FNF vs FAF Comparison: AI Score, Valuation, Performance and Upside
Compare Fidelity National Financial and First American Financial by title insurance market share, real estate transaction volume sensitivity, investment portfolio, fee income, and dividend yield.
Use this Fidelity National Financial vs First American comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
FNF and FAF are closely matched — they split the tracked metrics evenly. FAF has delivered stronger 1-year price return (+30.30% vs -1.31%), though FNF has the better forward P/E setup (8.76x vs 10.10x for FAF). Analyst consensus implies meaningfully more upside for FNF (+18.95%) than for FAF (+15.80%).
| Metric | FNF | FAF |
|---|---|---|
| AI score | 38.8 | 39.6 |
| AI rank | #1283 | #1190 |
| Latest close | $51.62 | $75.13 |
| 1M return | +11.39% | +11.72% |
| 6M return | -3.85% | +17.44% |
| 1Y return | -1.31% | +30.30% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | FNF | FAF |
|---|---|---|
| 1Y ago | $10.27K (+2.7%) started 2025-07-24 | $13.48K (+34.8%) started 2025-07-24 |
| 5Y ago | $18.88K (+88.8%) started 2021-07-26 | $16.56K (+65.6%) started 2021-07-26 |
| 10Y ago | $44.26K (+342.6%) started 2016-07-25 | $36.76K (+267.6%) started 2016-07-25 |
Hypothetical — past performance does not guarantee future results.
| Metric | FNF | FAF |
|---|---|---|
| Market cap | $13.89B | $7.66B |
| Trailing P/E | 18.37 | 10.42 |
| Forward P/E | 8.76 | 10.10 |
| Price/Sales | 0.93 | 0.94 |
| EV/Revenue | 1.09 | 0.92 |
| Analyst target | $61.40 | $87.00 |
| Target upside | +18.95% | +15.80% |
| Metric | FNF | FAF |
|---|---|---|
| Revenue growth | 16.70% | 15.00% |
| Earnings growth | 200.00% | 50.40% |
| EPS growth | +200.00% | +50.40% |
| FCF margin | +14.12% | N/A |
| Operating margin | N/A | N/A |
| Profit margin | 5.09% | 9.33% |
| ROIC proxy | 10.47% | N/A |
| Return on equity | 10.47% | N/A |
| Dividend yield | 4.28% | 3.19% |
| Beta | 1.01 | 1.25 |
| Debt/equity | 54.79 | 51.35 |
| Current ratio | 0.95 | N/A |
| Quick ratio | 0.15 | N/A |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | FNF | FAF |
|---|---|---|---|
| 1Y | Growth | -1.31% | +30.30% |
| CAGR | -1.31% | +30.33% | |
| Sharpe ratio | -0.10 | 0.92 | |
| Max drawdown | 24.40% | 18.46% | |
| Max daily drop | 5.81% | 8.96% | |
| Max wkly drop | 10.06% | 13.42% | |
| 5Y | Growth | +51.51% | +37.15% |
| CAGR | +8.68% | +6.53% | |
| Sharpe ratio | 0.28 | 0.20 | |
| Max drawdown | 36.69% | 43.65% | |
| Max daily drop | 8.53% | 8.96% | |
| Max wkly drop | 13.83% | 15.42% | |
| 10Y | Growth | +188.50% | +148.53% |
| CAGR | +11.18% | +9.54% | |
| Sharpe ratio | 0.36 | 0.31 | |
| Max drawdown | 56.21% | 50.13% | |
| Max daily drop | 20.07% | 21.01% | |
| Max wkly drop | 42.49% | 42.44% |
| Category | FNF | FAF |
|---|---|---|
| Company | FNF | FAF |
| Sector | N/A | N/A |
| Industry | N/A | N/A |
| Core business | N/A | N/A |
| Investor focus | N/A | N/A |
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