WEX vs FLYW Comparison: AI Score, Valuation, Performance and Upside
Compare WEX and Flywire by fleet card vs education/healthcare/travel vertical payment specialization, payment volume growth, take rate dynamics, international expansion, and which B2B payments company offers better niche dominance.
Use this WEX vs Flywire comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
WEX and FLYW are closely matched — they split the tracked metrics evenly. FLYW has delivered stronger 1-year price return (+34.55% vs +1.18%), though WEX has the better forward P/E setup (8.42x vs 12.67x for FLYW). Analyst consensus implies meaningfully more upside for FLYW (+21.51%) than for WEX (+4.85%).
| Metric | WEX | FLYW |
|---|---|---|
| AI score | 38.1 | 24.2 |
| AI rank | #1351 | #3224 |
| Latest close | $176.15 | $15.89 |
| 1M return | +30.99% | -3.93% |
| 6M return | +8.84% | +15.56% |
| 1Y return | +1.18% | +34.55% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | WEX | FLYW |
|---|---|---|
| 1Y ago | $10.12K (+1.2%) started 2025-07-24 | $13.45K (+34.5%) started 2025-07-24 |
| 5Y ago | $8.77K (-12.3%) started 2021-07-26 | $4.88K (-51.2%) started 2021-07-26 |
| 10Y ago | $18.51K (+85.1%) started 2016-07-25 | $4.53K (-54.7%) started 2021-05-26 |
Hypothetical — past performance does not guarantee future results.
| Metric | WEX | FLYW |
|---|---|---|
| Market cap | $6.11B | $1.96B |
| Trailing P/E | 17.60 | 66.21 |
| Forward P/E | 8.42 | 12.67 |
| Price/Sales | 2.23 | 2.89 |
| EV/Revenue | 1.83 | 2.42 |
| Analyst target | $184.70 | $19.31 |
| Target upside | +4.85% | +21.51% |
| Metric | WEX | FLYW |
|---|---|---|
| Revenue growth | 14.20% | 41.00% |
| Earnings growth | 57.10% | N/A |
| EPS growth | +57.10% | N/A |
| FCF margin | +47.68% | +23.71% |
| Operating margin | N/A | N/A |
| Profit margin | 12.56% | 4.45% |
| ROIC proxy | 30.19% | 3.69% |
| Return on equity | 30.19% | 3.69% |
| Dividend yield | 0.00% | 0.00% |
| Beta | 0.85 | 1.32 |
| Debt/equity | 398.42 | 0.17 |
| Current ratio | 1.04 | 1.75 |
| Quick ratio | 0.98 | 1.61 |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | WEX | FLYW |
|---|---|---|---|
| 1Y | Growth | +1.18% | +34.55% |
| CAGR | +1.18% | +34.57% | |
| Sharpe ratio | 0.12 | 0.76 | |
| Max drawdown | 31.40% | 28.16% | |
| Max daily drop | 16.31% | 10.25% | |
| Max wkly drop | 16.37% | 16.44% | |
| 5Y | Growth | -12.32% | -51.15% |
| CAGR | -2.60% | -13.37% | |
| Sharpe ratio | -0.00 | -0.04 | |
| Max drawdown | 53.15% | 84.40% | |
| Max daily drop | 18.66% | 37.36% | |
| Max wkly drop | 29.49% | 41.87% | |
| 10Y | Growth | +85.15% | -54.73% |
| CAGR | +6.36% | -14.24% | |
| Sharpe ratio | 0.24 | -0.06 | |
| Max drawdown | 64.60% | 84.40% | |
| Max daily drop | 22.79% | 37.36% | |
| Max wkly drop | 37.27% | 41.87% |
| Category | WEX | FLYW |
|---|---|---|
| Company | WEX | FLYW |
| Sector | N/A | N/A |
| Industry | N/A | N/A |
| Core business | N/A | N/A |
| Investor focus | N/A | N/A |
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