ELV vs CVS Comparison: AI Score, Valuation, Performance and Upside
Compare Elevance Health's pure managed-care model against CVS Health's pharmacy-plus-insurance (Aetna) integration.
Use this Elevance Health vs CVS Health comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
ELV holds the edge across 3 of 5 key metrics in this comparison. ELV has delivered stronger 1-year price return (+30.14% vs +19.38%), though CVS has the better forward P/E setup (10.94x vs 13.32x for ELV). On fundamentals, CVS is growing revenue faster (7.10%), while ELV maintains the higher operating margin (4.56%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for CVS (+24.74%) than for ELV (+13.86%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | ELV | CVS |
|---|---|---|
| AI scorei | 53.8 | 42.9 |
| AI ranki | #321 | #904 |
| Latest closei | $410.95 | $88.84 |
| 1M returni | +3.14% | -5.14% |
| 6M returni | +41.15% | +23.63% |
| 1Y returni | +30.14% | +19.38% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | ELV | CVS |
|---|---|---|
| 1Y ago | $13.01K (+30.1%) started 2025-09-18 | $11.94K (+19.4%) started 2025-09-18 |
| 5Y ago | $11.91K (+19.1%) started 2021-09-20 | $13.55K (+35.5%) started 2021-09-20 |
| 10Y ago | $40.62K (+306.2%) started 2016-09-19 | $17.63K (+76.3%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | ELV | CVS |
|---|---|---|
| Market capi | $85.54B | $119.02B |
| Trailing P/Ei | 17.45 | 24.55 |
| Forward P/Ei | 13.32 | 10.94 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 0.39 | 0.44 |
| Analyst targeti | $449.10 | $116.08 |
| Target upsidei | +13.86% | +24.74% |
| Metric | ELV | CVS |
|---|---|---|
| Revenue growthi | 1.40% | 7.10% |
| Earnings growthi | -13.10% | 188.80% |
| EPS growthi | -13.10% | +188.80% |
| FCF margini | +2.14% | +1.96% |
| Operating margini | 4.56% | 3.86% |
| Profit margini | 2.47% | 1.18% |
| ROIC proxyi | 11.13% | 6.21% |
| Return on equityi | 11.13% | 6.21% |
| Dividend yieldi | 1.72% | 2.86% |
| Payout ratioi | 30.34% | 70.18% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 0.69 | 0.60 |
| Debt/equityi | 68.95 | 95.50 |
| Current ratioi | 1.52 | 0.87 |
| Quick ratioi | 1.37 | 0.62 |
Over the past year, ELV and CVS have moved moderately in the same direction (correlation of 0.53), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | ELV | CVS |
|---|---|---|---|
| 1Y | Growthi | +30.14% | +19.38% |
| CAGRi | +30.17% | +19.39% | |
| Volatilityi | 35.05% | 30.75% | |
| Sharpe ratioi | 0.81 | 0.59 | |
| Sortino ratioi | 1.10 | 0.80 | |
| Max drawdowni | 26.49% | 19.67% | |
| Current drawdowni | 3.71% | 19.67% | |
| Avg drawdowni | 8.10% | 5.97% | |
| Ulcer Indexi | 10.71% | 7.79% | |
| Max daily dropi | 14.33% | 14.15% | |
| Max wkly dropi | 13.18% | 10.46% | |
| 5Y | Growthi | +13.89% | +18.87% |
| CAGRi | +2.64% | +3.52% | |
| Volatilityi | 29.65% | 30.26% | |
| Sharpe ratioi | 0.09 | 0.12 | |
| Sortino ratioi | 0.11 | 0.16 | |
| Max drawdowni | 50.60% | 56.79% | |
| Current drawdowni | 26.09% | 19.67% | |
| Avg drawdowni | 18.08% | 24.08% | |
| Ulcer Indexi | 22.93% | 27.96% | |
| Max daily dropi | 14.33% | 16.84% | |
| Max wkly dropi | 18.71% | 20.15% | |
| 10Y | Growthi | +262.50% | +30.07% |
| CAGRi | +13.75% | +2.66% | |
| Volatilityi | 31.18% | 29.47% | |
| Sharpe ratioi | 0.43 | 0.09 | |
| Sortino ratioi | 0.60 | 0.12 | |
| Max drawdowni | 50.60% | 56.79% | |
| Current drawdowni | 26.09% | 19.67% | |
| Avg drawdowni | 12.50% | 20.62% | |
| Ulcer Indexi | 17.56% | 24.08% | |
| Max daily dropi | 17.13% | 16.84% | |
| Max wkly dropi | 29.13% | 20.15% |
| Category | ELV | CVS |
|---|---|---|
| Company | ELV | CVS |
| Sector | Healthcare | Healthcare |
| Industry | Healthcare Plans | Healthcare Plans |
| Core business | Elevance Health, Inc., together with its subsidiaries, operates as a health benefits company in the United States. | CVS Health Corporation provides health solutions in the United States. |
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