AIG vs MET Stock Comparison: AI Score, Valuation, Performance and Upside
AIG and MetLife are both major global insurance companies, but AIG focuses primarily on property and casualty insurance following years of business simplification, while MetLife operates a diversified portfolio spanning life insurance, group benefits, and retirement solutions across both domestic and international markets.
AIG offers exposure to a focused property and casualty insurance turnaround story with improving underwriting profitability, while MetLife offers diversified exposure across life insurance, group benefits, and international markets. Consider whether you prefer AIG's underwriting improvement narrative or MetLife's diversified insurance and financial services model.
AIG holds the edge across 3 of 5 key metrics in this comparison. MET has delivered stronger 1-year price return (+25.79% vs +2.94%), though AIG has the better forward P/E setup (8.57x vs 8.84x for MET). On fundamentals, MET is growing revenue faster (10.50%), while AIG maintains the higher operating margin (19.41%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for AIG (+17.48%) than for MET (+8.86%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want exposure to a focused property and casualty insurance turnaround story
- Believe continued combined ratio improvement supports durable underwriting profitability
- Value capital return activity following years of business simplification
- Are comfortable with catastrophe loss volatility inherent in property and casualty insurance
- Want diversified exposure across life insurance, group benefits, and retirement solutions
- Value stable, recurring employer-sponsored group benefits relationships
- Believe international life insurance exposure provides useful geographic diversification
- Are comfortable with life insurance results tied to interest rate and market conditions
| Metric | AIG | MET |
|---|---|---|
| AI scorei | 42.2 | 54.6 |
| AI ranki | #953 | #278 |
| Latest closei | $81.26 | $98.82 |
| 1M returni | +7.52% | +1.67% |
| 3M returni | +2.78% | +4.21% |
| 6M returni | +8.14% | +27.18% |
| 1Y returni | +2.94% | +25.79% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | AIG | MET |
|---|---|---|
| 1Y ago | $10.31K (+3.1%) started 2025-10-23 | $12.64K (+26.4%) started 2025-10-23 |
| 5Y ago | $15.99K (+59.9%) started 2021-10-25 | $19.05K (+90.5%) started 2021-10-25 |
| 10Y ago | $21.23K (+112.3%) started 2016-10-24 | $45.18K (+351.8%) started 2016-10-24 |
Hypothetical — past performance does not guarantee future results.
| Metric | AIG | MET |
|---|---|---|
| Market capi | $39.39B | $61.33B |
| Trailing P/Ei | 13.75 | 18.49 |
| Forward P/Ei | 8.57 | 8.84 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 1.42 | 1.07 |
| Analyst targeti | $88.50 | $105.06 |
| Target upsidei | +17.48% | +8.86% |
| Metric | AIG | MET |
|---|---|---|
| Revenue growthi | 0.50% | 10.50% |
| Earnings growthi | -10.10% | 5.80% |
| EPS growthi | -10.10% | +5.80% |
| FCF margini | +27.54% | -26.39% |
| Operating margini | 19.41% | 5.52% |
| Profit margini | 11.09% | 4.57% |
| ROIC proxyi | 7.22% | 13.09% |
| Return on equityi | 7.22% | 13.09% |
| Dividend yieldi | 2.65% | 2.46% |
| Payout ratioi | 33.88% | 43.97% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 0.51 | 0.76 |
| Debt/equityi | 22.47 | 179.93 |
| Current ratioi | 0.61 | 2.03 |
| Quick ratioi | 0.22 | 1.71 |
Over the past year, AIG and MET have moved moderately in the same direction (correlation of 0.48), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | AIG | MET |
|---|---|---|---|
| 1Y | Growthi | +3.06% | +26.42% |
| CAGRi | +3.06% | +26.46% | |
| Volatilityi | 23.70% | 23.71% | |
| Sharpe ratioi | 0.06 | 0.92 | |
| Sortino ratioi | 0.08 | 1.32 | |
| Max drawdowni | 16.98% | 18.05% | |
| Current drawdowni | 6.16% | 4.59% | |
| Avg drawdowni | 9.73% | 4.55% | |
| Ulcer Indexi | 10.65% | 6.31% | |
| Max daily dropi | 7.48% | 5.10% | |
| Max wkly dropi | 12.19% | 8.89% | |
| 5Y | Growthi | +47.45% | +68.85% |
| CAGRi | +8.08% | +11.06% | |
| Volatilityi | 25.97% | 25.49% | |
| Sharpe ratioi | 0.26 | 0.36 | |
| Sortino ratioi | 0.36 | 0.50 | |
| Max drawdowni | 26.45% | 35.09% | |
| Current drawdowni | 7.36% | 4.59% | |
| Avg drawdowni | 8.19% | 8.88% | |
| Ulcer Indexi | 10.14% | 11.41% | |
| Max daily dropi | 8.41% | 9.01% | |
| Max wkly dropi | 17.02% | 16.59% | |
| 10Y | Growthi | +67.34% | +220.44% |
| CAGRi | +5.29% | +12.35% | |
