VRSK vs ICE Stock Comparison: AI Score, Valuation, Performance and Upside
VRSK is a pure-play insurance analytics company with extraordinary data moats and subscription revenue predictability, while ICE is a diversified exchange, data, and financial infrastructure company with exposure to trading volumes, financial data, and mortgage technology. Both are high-quality data businesses but with very different exposure and dynamics.
VRSK vs ICE compares two high-quality proprietary data businesses — Verisk's concentrated insurance analytics moat versus ICE's diversified exchange, financial data, and mortgage infrastructure platform.
ICE holds the edge across 4 of 5 key metrics in this comparison. ICE leads on both 1-year return (-9.15%) and forward P/E quality (18.44x vs 22.05x for VRSK), a relatively favorable combination of momentum and valuation. ICE leads on both revenue growth (4.80%) and operating margin (52.63%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for VRSK (+23.95%) than for ICE (+14.19%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want a pure-play insurance analytics company with critical data infrastructure status in the P&C insurance industry
- Value extremely predictable subscription revenue with near-perfect retention from mission-critical underwriting tools
- Prefer a focused, high-margin data business with a clear and understandable competitive moat
- Want diversified exposure across exchange trading, financial data services, and mortgage technology infrastructure
- See ICE's mortgage processing platform (Ellie Mae) as a growing, sticky revenue stream in a large underserved market
- Value the NYSE listing fees and futures trading volumes as durable high-margin components of a diversified data platform
| Metric | VRSK | ICE |
|---|---|---|
| AI scorei | 40.2 | 49.7 |
| AI ranki | #1170 | #558 |
| Latest closei | $175.41 | $155.47 |
| 1M returni | -5.92% | -1.13% |
| 6M returni | -13.03% | -1.91% |
| 1Y returni | -28.50% | -9.15% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | VRSK | ICE |
|---|---|---|
| 1Y ago | $7.15K (-28.5%) started 2025-09-18 | $9.08K (-9.2%) started 2025-09-18 |
| 5Y ago | $9.09K (-9.1%) started 2021-09-20 | $14.64K (+46.4%) started 2021-09-20 |
| 10Y ago | $23.56K (+135.6%) started 2016-09-19 | $34.46K (+244.6%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | VRSK | ICE |
|---|---|---|
| Market capi | $24.96B | $91.13B |
| Trailing P/Ei | 29.50 | 22.90 |
| Forward P/Ei | 22.05 | 18.44 |
| Price/Salesi | 15.25 | N/A |
| EV/Revenuei | 9.26 | 10.48 |
| Analyst targeti | $237.71 | $185.36 |
| Target upsidei | +23.95% | +14.19% |
| Metric | VRSK | ICE |
|---|---|---|
| Revenue growthi | 4.40% | 4.80% |
| Earnings growthi | -3.40% | 14.20% |
| EPS growthi | -3.40% | +14.20% |
| FCF margini | +33.66% | +34.42% |
| Operating margini | 45.11% | 52.63% |
| Profit margini | 28.24% | 38.25% |
| ROIC proxyi | 437.95% | 14.09% |
| Return on equityi | 437.95% | 14.09% |
| Dividend yieldi | 1.04% | 1.28% |
| Payout ratioi | 29.19% | 28.21% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 0.66 | 0.93 |
| Debt/equityi | 1581.80 | 69.23 |
| Current ratioi | 1.00 | 1.01 |
| Quick ratioi | 0.90 | 0.02 |
Over the past year, VRSK and ICE have moved weakly in the same direction (correlation of 0.39), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | VRSK | ICE |
|---|---|---|---|
| 1Y | Growthi | -28.50% | -9.15% |
| CAGRi | -28.52% | -9.16% | |
| Volatilityi | 35.76% | 25.08% | |
| Sharpe ratioi | -0.89 | -0.44 | |
| Sortino ratioi | -1.16 | -0.58 | |
| Max drawdowni | 37.64% | 29.81% | |
| Current drawdowni | 30.26% | 11.21% | |
| Avg drawdowni | 20.18% | 10.41% | |
| Ulcer Indexi | 22.21% | 12.09% | |
| Max daily dropi | 10.40% | 7.78% | |
| Max wkly dropi | 17.64% | 10.97% | |
| 5Y | Growthi | -11.10% | +39.50% |
| CAGRi | -2.33% | +6.89% | |
| Volatilityi | 25.74% | 21.82% | |
| Sharpe ratioi | -0.14 | 0.21 | |
| Sortino ratioi | -0.19 | 0.29 | |
| Max drawdowni | 51.19% | 34.78% | |
| Current drawdowni | 45.41% | 17.50% | |
| Avg drawdowni | 14.73% | 12.61% | |
| Ulcer Indexi | 20.36% | 16.02% | |
| Max daily dropi | 10.40% | 7.78% | |
| Max wkly dropi | 17.64% | 15.73% | |
| 10Y | Growthi | +126.18% | +207.12% |
| CAGRi | +8.51% | +11.88% | |
| Volatilityi | 24.69% | 22.46% | |
| Sharpe ratioi | 0.27 | 0.41 | |
| Sortino ratioi | 0.37 | 0.57 | |
| Max drawdowni | 51.19% | 34.78% | |
| Current drawdowni | 45.41% | 17.50% | |
| Avg drawdowni | 9.69% | 8.17% | |
| Ulcer Indexi | 15.19% | 11.91% | |
| Max daily dropi | 10.68% | 12.29% | |
| Max wkly dropi | 17.64% | 22.78% |
| Category | VRSK | ICE |
|---|---|---|
| Company | Verisk Analytics, Inc. | Intercontinental Exchange, Inc. |
| Sector | Industrials | Financial Services |
| Industry | Consulting Services | Financial Data & Stock Exchanges |
| Core business | Verisk Analytics provides specialized data analytics, risk assessment tools, and decision-support solutions to the insurance, energy, and financial services industries, with its insurance segment providing critical underwriting and claims analytics that most major insurers rely upon. | Intercontinental Exchange operates financial exchanges (NYSE, ICE Futures), fixed income trading venues, and a large data services business providing financial data, analytics, connectivity, and mortgage technology solutions. |
| Investor focus | Investors track Verisk's organic revenue growth in its insurance segment (the dominant core business), EBITDA margins, and free cash flow conversion as it becomes a pure-play insurance analytics company after divestitures. | Investors track ICE's data and analytics segment revenue growth and margin, exchange trading volumes (particularly energy futures), and the integration and contribution of its Ellie Mae mortgage technology business. |
- Critical insurance data infrastructure — Verisk's ISO tools are used in underwriting by the majority of U.S. property and casualty insurers
- Subscription-based revenue model with very high retention creates extremely predictable recurring cash flows
- Proprietary industry data accumulated over decades is extraordinarily difficult to replicate
- NYSE franchise and ICE futures exchanges provide a durable, high-margin revenue base from trading volume and listing fees
- Data services segment with fixed income pricing, reference data, and analytics is growing and high-margin
- Black Knight and Ellie Mae mortgage technology acquisitions position ICE as the dominant mortgage processing infrastructure provider
- Insurance industry growth is tied to premium volume which can be lumpy with catastrophe cycles
- Transitioning to a pure-play insurance analytics company following Wood Mackenzie and energy segment divestitures reduces diversification
- Competition from insurtech data providers for next-generation analytics capabilities
- Exchange trading volumes are volatile with market conditions, creating earnings variability
- Integration of significant acquisitions (Black Knight) required regulatory approval and created leverage
- Competition from Bloomberg, Refinitiv (LSEG), and FactSet in financial data and analytics
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