SE vs MELI Stock Comparison: AI Score, Valuation, Performance and Upside
Both SE and MELI are dominant regional digital economy platforms — SE across Southeast Asia and MELI across Latin America — combining e-commerce marketplaces with fintech services targeting underbanked populations. MELI is generally larger, more profitable, and more established, while SE offers more geographic diversification and a larger addressable population.
SE vs MELI compares the two leading emerging market digital economy platforms, each combining e-commerce and fintech dominance in high-growth regions with large underbanked populations.
SE holds the edge across 3 of 5 key metrics in this comparison. MELI has delivered stronger 1-year price return (-28.24% vs -51.69%), though SE has the better forward P/E setup (15.15x vs 34.60x for MELI). On fundamentals, MELI is growing revenue faster (49.80%), while SE maintains the higher operating margin (8.35%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for SE (+93.11%) than for MELI (+14.76%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want exposure to Southeast Asia's digital economy through a leading e-commerce and fintech platform
- Believe Shopee and SeaMoney can sustain long-term growth as Southeast Asian consumer spending matures
- Are comfortable with a more complex, multi-segment business navigating competitive dynamics
- Want exposure to Latin America's dominant e-commerce and fintech platform
- Value MercadoLibre's more established profitability and scale versus earlier-stage emerging market peers
- Believe Mercado Pago's fintech flywheel will drive compounding growth across payments, lending, and investing
| Metric | SE | MELI |
|---|---|---|
| AI scorei | 49.0 | 63.6 |
| AI ranki | #577 | #87 |
| Latest closei | $75.48 | $1,662.16 |
| 1M returni | -20.71% | -2.03% |
| 3M returni | -32.09% | -11.99% |
| 6M returni | -11.63% | -8.54% |
| 1Y returni | -51.69% | -28.24% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SE | MELI |
|---|---|---|
| 1Y ago | $4.8K (-52.0%) started 2025-11-03 | $7.21K (-27.9%) started 2025-11-04 |
| 5Y ago | $2.13K (-78.7%) started 2021-11-03 | $10.68K (+6.8%) started 2021-11-04 |
| 10Y ago | $46.42K (+364.2%) started 2017-10-20 | $99.6K (+896.0%) started 2016-11-04 |
Hypothetical — past performance does not guarantee future results.
| Metric | SE | MELI |
|---|---|---|
| Market capi | $47.02B | $99.68B |
| Trailing P/Ei | 29.64 | 53.47 |
| Forward P/Ei | 15.15 | 34.60 |
| Price/Salesi | 1.70 | 5.62 |
| EV/Revenuei | 1.59 | 3.04 |
| Analyst targeti | $148.25 | $2,256.54 |
| Target upsidei | +93.11% | +14.76% |
| Metric | SE | MELI |
|---|---|---|
| Revenue growthi | 48.10% | 49.80% |
| Earnings growthi | 7.70% | -10.90% |
| EPS growthi | +7.70% | -10.90% |
| FCF margini | +0.24% | +1.00% |
| Operating margini | 8.35% | 6.72% |
| Profit margini | 5.91% | 5.30% |
| ROIC proxyi | 14.73% | 27.50% |
| Return on equityi | 14.73% | 27.50% |
| Dividend yieldi | 0.00% | N/A |
| Payout ratioi | 0.00% | 0.00% |
| Dividend growth streaki | N/A | N/A |
| Betai | 1.56 | 1.31 |
| Debt/equityi | 31.62 | 168.59 |
| Current ratioi | 1.49 | 1.12 |
| Quick ratioi | 0.62 | 0.40 |
Over the past year, SE and MELI have moved moderately in the same direction (correlation of 0.46), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SE | MELI |
|---|---|---|---|
| 1Y | Growthi | -52.05% | -27.91% |
| CAGRi | -52.17% | -27.96% | |
| Volatilityi | 51.03% | 40.56% | |
| Sharpe ratioi | -1.28 | -0.73 | |
| Sortino ratioi | -1.76 | -0.96 | |
| Max drawdowni | 53.09% | 32.91% | |
| Current drawdowni | 52.16% | 27.91% | |
| Avg drawdowni | 32.94% | 19.22% | |
| Ulcer Indexi | 35.23% | 20.57% | |
| Max daily dropi | 16.53% | 12.70% | |
| Max wkly dropi | 22.37% | 15.16% | |
| 5Y | Growthi | -78.66% | +6.79% |
| CAGRi | -26.59% | +1.32% | |
| Volatilityi | 64.56% | 49.61% | |
| Sharpe ratioi | -0.23 | 0.18 | |
| Sortino ratioi | -0.33 | 0.26 | |
| Max drawdowni | 90.27% | 64.17% | |
| Current drawdowni | 78.90% | 36.40% | |
| Avg drawdowni | 72.40% | 23.89% | |
| Ulcer Indexi | 73.82% | 28.57% | |
| Max daily dropi | 28.68% | 16.88% | |
| Max wkly dropi | 38.19% | 33.57% | |
| 10Y | Growthi | +364.21% | +895.96% |
| CAGRi | +18.52% | +25.85% | |
| Volatilityi | 62.05% | 48.94% | |
| Sharpe ratioi | 0.51 | 0.62 | |
| Sortino ratioi | 0.77 | 0.92 | |
| Max drawdowni | 90.51% | 69.12% | |
| Current drawdowni | 79.43% | 36.40% | |
| Avg drawdowni | 45.31% | 20.34% | |
| Ulcer Indexi | 56.22% | 26.13% | |
| Max daily dropi | 28.68% | 16.88% | |
| Max wkly dropi | 38.19% | 33.57% |
| Category | SE | MELI |
|---|---|---|
| Company | Sea Limited | MercadoLibre, Inc. |
| Sector | Consumer Discretionary / Technology - Southeast Asia Digital Economy | Consumer Cyclical |
| Industry | Internet Retail | Internet Retail |
| Core business | Sea Limited operates three digital businesses across Southeast Asia and other emerging markets: Shopee (e-commerce marketplace), SeaMoney (fintech and digital financial services), and Garena (digital entertainment and gaming). | MercadoLibre is the dominant e-commerce and fintech platform across Latin America, operating its Mercado Libre marketplace, Mercado Pago payments, Mercado Credito lending, and logistics infrastructure. |
| Investor focus | Investors track Sea's progress toward profitability in its e-commerce segment, SeaMoney financial services growth, and whether the Garena gaming segment can stabilize or grow after a sharp post-pandemic decline. | Investors track MercadoLibre's gross merchandise volume growth, Mercado Pago total payment volume and fintech monetization, credit portfolio quality, and operating leverage as the business scales. |
- Shopee is one of the leading e-commerce platforms across Southeast Asia with strong mobile-first positioning
- SeaMoney fintech business benefits from serving underbanked populations across high-growth emerging markets
- Singapore-listed company with U.S. ADRs provides accessible exposure to Southeast Asian digital economy growth
- Dominant position in Latin American e-commerce in its core markets of Brazil, Argentina, and Mexico
- Mercado Pago fintech is one of the largest digital payment platforms in Latin America
- Vertically integrated logistics network (Mercado Envios) provides a competitive moat
- Garena gaming segment experienced a sharp post-pandemic decline in active users and revenue
- E-commerce competition from TikTok Shop and other platforms has intensified in key Southeast Asian markets
- Path to sustained profitability has been complex as the company balances growth investment with margin improvement
- Latin American macro and currency volatility (especially Argentina inflation) creates earnings volatility
- Credit portfolio quality monitoring is critical as Mercado Credito lending has scaled rapidly
- Competition from global platforms entering Latin American e-commerce markets
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