COIN vs HOOD: Coinbase vs Robinhood Stock Comparison: AI Score, Valuation, Performance and Upside
Coinbase is a pure-play crypto financial infrastructure company — its fortunes are closely tied to crypto market cycles but increasingly diversified through USDC revenue and subscriptions; Robinhood is a broader retail brokerage platform with crypto as one of several revenue streams, expanding into Gold subscriptions and credit services. Coinbase has higher crypto beta; Robinhood is more diversified.
Use this COIN vs HOOD comparison to choose between the dominant crypto exchange and the leading next-generation retail brokerage. Coinbase is the higher-conviction crypto market play; Robinhood is a broader fintech platform bet with multiple product expansion vectors beyond crypto trading.
HOOD holds the edge across 5 of 5 key metrics in this comparison. HOOD leads on both 1-year return (-3.81%) and forward P/E quality (32.48x vs 67.44x for COIN), a relatively favorable combination of momentum and valuation. HOOD leads on both revenue growth (32.30%) and operating margin (43.88%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for HOOD (+15.80%) than for COIN (+7.76%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want the highest-purity exposure to crypto market cycles through the dominant US exchange
- Value USDC stablecoin revenue as an interest-rate-correlated recurring income layer
- Believe improving US crypto regulation is a structural tailwind for Coinbase's institutional franchise
- Are comfortable with high revenue volatility tied to crypto trading volume cycles
- Want a broader retail fintech platform with crypto, stocks, options, and growing subscription revenue
- Value Gold subscription growth as a recurring revenue layer less dependent on market conditions
- Believe Robinhood's young user demographic will increase assets under management over time
- Prefer more revenue diversification than a pure crypto exchange provides
| Metric | COIN | HOOD |
|---|---|---|
| AI scorei | 25.4 | 54.0 |
| AI ranki | #2823 | #314 |
| Latest closei | $172.11 | $110.45 |
| 1M returni | +15.92% | +15.58% |
| 6M returni | -18.13% | +42.79% |
| 1Y returni | -47.37% | -3.81% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | COIN | HOOD |
|---|---|---|
| 1Y ago | $5.25K (-47.5%) started 2025-09-16 | $9.41K (-5.9%) started 2025-09-16 |
| 5Y ago | $7.02K (-29.8%) started 2021-09-17 | $26.33K (+163.3%) started 2021-09-16 |
| 10Y ago | $5.24K (-47.6%) started 2021-04-14 | $31.72K (+217.2%) started 2021-07-29 |
Hypothetical — past performance does not guarantee future results.
| Metric | COIN | HOOD |
|---|---|---|
| Market capi | $48.71B | $95.79B |
| Trailing P/Ei | N/A | 47.14 |
| Forward P/Ei | 67.44 | 32.48 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 7.71 | 18.68 |
| Analyst targeti | $198.97 | $123.38 |
| Target upsidei | +7.76% | +15.80% |
| Metric | COIN | HOOD |
|---|---|---|
| Revenue growthi | -17.30% | 32.30% |
| Earnings growthi | N/A | 47.60% |
| EPS growthi | N/A | +47.60% |
| FCF margini | +44.15% | N/A |
| Operating margini | -13.92% | 43.88% |
| Profit margini | -16.34% | 42.01% |
| ROIC proxyi | -7.85% | 23.62% |
| Return on equityi | -7.85% | 23.62% |
| Dividend yieldi | N/A | N/A |
| Payout ratioi | 0.00% | 0.00% |
| Dividend growth streaki | N/A | N/A |
| Betai | 3.39 | 2.32 |
| Debt/equityi | 50.98 | 240.28 |
| Current ratioi | 2.42 | 1.12 |
| Quick ratioi | 1.28 | 1.07 |
Over the past year, COIN and HOOD have moved strongly in the same direction (correlation of 0.77), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | COIN | HOOD |
|---|---|---|---|
| 1Y | Growthi | -47.51% | -5.90% |
