PAYC vs INTU Comparison: AI Score, Valuation, Performance and Upside
Compare Paycom's enterprise payroll self-service model against Intuit's QuickBooks-led small-business finance ecosystem.
Use this Paycom vs Intuit comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
INTU holds the edge across 3 of 5 key metrics in this comparison. PAYC has delivered stronger 1-year price return (+4.66% vs -50.25%), though INTU has the better forward P/E setup (12.96x vs 16.61x for PAYC). On fundamentals, INTU is growing revenue faster (13.70%), while PAYC maintains the higher operating margin (31.72%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for INTU (+18.26%) than for PAYC (-6.52%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | PAYC | INTU |
|---|---|---|
| AI scorei | 44.4 | 49.1 |
| AI ranki | #803 | #564 |
| Latest closei | $231.67 | $332.70 |
| 1M returni | +32.53% | +1.45% |
| 6M returni | +69.52% | -28.73% |
| 1Y returni | +4.66% | -50.25% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | PAYC | INTU |
|---|---|---|
| 1Y ago | $10.32K (+3.2%) started 2025-09-04 | $4.98K (-50.2%) started 2025-09-04 |
| 5Y ago | $4.94K (-50.6%) started 2021-09-07 | $6.23K (-37.7%) started 2021-09-07 |
| 10Y ago | $45.88K (+358.8%) started 2016-09-06 | $34.2K (+242.0%) started 2016-09-06 |
Hypothetical — past performance does not guarantee future results.
| Metric | PAYC | INTU |
|---|---|---|
| Market capi | $10.44B | $97.94B |
| Trailing P/Ei | 24.52 | 21.14 |
| Forward P/Ei | 16.61 | 12.96 |
| Price/Salesi | 7.78 | 11.84 |
| EV/Revenuei | 5.16 | 4.59 |
| Analyst targeti | $216.56 | $423.46 |
| Target upsidei | -6.52% | +18.26% |
| Metric | PAYC | INTU |
|---|---|---|
| Revenue growthi | 9.80% | 13.70% |
| Earnings growthi | 48.10% | -0.80% |
| EPS growthi | +48.10% | -0.80% |
| FCF margini | +19.79% | +30.02% |
| Operating margini | 31.72% | 17.64% |
| Profit margini | 22.78% | 21.29% |
| ROIC proxyi | 41.09% | 23.60% |
| Return on equityi | 41.09% | 23.60% |
| Dividend yieldi | 0.65% | 1.54% |
| Betai | 0.79 | 0.96 |
| Debt/equityi | 171.97 | 43.89 |
| Current ratioi | 1.07 | 1.51 |
| Quick ratioi | 0.08 | 0.78 |
Over the past year, PAYC and INTU have moved moderately in the same direction (correlation of 0.54), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | PAYC | INTU |
|---|---|---|---|
| 1Y | Growthi | +3.19% | -50.22% |
| CAGRi | +3.20% | -50.27% | |
| Volatilityi | 47.09% | 48.34% | |
| Sharpe ratioi | 0.20 | -1.28 | |
| Sortino ratioi | 0.32 | -1.61 | |
| Max drawdowni | 49.82% | 63.67% | |
| Current drawdowni | 3.68% | 52.61% | |
| Avg drawdowni | 29.51% | 31.80% | |
| Ulcer Indexi | 33.26% | 38.53% | |
| Max daily dropi | 10.72% | 20.02% | |
| Max wkly dropi | 13.33% | 24.51% | |
| 5Y | Growthi | -51.36% | -39.20% |
| CAGRi | -13.44% | -9.49% | |
| Volatilityi | 46.15% | 38.72% | |
| Sharpe ratioi | -0.17 | -0.18 | |
| Sortino ratioi | -0.23 | -0.24 | |
| Max drawdowni | 79.16% | 68.41% | |
| Current drawdowni | 57.50% | 58.79% | |
| Avg drawdowni | 54.33% | 24.78% | |
| Ulcer Indexi | 56.98% | 30.45% | |
| Max daily dropi | 38.49% | 20.02% | |
| Max wkly dropi | 39.26% | 24.51% | |
| 10Y | Growthi | +352.11% | +219.33% |
| CAGRi | +16.30% | +12.32% | |
| Volatilityi | 45.37% | 34.58% | |
| Sharpe ratioi | 0.47 | 0.38 | |
| Sortino ratioi | 0.65 | 0.54 | |
| Max drawdowni | 79.16% | 68.41% | |
| Current drawdowni | 57.50% | 58.79% | |
| Avg drawdowni | 31.73% | 14.53% | |
| Ulcer Indexi | 41.34% | 22.00% | |
| Max daily dropi | 38.49% | 20.02% | |
| Max wkly dropi | 39.26% | 24.51% |
| Category | PAYC | INTU |
|---|---|---|
| Company | PAYC | INTU |
| Sector | Technology | Technology |
| Industry | Software - Application | Software - Application |
| Core business | Paycom Software, Inc. provides cloud-based human capital management (HCM) solution delivered as software-as-a-service for small to mid-sized companies in the United States. | Intuit Inc. provides financial management, payments and capital, compliance, and marketing products and services in the United States. |
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