| Volatilityi | 32.53% | 30.00% | |
| Sharpe ratioi | 0.18 | 0.39 | |
| Sortino ratioi | 0.26 | 0.54 | |
| Max drawdowni | 69.58% | 55.16% | |
| Current drawdowni | 7.36% | 4.59% | |
| Avg drawdowni | 14.65% | 10.22% | |
| Ulcer Indexi | 20.10% | 13.39% | |
| Max daily dropi | 20.84% | 16.64% | |
| Max wkly dropi | 41.36% | 30.33% |
| Category | AIG | MET |
|---|---|---|
| Company | American International Group, Inc. | MetLife, Inc. |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Diversified | Insurance - Life |
| Core business | A global insurance company primarily focused on property and casualty insurance for commercial and individual customers, following years of business simplification and portfolio restructuring to improve underwriting profitability. | A global insurance and financial services company with a diversified portfolio spanning life insurance, group benefits, and retirement solutions, serving both individual and institutional customers across the United States and international markets. |
| Investor focus | Combined ratio improvement trends reflecting underwriting profitability, continued progress on business simplification efforts, and capital return activity including share buybacks. | Group benefits segment revenue growth, international life insurance business performance, and overall capital return activity through dividends and share buybacks. |
- Multi-year business simplification efforts have focused the company on its core property and casualty insurance operations
- Underwriting profitability improvements reflect more disciplined risk selection and pricing across its commercial insurance lines
- Capital return program including share buybacks reflects improved balance sheet strength following its restructuring
- Diversified insurance portfolio spanning life insurance, group benefits, and retirement solutions provides multiple revenue streams
- Group benefits business benefits from stable, recurring employer-sponsored insurance relationships
- International life insurance exposure provides geographic diversification beyond the United States market
- Property and casualty insurance results can be volatile due to large catastrophe losses in any given period
- Continued execution on underwriting discipline is needed to sustain recent combined ratio improvement trends
- Faces competition from other large global commercial insurance providers across its core markets
- Life insurance and retirement solutions results can be sensitive to interest rate and financial market conditions
- International business exposure introduces currency translation and regional regulatory risk
- Faces competition from other large diversified life insurance and financial services companies
Compare more than two at a time
This page is a fixed writeup on AIG and MET. Our comparison engine is the interactive version: load up to five tickers, switch timeframes, and get the correlation, drawdown, and overlap analysis that a static page can't show.
Add three more names beside AIG and MET, mixing stocks and ETFs in the same table — useful when the real question is which of a whole peer group to own.
AI score, forward P/E, analyst target upside, operating margin, and revenue growth are scored head-to-head, with a running tally of which ticker leads on how many metrics.
Volatility, Sharpe and Sortino ratios, maximum, current, and average drawdown, Ulcer Index, and worst single-day and single-week drops across every timeframe.
Pairwise daily-return correlation for every combination, so you can see whether two holdings actually diversify each other or just move together.
A scatter plot of forward P/E against return on equity, plus drawdown and 30-day rolling volatility charts, to separate what is cheap from what is merely beaten down.
For ETFs, a top-holdings comparison that exposes hidden overlap between funds. Every comparison exports to CSV for your own spreadsheet work.
Two comparisons a week are free without an account. A 14-day trial removes the limit and adds AI price forecasts, stock rankings, saved watchlists, and the intrinsic value calculator — no credit card required.
Want deeper AI forecasts?
This comparison page is public and free forever. Subscribers can unlock saved watchlists, full AI rankings, detailed forecasts, and interactive analysis tools.
Full valuation workup with AI Score, Monte Carlo forecast, and bull/bear case — free preview, premium data from $3.99.