| CAGRi | -47.60% | -5.92% | |
| Volatilityi | 71.94% | 72.07% | |
| Sharpe ratioi | -0.61 | 0.21 | |
| Sortino ratioi | -0.89 | 0.32 | |
| Max drawdowni | 63.57% | 57.26% | |
| Current drawdowni | 55.56% | 27.55% | |
| Avg drawdowni | 43.25% | 31.86% | |
| Ulcer Indexi | 46.74% | 35.68% | |
| Max daily dropi | 13.34% | 13.24% | |
| Max wkly dropi | 26.64% | 28.21% | |
| 5Y | Growthi | -29.81% | +163.29% |
| CAGRi | -6.84% | +21.37% | |
| Volatilityi | 86.69% | 68.44% | |
| Sharpe ratioi | 0.29 | 0.56 | |
| Sortino ratioi | 0.45 | 0.85 | |
| Max drawdowni | 90.90% | 85.30% | |
| Current drawdowni | 59.00% | 27.55% | |
| Avg drawdowni | 52.04% | 51.82% | |
| Ulcer Indexi | 57.66% | 58.71% | |
| Max daily dropi | 26.40% | 19.79% | |
| Max wkly dropi | 58.72% | 28.21% | |
| 10Y | Growthi | -47.57% | +217.20% |
| CAGRi | -11.22% | +25.22% | |
| Volatilityi | 84.78% | 73.90% | |
| Sharpe ratioi | 0.23 | 0.60 | |
| Sortino ratioi | 0.34 | 0.95 | |
| Max drawdowni | 90.90% | 90.21% | |
| Current drawdowni | 59.00% | 27.55% | |
| Avg drawdowni | 50.38% | 59.39% | |
| Ulcer Indexi | 55.95% | 65.79% | |
| Max daily dropi | 26.40% | 27.59% | |
| Max wkly dropi | 58.72% | 28.21% |
| Category | COIN | HOOD |
|---|---|---|
| Company | Coinbase Global, Inc. | Robinhood Markets, Inc. |
| Sector | Financial Services | Financial Services |
| Industry | Financial Data & Stock Exchanges | Capital Markets |
| Core business | Largest US cryptocurrency exchange by trading volume. Revenue streams include consumer and institutional trading fees, stablecoin (USDC) revenue sharing, subscription products (Coinbase One, Coinbase Prime), and blockchain infrastructure fees. | Commission-free brokerage platform offering stocks, options, ETFs, and crypto trading. Revenue includes payment for order flow (PFOF), net interest income, Gold subscription fees, and crypto trading. Expanding into retirement accounts, credit cards, and international markets. |
| Investor focus | Crypto market cycle trading volume, stablecoin revenue as a recurring income stream, international expansion, and regulatory clarity under a crypto-friendly US regulatory environment. | Gold subscription growth, net interest income on customer cash balances, crypto trading volume during bull markets, and new product monetisation (credit card, retirement). |
- Dominant US crypto exchange position with the most trusted brand and deepest liquidity for institutional participants
- USDC stablecoin partnership with Circle generates revenue that is correlated to interest rates, not just crypto prices
- Improving regulatory clarity in the US under the current administration reduces one of Coinbase's largest historical risks
- Strong brand and user acquisition among younger retail investors — a significant demographic advantage
- Gold subscription provides a growing recurring revenue layer independent of market volatility
- Crypto and options trading generate disproportionately high revenue in bull market periods
- Trading revenue is highly volatile — a crypto bear market dramatically reduces transaction fee income
- Competition from offshore exchanges and new US market entrants could compress fees
- Base L2 blockchain and staking are important but early-stage revenue diversifiers
- PFOF regulation risk in the US — SEC has debated restricting payment for order flow which is core to Robinhood's equity trading revenue
- Customer assets are smaller than traditional brokerages, limiting net interest income relative to peers
- Execution on international expansion (UK) introduces regulatory and competitive risk
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