PAYC vs INTU Comparison: AI Score, Valuation, Performance and Upside
Compare Paycom's enterprise payroll self-service model against Intuit's QuickBooks-led small-business finance ecosystem.
Use this Paycom vs Intuit comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
INTU holds the edge across 3 of 5 key metrics in this comparison. PAYC has delivered stronger 1-year price return (+35.70% vs -48.81%), though INTU has the better forward P/E setup (12.96x vs 18.02x for PAYC). On fundamentals, INTU is growing revenue faster (13.70%), while PAYC maintains the higher operating margin (31.72%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for INTU (+18.26%) than for PAYC (-11.54%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | PAYC | INTU |
|---|---|---|
| AI scorei | 46.9 | 49.3 |
| AI ranki | #669 | #534 |
| Latest closei | $274.59 | $343.39 |
| 1M returni | +23.87% | +19.73% |
| 3M returni | +88.92% | +15.88% |
| 6M returni | +121.94% | -13.27% |
| 1Y returni | +35.70% | -48.81% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | PAYC | INTU |
|---|---|---|
| 1Y ago | $13.71K (+37.1%) started 2025-10-23 | $5.07K (-49.3%) started 2025-10-23 |
| 5Y ago | $5.25K (-47.5%) started 2021-10-25 | $5.97K (-40.3%) started 2021-10-25 |
| 10Y ago | $53.92K (+439.2%) started 2016-10-24 | $35.63K (+256.3%) started 2016-10-24 |
Hypothetical — past performance does not guarantee future results.
| Metric | PAYC | INTU |
|---|---|---|
| Market capi | $11.34B | $97.94B |
| Trailing P/Ei | 26.63 | 21.14 |
| Forward P/Ei | 18.02 | 12.96 |
| Price/Salesi | 7.78 | 11.84 |
| EV/Revenuei | 5.57 | 4.59 |
| Analyst targeti | $222.59 | $423.46 |
| Target upsidei | -11.54% | +18.26% |
| Metric | PAYC | INTU |
|---|---|---|
| Revenue growthi | 9.80% | 13.70% |
| Earnings growthi | 48.10% | -0.80% |
| EPS growthi | +48.10% | -0.80% |
| FCF margini | +19.79% | +30.02% |
| Operating margini | 31.72% | 17.64% |
| Profit margini | 22.78% | 21.29% |
| ROIC proxyi | 41.09% | 23.60% |
| Return on equityi | 41.09% | 23.60% |
| Dividend yieldi | 0.60% | 1.54% |
| Payout ratioi | 15.87% | 29.16% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 0.83 | 0.96 |
| Debt/equityi | 171.97 | 43.89 |
| Current ratioi | 1.07 | 1.51 |
| Quick ratioi | 0.08 | 0.78 |
Over the past year, PAYC and INTU have moved moderately in the same direction (correlation of 0.55), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | PAYC | INTU |
|---|---|---|---|
| 1Y | Growthi | +37.12% | -49.33% |
| CAGRi | +37.19% | -49.38% | |
| Volatilityi | 47.85% | 50.58% | |
| Sharpe ratioi | 0.80 | -1.18 | |
| Sortino ratioi | 1.32 | -1.50 | |
| Max drawdowni | 43.28% | 62.68% | |
| Current drawdowni | 0.00% | 49.75% | |
| Avg drawdowni | 22.87% | 37.40% | |
| Ulcer Indexi | 26.54% | 42.56% | |
| Max daily dropi | 10.72% | 20.02% | |
| Max wkly dropi | 13.33% | 24.51% | |
| 5Y | Growthi | -48.30% | -41.70% |
| CAGRi | -12.37% | -10.24% | |
| Volatilityi | 46.32% | 39.18% | |
| Sharpe ratioi | -0.14 | -0.19 | |
| Sortino ratioi | -0.19 | -0.27 | |
| Max drawdowni | 79.16% | 68.41% | |
| Current drawdowni | 49.63% | 57.47% | |
| Avg drawdowni | 55.85% | 26.37% | |
| Ulcer Indexi | 57.76% | 32.11% | |
| Max daily dropi | 38.49% | 20.02% | |
| Max wkly dropi | 39.26% | 24.51% | |
| 10Y | Growthi | +431.37% | +233.78% |
| CAGRi | +18.18% | +12.81% | |
| Volatilityi | 45.38% | 34.92% | |
| Sharpe ratioi | 0.50 | 0.39 | |
| Sortino ratioi | 0.71 | 0.56 | |
| Max drawdowni | 79.16% | 68.41% | |
| Current drawdowni | 49.63% | 57.47% | |
| Avg drawdowni | 32.43% | 15.32% | |
| Ulcer Indexi | 41.87% | 23.15% | |
| Max daily dropi | 38.49% | 20.02% | |
| Max wkly dropi | 39.26% | 24.51% |
| Category | PAYC | INTU |
|---|---|---|
| Company | PAYC | INTU |
| Sector | Technology | Technology |
| Industry | Software - Application | Software - Application |
| Core business | Paycom Software, Inc. provides cloud-based human capital management (HCM) solution delivered as software-as-a-service for small to mid-sized companies in the United States. | Intuit Inc. provides financial management, payments and capital, compliance, and marketing products and services in the United States. |
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