COIN vs HOOD Stock Comparison: AI Score, Valuation, Performance and Upside
COIN (Coinbase) and HOOD (Robinhood) are both retail fintech platforms serving self-directed investors with different core product focuses — Coinbase is the crypto-native U.S. exchange with institutional custody and blockchain infrastructure, while Robinhood is a multi-asset brokerage democratizing stock, options, and crypto trading for younger retail investors. Coinbase is the pure crypto play; Robinhood is a broader retail investing platform with crypto as one category.
COIN vs HOOD is crypto infrastructure platform (Coinbase's regulated exchange, institutional custody, Base blockchain, and staking services betting on crypto adoption growth) versus democratized retail multi-asset investing (Robinhood's mobile-first brokerage combining stocks, options, and crypto for younger investors building long-term wealth) — crypto specialist versus multi-asset retail brokerage.
HOOD holds the edge across 5 of 5 key metrics in this comparison. HOOD leads on both 1-year return (-0.90%) and forward P/E quality (32.48x vs 67.44x for COIN), a relatively favorable combination of momentum and valuation. HOOD leads on both revenue growth (32.30%) and operating margin (43.88%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for HOOD (+15.80%) than for COIN (+7.76%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want maximum crypto market exposure through the largest regulated U.S. crypto exchange — Coinbase's revenue is highly correlated to crypto prices and volumes, providing leveraged crypto upside
- Value Coinbase's institutional custody role (including holding Bitcoin for BlackRock's ETF) and Base L2 network as building durable crypto infrastructure beyond just exchange trading
- Accept extreme revenue cyclicality with crypto markets as the tradeoff for exposure to the primary regulated U.S. crypto platform as cryptocurrency adoption potentially grows
- Want a multi-asset retail brokerage platform with strong brand recognition among younger millennial and Gen Z investors building long-term investment portfolios
- Value Robinhood Gold subscription as a growing recurring revenue stream that reduces dependence on volatile trading activity — the subscription model improves revenue quality over pure PFOF
- See Robinhood's retirement account product with IRA match as a feature that increases account stickiness and long-term asset accumulation among its core demographic
| Metric | COIN | HOOD |
|---|---|---|
| AI scorei | 25.4 | 54.0 |
| AI ranki | #2823 | #314 |
| Latest closei | $194.25 | $119.82 |
| 1M returni | +21.25% | +25.11% |
| 6M returni | -4.27% | +61.57% |
| 1Y returni | -43.39% | -0.90% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | COIN | HOOD |
|---|---|---|
| 1Y ago | $5.66K (-43.4%) started 2025-09-18 | $9.91K (-0.9%) started 2025-09-18 |
| 5Y ago | $8.21K (-17.9%) started 2021-09-20 | $29.44K (+194.4%) started 2021-09-20 |
| 10Y ago | $5.92K (-40.8%) started 2021-04-14 | $34.41K (+244.1%) started 2021-07-29 |
Hypothetical — past performance does not guarantee future results.
| Metric | COIN | HOOD |
|---|---|---|
| Market capi | $48.71B | $95.79B |
| Trailing P/Ei | N/A | 47.14 |
| Forward P/Ei | 67.44 | 32.48 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 7.71 | 18.68 |
| Analyst targeti | $198.97 | $123.38 |
| Target upsidei | +7.76% | +15.80% |
| Metric | COIN | HOOD |
|---|---|---|
| Revenue growthi | -17.30% | 32.30% |
| Earnings growthi | N/A | 47.60% |
| EPS growthi | N/A | +47.60% |
| FCF margini | +44.15% | N/A |
| Operating margini | -13.92% | 43.88% |
| Profit margini | -16.34% | 42.01% |
| ROIC proxyi | -7.85% | 23.62% |
| Return on equityi | -7.85% | 23.62% |
| Dividend yieldi | N/A | N/A |
| Payout ratioi | 0.00% | 0.00% |
| Dividend growth streaki | N/A | N/A |
| Betai | 3.39 | 2.32 |
| Debt/equityi | 50.98 | 240.28 |
| Current ratioi | 2.42 | 1.12 |
| Quick ratioi | 1.28 | 1.07 |
Over the past year, COIN and HOOD have moved strongly in the same direction (correlation of 0.78), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | COIN | HOOD |
|---|---|---|---|
| 1Y | Growthi | -43.39% | -0.90% |
| CAGRi | -43.41% | -0.90% | |
| Volatilityi | 72.89% | 72.99% | |
| Sharpe ratioi | -0.48 | 0.29 | |
| Sortino ratioi | -0.72 | 0.43 | |
| Max drawdowni | 63.57% | 57.26% | |
| Current drawdowni | 49.84% | 21.41% | |
| Avg drawdowni | 43.67% | 32.07% | |
| Ulcer Indexi | 46.99% | 35.76% | |
| Max daily dropi | 13.34% | 13.24% | |
| Max wkly dropi | 26.64% | 28.21% | |
| 5Y | Growthi | -17.88% | +194.40% |
| CAGRi | -3.87% | +24.14% | |
| Volatilityi | 86.85% | 68.62% | |
| Sharpe ratioi | 0.33 | 0.59 | |
| Sortino ratioi | 0.51 | 0.90 | |
| Max drawdowni | 90.90% | 85.30% | |
