CI vs MOH Comparison: AI Score, Valuation, Performance and Upside
Compare Cigna's PBM-integrated commercial insurance model against Molina Healthcare's government-program-focused book.
Use this Cigna vs Molina Healthcare comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
CI holds the edge across 3 of 5 key metrics in this comparison. MOH has delivered stronger 1-year price return (-1.22% vs -5.01%), though CI has the better forward P/E setup (8.33x vs 20.53x for MOH). CI leads on both revenue growth (6.70%) and operating margin (3.98%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for CI (+22.42%) than for MOH (+4.56%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | CI | MOH |
|---|---|---|
| AI scorei | 42.0 | 46.2 |
| AI ranki | #884 | #644 |
| Latest closei | $271.83 | $189.64 |
| 1M returni | -2.53% | -5.18% |
| 6M returni | +5.33% | +44.25% |
| 1Y returni | -5.01% | -1.22% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | CI | MOH |
|---|---|---|
| 1Y ago | $9.48K (-5.2%) started 2025-09-29 | $9.83K (-1.7%) started 2025-09-29 |
| 5Y ago | $15.36K (+53.6%) started 2021-09-30 | $6.99K (-30.1%) started 2021-09-30 |
| 10Y ago | $24.28K (+142.8%) started 2016-09-30 | $32.52K (+225.2%) started 2016-09-30 |
Hypothetical — past performance does not guarantee future results.
| Metric | CI | MOH |
|---|---|---|
| Market capi | $73.69B | $10.44B |
| Trailing P/Ei | 11.53 | 1250.00 |
| Forward P/Ei | 8.33 | 20.53 |
| Price/Salesi | N/A | 0.40 |
| EV/Revenuei | 0.35 | 0.13 |
| Analyst targeti | $341.42 | $209.12 |
| Target upsidei | +22.42% | +4.56% |
| Metric | CI | MOH |
|---|---|---|
| Revenue growthi | 6.70% | -5.70% |
| Earnings growthi | 10.20% | -75.30% |
| EPS growthi | +10.20% | -75.30% |
| FCF margini | +2.83% | +1.65% |
| Operating margini | 3.98% | 1.40% |
| Profit margini | 2.27% | -0.02% |
| ROIC proxyi | 16.76% | -0.16% |
| Return on equityi | 16.76% | -0.16% |
| Dividend yieldi | 2.24% | N/A |
| Payout ratioi | 25.39% | 0.00% |
| Dividend growth streaki | No increase yet | N/A |
| Betai | 0.32 | 0.75 |
| Debt/equityi | 74.29 | 94.77 |
| Current ratioi | 0.85 | 1.68 |
| Quick ratioi | 0.69 | 1.61 |
Over the past year, CI and MOH have moved weakly in the same direction (correlation of 0.31), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | CI | MOH |
|---|---|---|---|
| 1Y | Growthi | -5.17% | -1.72% |
| CAGRi | -5.18% | -1.72% | |
| Volatilityi | 32.80% | 52.81% | |
| Sharpe ratioi | -0.13 | 0.16 | |
| Sortino ratioi | -0.17 | 0.21 | |
| Max drawdowni | 21.41% | 39.66% | |
| Current drawdowni | 12.59% | 21.92% | |
| Avg drawdowni | 9.73% | 16.53% | |
| Ulcer Indexi | 10.47% | 19.65% | |
| Max daily dropi | 17.39% | 25.51% | |
| Max wkly dropi | 19.01% | 31.11% | |
| 5Y | Growthi | +44.31% | -30.10% |
| CAGRi | +7.62% | -6.92% | |
| Volatilityi | 28.33% | 40.39% | |
| Sharpe ratioi | 0.24 | -0.08 | |
| Sortino ratioi | 0.34 | -0.11 | |
| Max drawdowni | 32.77% | 70.76% | |
| Current drawdowni | 25.22% | 54.80% | |
| Avg drawdowni | 12.09% | 25.45% | |
| Ulcer Indexi | 14.94% | 32.74% | |
| Max daily dropi | 17.39% | 25.51% | |
| Max wkly dropi | 19.01% | 31.11% | |
| 10Y | Growthi | +124.72% | +225.17% |
| CAGRi | +8.44% | +12.52% | |
| Volatilityi | 30.74% | 40.97% | |
| Sharpe ratioi | 0.27 | 0.39 | |
| Sortino ratioi | 0.38 | 0.54 | |
| Max drawdowni | 42.47% | 70.76% | |
| Current drawdowni | 25.22% | 54.80% | |
| Avg drawdowni | 13.23% | 17.22% | |
| Ulcer Indexi | 16.26% | 24.56% | |
| Max daily dropi | 17.39% | 25.51% | |
| Max wkly dropi | 23.67% | 31.11% |
| Category | CI | MOH |
|---|---|---|
| Company | CI | MOH |
| Sector | Healthcare | Healthcare |
| Industry | Healthcare Plans | Healthcare Plans |
| Core business | The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. | Molina Healthcare, Inc. provides managed healthcare services to low-income families and individuals under the Medicaid and Medicare programs and through the state insurance marketplaces in the United States. |
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