BAC vs MS Comparison: AI Score, Valuation, Performance and Upside
Compare Bank of America and Morgan Stanley by net interest income, wealth management fee income, efficiency ratio, capital return, and which financial giant offers better value today.
Use this Bank of America vs Morgan Stanley comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
MS holds the edge across 3 of 5 key metrics in this comparison. MS has delivered stronger 1-year price return (+50.51% vs +28.23%), though BAC has the better forward P/E setup (11.67x vs 16.01x for MS). MS leads on both revenue growth (28.00%) and operating margin (41.57%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies similar upside for both: +10.48% for BAC and +7.59% for MS.
| Metric | BAC | MS |
|---|---|---|
| AI score | 54.4 | 65.0 |
| AI rank | #297 | #69 |
| Latest close | $62.05 | $214.48 |
| 1M return | +7.48% | -2.45% |
| 6M return | +19.97% | +19.82% |
| 1Y return | +28.23% | +50.51% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | BAC | MS |
|---|---|---|
| 1Y ago | $12.81K (+28.1%) started 2025-07-25 | $15K (+50.0%) started 2025-07-25 |
| 5Y ago | $19.76K (+97.6%) started 2021-07-26 | $29.47K (+194.7%) started 2021-07-26 |
| 10Y ago | $65.08K (+550.8%) started 2016-07-25 | $127.77K (+1177.7%) started 2016-07-25 |
Hypothetical — past performance does not guarantee future results.
| Metric | BAC | MS |
|---|---|---|
| Market cap | $434.81B | $338.77B |
| Trailing P/E | 14.15 | 17.42 |
| Forward P/E | 11.67 | 16.01 |
| Price/Sales | 3.48 | 3.31 |
| EV/Revenue | 1.53 | 3.42 |
| Analyst target | $67.69 | $231.86 |
| Target upside | +10.48% | +7.59% |
| Metric | BAC | MS |
|---|---|---|
| Revenue growth | 21.40% | 28.00% |
| Earnings growth | 36.00% | 62.40% |
| EPS growth | +36.00% | +62.40% |
| FCF margin | N/A | N/A |
| Operating margin | 38.30% | 41.57% |
| Profit margin | 29.52% | 25.90% |
| ROIC proxy | 11.20% | 16.39% |
| Return on equity | 11.20% | 16.39% |
| Dividend yield | 1.83% | 2.13% |
| Beta | 1.18 | 1.22 |
| Debt/equity | N/A | 502.25 |
| Current ratio | N/A | 1.96 |
| Quick ratio | N/A | 1.53 |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | BAC | MS |
|---|---|---|---|
| 1Y | Growth | +28.07% | +49.98% |
| CAGR | +28.17% | +50.16% | |
| Sharpe ratio | 1.05 | 1.47 | |
| Max drawdown | 18.39% | 19.28% | |
| Max daily drop | 4.72% | 6.19% | |
| Max wkly drop | 7.04% | 8.42% | |
| 5Y | Growth | +78.95% | +154.84% |
| CAGR | +12.35% | +20.59% | |
| Sharpe ratio | 0.40 | 0.64 | |
| Max drawdown | 46.64% | 32.38% | |
| Max daily drop | 11.06% | 9.51% | |
| Max wkly drop | 16.63% | 13.51% | |
| 10Y | Growth | +424.97% | +853.83% |
| CAGR | +18.04% | +25.30% | |
| Sharpe ratio | 0.55 | 0.73 | |
| Max drawdown | 48.95% | 51.33% | |
| Max daily drop | 15.40% | 15.60% | |
| Max wkly drop | 24.86% | 26.49% |
| Category | BAC | MS |
|---|---|---|
| Company | BAC | MS |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Diversified | Capital Markets |
| Core business | N/A | N/A |
| Investor focus | N/A | N/A |
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