |
| Max wkly dropi | 20.18% | 22.10% | |
| 10Y | Growthi | +125.50% | +314.50% |
| CAGRi | +8.48% | +15.29% | |
| Volatilityi | 40.18% | 36.69% | |
| Sharpe ratioi | 0.29 | 0.45 | |
| Sortino ratioi | 0.42 | 0.69 | |
| Max drawdowni | 63.38% | 64.98% | |
| Current drawdowni | 36.38% | 57.49% | |
| Avg drawdowni | 20.18% | 12.95% | |
| Ulcer Indexi | 25.63% | 19.58% | |
| Max daily dropi | 15.33% | 13.79% | |
| Max wkly dropi | 20.58% | 22.10% |
| Category | WDAY | ORCL |
|---|---|---|
| Company | Workday, Inc. | Oracle Corporation |
| Sector | Technology | Technology |
| Industry | Software - Application | Software - Infrastructure |
| Core business | Provides cloud-native human capital management (HCM) and financial management software for large enterprises, built from the ground up as a subscription SaaS platform. | Provides database software, enterprise applications (ERP, HCM via Fusion and NetSuite), and increasingly cloud infrastructure (OCI) used for both enterprise workloads and AI training. |
| Investor focus | Subscription revenue growth, net revenue retention, AI-powered HR and finance product adoption, and operating margin expansion. | Oracle Cloud Infrastructure (OCI) growth and AI training capacity demand, cloud applications (Fusion/NetSuite) migration, and remaining performance obligations (RPO) backlog. |
- Cloud-native architecture gives Workday a modern platform advantage over legacy on-premise HCM systems
- Sticky, high-retention enterprise customer base with long implementation cycles that raise switching costs
- Growing AI-powered features (skills intelligence, agent-based HR tools) layered onto existing subscription revenue
- Massive, entrenched installed base of database and enterprise application customers with high switching costs
- OCI has become a meaningful AI infrastructure provider, with large cloud contracts driving a growing backlog
- Diversified revenue across legacy license/support, cloud applications, and cloud infrastructure
- Growth has decelerated from its earlier hyper-growth years as the large-enterprise HCM market matures
- Faces increasing competition from both point-solution HR startups and larger platform players adding HCM features
- Long sales and implementation cycles for large enterprise deals can create lumpy bookings
- OCI capital expenditure requirements are substantial to keep pace with AI infrastructure demand
- Legacy on-premise license and hardware revenue continues to decline as customers migrate to cloud
- Execution risk in converting large remaining performance obligations into recognized revenue on schedule
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