| Current drawdowni | 53.73% | 21.41% | |
| Avg drawdowni | 52.07% | 51.86% | |
| Ulcer Indexi | 57.68% | 58.72% | |
| Max daily dropi | 26.40% | 19.79% | |
| Max wkly dropi | 58.72% | 28.21% | |
| 10Y | Growthi | -40.83% | +244.11% |
| CAGRi | -9.21% | +27.19% | |
| Volatilityi | 84.92% | 74.02% | |
| Sharpe ratioi | 0.25 | 0.63 | |
| Sortino ratioi | 0.39 | 0.99 | |
| Max drawdowni | 90.90% | 90.21% | |
| Current drawdowni | 53.73% | 21.41% | |
| Avg drawdowni | 50.39% | 59.34% | |
| Ulcer Indexi | 55.95% | 65.74% | |
| Max daily dropi | 26.40% | 27.59% | |
| Max wkly dropi | 58.72% | 28.21% |
| Category | COIN | HOOD |
|---|---|---|
| Company | Coinbase Global, Inc. | Robinhood Markets, Inc. |
| Sector | Financial Services | Financial Services |
| Industry | Financial Data & Stock Exchanges | Capital Markets |
| Core business | Coinbase is the largest U.S. cryptocurrency exchange — providing retail and institutional trading of Bitcoin, Ethereum, and hundreds of other cryptocurrencies, crypto custody (Coinbase Custody for institutions), staking services, an L2 blockchain (Base), and developer platform services. Coinbase is the primary regulated on-ramp for crypto in the U.S. | Robinhood is a commission-free multi-asset retail brokerage — offering stocks, ETFs, options, cryptocurrency, and retirement accounts (Robinhood IRA with match). Robinhood pioneered zero-commission stock trading and democratized market access for younger retail investors through its mobile-first app design and small minimum account sizes. |
| Investor focus | Investors track Coinbase's trading volume (extremely volatile and correlated to crypto prices), transaction revenue, subscription and services revenue (staking, custody, USDC interest), institutional trading growth, and regulatory environment as the SEC has pursued enforcement action against crypto exchanges. | Investors track Robinhood's funded accounts, assets under custody, net deposits (new customer money flowing in), options trading volume (a high-margin revenue source via PFOF), crypto revenue, and the Gold subscription tier growth as Robinhood monetizes its user base beyond transaction revenue. |
- Largest and most trusted U.S. crypto exchange — Coinbase's regulatory compliance and brand trust make it the preferred on-ramp for Americans new to crypto, giving it privileged position in a growing market
- Subscription and services revenue diversification — staking rewards, custody fees, USDC interest, and Base network fees provide more stable revenue than trading commissions that crater during crypto bear markets
- Institutional custody leadership — Coinbase Custody serves institutional investors, ETF issuers (holding Bitcoin for BlackRock's spot Bitcoin ETF), and corporations that need regulated custody of crypto assets
- Zero-commission pioneer with strong brand among younger investors — Robinhood fundamentally changed retail investing by eliminating commissions and making investing accessible to first-time investors with mobile-first design
- Multi-asset platform combining stocks, options, ETFs, and crypto in one app — the one-stop shop for retail investors' full financial portfolio from self-directed trading to retirement accounts
- Robinhood Gold subscription growth — the premium tier offering higher-yield cash sweep, margin, and premium research at $5/month is growing, shifting revenue toward more recurring subscription income
- Extreme trading volume cyclicality — Coinbase's transaction revenue rises and falls dramatically with crypto prices; during bear markets, trading volume can drop 80%+ from peak levels
- Regulatory risk — the SEC has pursued enforcement actions against Coinbase and the broader crypto industry, creating legal uncertainty about which crypto assets are securities and what exchange operations are permitted
- Competition from decentralized exchanges (DEXs) and international exchanges — Binance (offshore), Kraken, and decentralized protocols compete for crypto trading volume, compressing Coinbase's market share
- Payment for order flow (PFOF) regulatory risk — Robinhood's options and equity trading revenue depends heavily on PFOF, which regulators (particularly the SEC) have scrutinized and the EU has banned
- User engagement concentration in options and crypto — active traders generate the bulk of Robinhood's transaction revenue; passive investors who just buy-and-hold ETFs generate minimal revenue per account
- Competition from established brokerages that have matched zero commissions — Schwab, Fidelity, and TD Ameritrade (now Schwab) all offer zero commissions, reducing Robinhood's original differentiation to user experience alone
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