FDVV vs SCHD Stock Comparison: AI Score, Valuation, Performance and Upside
FDVV and SCHD are both dividend ETFs with quality screens but different emphasis. FDVV prioritizes higher current yield (3.5-4.5%) with international diversification at 0.15%. SCHD prioritizes dividend quality and growth (10+ consecutive payment years, strict quality factors) at 0.06% — the cheapest major dividend ETF. Over long horizons, SCHD's dividend growth compounds income faster; in the near term, FDVV provides more current income.
FDVV vs SCHD — Fidelity High Dividend ETF (higher-yield US and international dividend stocks at 0.15%, prioritizing current income with quality screens) versus Schwab US Dividend Equity ETF (100 highest-quality US dividend payers with 10+ consecutive payment years, strict quality factors, and 10-15% annual dividend growth at 0.06%).
SCHD holds the edge across 5 of 5 key metrics in this comparison. SCHD has delivered stronger 1-year price return (+27.20% vs +15.06% for FDVV).
- want maximum near-term dividend income — FDVV's higher yield provides more immediate cash flow than SCHD's quality-focused lower starting yield
- value international dividend diversification — FDVV's global approach adds geographic diversification absent from SCHD's US-only portfolio
- are comfortable with slightly looser quality screening in exchange for higher current yield and 0.15% competitive expense ratio
- have shorter investment horizons where near-term income exceeds the compounding benefit of SCHD's dividend growth
- prioritize dividend quality and growth over near-term yield — SCHD's strict screening minimizes dividend cut risk and 10-15% annual dividend growth builds income substantially over time
- are long-term investors where SCHD's income on original cost basis dramatically exceeds FDVV's after 10+ years of dividend growth compounding
- value the 0.06% expense ratio — one of the absolute cheapest ETFs available, maximizing the percentage of dividend income retained by investors
- want US-focused dividend exposure from established quality companies without currency or international regulatory risk
| Metric | FDVV | SCHD |
|---|---|---|
| ETF scorei | 78.0 | 88.0 |
| Latest closei | $62.04 | $33.68 |
| 1M returni | -2.47% | -4.02% |
| 6M returni | +15.39% | +12.65% |
| 1Y returni | +15.06% | +27.20% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | FDVV | SCHD |
|---|---|---|
| 1Y ago | $11.86K (+18.6%) started 2025-09-18 | $13.19K (+31.9%) started 2025-09-18 |
| 5Y ago | $23.39K (+133.9%) started 2021-09-20 | $19.7K (+97.0%) started 2021-09-20 |
| 10Y ago | $53.05K (+430.5%) started 2016-09-19 | $50.11K (+401.1%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | FDVV | SCHD |
|---|---|---|
| Expense ratioi | 0.15% | 0.06% |
| Total assets (AUM)i | $10.38B | $112.34B |
| Dividend yieldi | 2.76% | 3.00% |
| Trailing P/Ei | 18.44 | 18.59 |
| Betai | 0.89 | 0.71 |
| 52-week change | 15.06% | 27.20% |
| Metric | FDVV | SCHD |
|---|---|---|
| 1Y returni | +15.06% | +27.20% |
| 6M returni | +15.39% | +12.65% |
| 1M returni | -2.47% | -4.02% |
| 1Y Sharpe ratio | 0.95 | 1.81 |
| Betai | 0.89 | 0.71 |
| Dividend yieldi | 2.76% | 3.00% |
| 5Y CAGR | +14.56% | +10.16% |
Over the past year, FDVV and SCHD have moved moderately in the same direction (correlation of 0.57), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | FDVV | SCHD |
|---|---|---|---|
| 1Y | Growthi | +15.06% | +27.20% |
| CAGRi | +15.07% | +27.22% | |
| Volatilityi | 10.69% | 11.18% | |
| Sharpe ratioi | 0.95 | 1.81 | |
| Sortino ratioi | 1.37 | 2.99 | |
| Max drawdowni | 9.30% | 4.61% | |
| Current drawdowni | 3.56% | 4.35% | |
| Avg drawdowni | 1.40% | 1.26% | |
| Ulcer Indexi | 2.35% | 1.75% | |
| Max daily dropi | 1.80% | 1.84% | |
| Max wkly dropi | 2.76% | 3.17% | |
| 5Y | Growthi | +97.11% | +62.12% |
| CAGRi | +14.56% | +10.16% | |
| Volatilityi | 14.68% | 14.38% | |
| Sharpe ratioi | 0.70 | 0.43 | |
| Sortino ratioi | 1.00 | 0.62 | |
| Max drawdowni | 20.18% | 16.84% | |
| Current drawdowni | 3.56% | 4.35% | |
| Avg drawdowni | 3.41% | 4.38% | |
| Ulcer Indexi | 5.27% | 5.69% | |
| Max daily dropi | 5.81% | 5.42% | |
| Max wkly dropi | 12.08% | 12.74% | |
| 10Y | Growthi | +249.90% | +237.28% |
| CAGRi | +13.35% | +12.93% | |
| Volatilityi | 16.84% | 16.72% | |
| Sharpe ratioi | 0.56 | 0.54 | |
| Sortino ratioi | 0.78 | 0.77 | |
| Max drawdowni | 40.25% | 33.37% | |
| Current drawdowni | 3.56% | 4.35% | |
| Avg drawdowni | 3.73% | 3.99% | |
| Ulcer Indexi | 6.56% | 5.83% | |
| Max daily dropi | 11.23% | 9.95% | |
| Max wkly dropi | 22.29% | 18.00% |
| Category | FDVV | SCHD |
|---|---|---|
| Fund name | Fidelity High Dividend ETF | Schwab U.S. Dividend Equity ETF |
| Type | ETF | ETF |
| Expense ratioi | 0.15% | 0.06% |
| Total assets (AUM)i | $10.38B | $112.34B |
| Dividend yieldi | 2.76% | 3.00% |
- Higher dividend yield than SCHD: FDVV's yield emphasis typically delivers 3.5-4.5% vs SCHD's 3-4% — providing more current income for income-first investors
- International diversification: FDVV includes international stocks unlike SCHD's US-only focus — broader geographic diversification
- 0.15% expense ratio with quality screening: very competitive for an actively-screened high dividend ETF
- Strictest quality screening of any major dividend ETF: 10+ consecutive dividend years + quality factor screening eliminates dividend cutters — SCHD has extremely low historical dividend cut rate among holdings
- Highest dividend growth rate among major dividend ETFs: SCHD's quality holdings grow dividends 10-15% annually — income on original cost basis grows dramatically over 10+ years
- 0.06% expense ratio: SCHD is one of the cheapest ETFs available — almost no fee drag on long-term compounding
- Less rigorous quality screening than SCHD: FDVV's yield emphasis may result in holding some lower-quality companies that SCHD's stricter quality filters exclude
- Lower dividend growth rate than SCHD: high-yield companies tend to grow dividends more slowly than dividend growth companies — FDVV's income may grow slower over time
- International currency and regulatory risk: FDVV's international holdings add foreign currency fluctuation and non-US regulatory risks
- US-only exposure: SCHD holds only US stocks — no international diversification vs FDVV's global approach
- Lower current yield than FDVV: SCHD's emphasis on quality and growth over yield means slightly lower near-term yield (3-4%) vs FDVV's yield-focused higher income
- Large-cap value tilt may lag in technology-led bull markets: SCHD's quality screening favors established dividend payers — less technology sector exposure means relative underperformance in strong tech-led rallies
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