ALLY vs TROW Comparison: AI Score, Valuation, Performance and Upside
Compare Ally's digital-only banking and auto finance model against T. Rowe Price's active fund management business.
Use this Ally Financial vs T. Rowe Price comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
ALLY holds the edge across 3 of 5 key metrics in this comparison. ALLY leads on both 1-year return (+5.73%) and forward P/E quality (6.80x vs 10.81x for TROW), a relatively favorable combination of momentum and valuation. On fundamentals, ALLY is growing revenue faster (11.00%), while TROW maintains the higher operating margin (28.69%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for ALLY (+22.96%) than for TROW (-1.49%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | ALLY | TROW |
|---|---|---|
| AI scorei | 39.1 | 39.8 |
| AI ranki | #1246 | #1168 |
| Latest closei | $43.73 | $109.78 |
| 1M returni | +0.02% | -3.72% |
| 6M returni | +13.76% | +21.24% |
| 1Y returni | +5.73% | +1.50% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | ALLY | TROW |
|---|---|---|
| 1Y ago | $10.58K (+5.8%) started 2025-09-08 | $10.15K (+1.5%) started 2025-09-08 |
| 5Y ago | $8.77K (-12.3%) started 2021-09-08 | $6.95K (-30.5%) started 2021-09-09 |
| 10Y ago | $21.99K (+119.9%) started 2016-09-08 | $31.57K (+215.7%) started 2016-09-09 |
Hypothetical — past performance does not guarantee future results.
| Metric | ALLY | TROW |
|---|---|---|
| Market capi | $13.3B | $23.73B |
| Trailing P/Ei | 10.29 | 11.17 |
| Forward P/Ei | 6.80 | 10.81 |
| Price/Salesi | N/A | 2.92 |
| EV/Revenuei | 3.85 | 2.91 |
| Analyst targeti | $53.77 | $109.58 |
| Target upsidei | +22.96% | -1.49% |
| Metric | ALLY | TROW |
|---|---|---|
| Revenue growthi | 11.00% | 10.70% |
| Earnings growthi | 13.50% | 28.60% |
| EPS growthi | +13.50% | +28.60% |
| FCF margini | N/A | +26.66% |
| Operating margini | 25.27% | 28.69% |
| Profit margini | 18.41% | 29.26% |
| ROIC proxyi | 9.68% | 19.40% |
| Return on equityi | 9.68% | 19.40% |
| Dividend yieldi | 2.74% | 4.67% |
| Betai | 1.07 | 1.48 |
| Debt/equityi | N/A | 3.70 |
| Current ratioi | N/A | 4.04 |
| Quick ratioi | N/A | 4.04 |
Over the past year, ALLY and TROW have moved moderately in the same direction (correlation of 0.42), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | ALLY | TROW |
|---|---|---|---|
| 1Y | Growthi | +5.78% | +1.49% |
| CAGRi | +5.80% | +1.49% | |
| Volatilityi | 29.72% | 24.11% | |
| Sharpe ratioi | 0.19 | -0.00 | |
| Sortino ratioi | 0.27 | -0.01 | |
| Max drawdowni | 23.59% | 20.93% | |
| Current drawdowni | 7.45% | 9.78% | |
| Avg drawdowni | 8.57% | 6.66% | |
| Ulcer Indexi | 9.99% | 8.46% | |
| Max daily dropi | 5.96% | 6.31% | |
| Max wkly dropi | 9.16% | 12.21% | |
| 5Y | Growthi | -12.26% | -41.03% |
| CAGRi | -2.58% | -10.03% | |
| Volatilityi | 38.29% | 30.72% | |
| Sharpe ratioi | 0.00 | -0.34 | |
| Sortino ratioi | 0.01 | -0.48 | |
| Max drawdowni | 60.06% | 57.89% | |
| Current drawdowni | 21.64% | 42.40% | |
| Avg drawdowni | 33.29% | 42.22% | |
| Ulcer Indexi | 35.83% | 43.60% | |
| Max daily dropi | 17.62% | 8.18% | |
| Max wkly dropi | 23.32% | 14.83% | |
| 10Y | Growthi | +119.86% | +121.30% |
| CAGRi | +8.20% | +8.27% | |
| Volatilityi | 39.44% | 30.12% | |
| Sharpe ratioi | 0.28 | 0.27 | |
| Sortino ratioi | 0.41 | 0.38 | |
| Max drawdowni | 66.62% | 58.16% | |
| Current drawdowni | 22.12% | 42.78% | |
| Avg drawdowni | 23.27% | 25.00% | |
| Ulcer Indexi | 28.79% | 31.97% | |
| Max daily dropi | 23.21% | 13.07% | |
| Max wkly dropi | 43.12% | 24.82% |
| Category | ALLY | TROW |
|---|---|---|
| Company | ALLY | TROW |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Asset Management |
| Core business | Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. | T. Rowe Price Group, Inc. is a publicly owned investment manager. |
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