SCHY vs VYMI Stock Comparison: AI Score, Valuation, Performance and Upside
SCHY and VYMI represent quality vs quantity approaches to international dividend investing. SCHY selects 100 best international dividend quality stocks with 10+ consecutive payment years — lower current yield but more sustainable income growth. VYMI holds 1,600+ international high-yield stocks without strict quality screening — higher current yield but with dividend cut risk from weaker issuers. SCHY suits quality-first income investors; VYMI suits maximum current international yield seekers.
SCHY vs VYMI — Schwab International Dividend Equity ETF (100 quality international dividend stocks with 10+ consecutive years at 0.14%, quality-screened for long-term dividend sustainability) versus Vanguard International High Dividend Yield ETF (1,600+ international high-yield dividend payers at 0.22%, capturing maximum current international dividend yield with broader diversification).
VYMI holds the edge across 4 of 5 key metrics in this comparison. VYMI has delivered stronger 1-year price return (+26.94% vs +19.87% for SCHY).
- want SCHD's quality-first philosophy applied to international markets — 10+ consecutive dividend year and quality factor screening for sustainable international income
- prioritize dividend growth over maximum current yield — SCHY's quality holdings grow dividends annually, compounding income from international equities over time
- prefer concentrated 100-stock quality portfolio over broad 1,600+ stock index — higher conviction in best international dividend payers vs all dividend payers
- are comfortable with lower current yield (3.5-5%) vs VYMI in exchange for better dividend sustainability and quality characteristics
- prioritize maximum current international income — VYMI's broader yield capture delivers higher near-term distributions than SCHY's quality filtering allows
- want broader emerging market dividend exposure — VYMI includes higher-yielding Brazilian, Chinese, and other emerging market dividend payers excluded by SCHY
- prefer broad 1,600+ stock diversification reducing single-stock risk vs SCHY's concentrated 100-stock quality portfolio
- use VYMI as maximum international income complement to quality domestic dividend ETFs (SCHD) in a dividend portfolio
| Metric | SCHY | VYMI |
|---|---|---|
| ETF scorei | 72.0 | 95.0 |
| Latest closei | $32.51 | $103.13 |
| 1M returni | -2.81% | -0.45% |
| 6M returni | +7.24% | +16.16% |
| 1Y returni | +19.87% | +26.94% |
The ETF score weights long-term returns and risk-adjusted performance most heavily, but still rewards low expense ratios, larger fund size, and broader diversification — so it can favor low-cost, broad, mega-cap funds over smaller thematic or actively-managed funds even when the latter have delivered stronger returns.
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | SCHY | VYMI |
|---|---|---|
| 1Y ago | $12.44K (+24.4%) started 2025-09-18 | $13.32K (+33.2%) started 2025-09-18 |
| 5Y ago | $19.28K (+92.8%) started 2021-09-20 | $25.88K (+158.8%) started 2021-09-20 |
| 10Y ago | $19.43K (+94.3%) started 2021-04-29 | $47.01K (+370.1%) started 2016-09-19 |
Hypothetical — past performance does not guarantee future results.
| Metric | SCHY | VYMI |
|---|---|---|
| Expense ratioi | 0.08% | 0.07% |
| Total assets (AUM)i | $2.61B | $22.74B |
| Dividend yieldi | 3.34% | 3.43% |
| Trailing P/Ei | 15.47 | 13.70 |
| Betai | 0.54 | 0.65 |
| 52-week change | 19.87% | 26.94% |
| Metric | SCHY | VYMI |
|---|---|---|
| 1Y returni | +19.87% | +26.94% |
| 6M returni | +7.24% | +16.16% |
| 1M returni | -2.81% | -0.45% |
| 1Y Sharpe ratio | 1.21 | 1.54 |
| Betai | 0.54 | 0.65 |
| Dividend yieldi | 3.34% | 3.43% |
| 5Y CAGR | +9.36% | +14.71% |
Over the past year, SCHY and VYMI have moved strongly in the same direction (correlation of 0.87), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | SCHY | VYMI |
|---|---|---|---|
| 1Y | Growthi | +19.87% | +26.94% |
| CAGRi | +19.89% | +26.96% | |
| Volatilityi | 11.96% | 13.23% | |
| Sharpe ratioi | 1.21 | 1.54 | |
| Sortino ratioi | 1.76 | 2.30 | |
| Max drawdowni | 9.11% | 10.14% | |
| Current drawdowni | 3.76% | 2.98% | |
| Avg drawdowni | 2.26% | 1.47% | |
| Ulcer Indexi | 3.21% | 2.57% | |
| Max daily dropi | 2.79% | 3.05% | |
| Max wkly dropi | 6.40% | 6.42% | |
| 5Y | Growthi | +56.36% | +98.48% |
| CAGRi | +9.36% | +14.71% | |
| Volatilityi | 13.26% | 14.80% | |
| Sharpe ratioi | 0.40 | 0.70 | |
| Sortino ratioi | 0.58 | 1.01 | |
| Max drawdowni | 24.03% | 24.05% | |
| Current drawdowni | 3.76% | 2.98% | |
| Avg drawdowni | 4.94% | 4.41% | |
| Ulcer Indexi | 7.01% | 6.78% | |
| Max daily dropi | 4.93% | 6.27% | |
| Max wkly dropi | 9.01% | 10.94% | |
| 10Y | Growthi | +57.22% | +182.27% |
| CAGRi | +8.76% | +10.94% | |
| Volatilityi | 13.08% | 16.49% | |
| Sharpe ratioi | 0.37 | 0.44 | |
| Sortino ratioi | 0.52 | 0.60 | |
| Max drawdowni | 24.03% | 40.00% | |
| Current drawdowni | 3.76% | 2.98% | |
| Avg drawdowni | 4.84% | 6.34% | |
| Ulcer Indexi | 6.83% | 9.33% | |
| Max daily dropi | 4.93% | 11.02% | |
| Max wkly dropi | 9.01% | 21.40% |
| Category | SCHY | VYMI |
|---|---|---|
| Fund name | Schwab International Dividend Equity ETF | Vanguard International High Dividend Yield Index Fund ETF Shares |
| Type | ETF | ETF |
| Expense ratioi | 0.08% | 0.07% |
| Total assets (AUM)i | $2.61B | $22.74B |
| Dividend yieldi | 3.34% | 3.43% |
- 10+ consecutive dividend year requirement applies globally: SCHY's stringent dividend history screen eliminates international companies with unsustainable payouts or dividend cut histories
- Quality factor screening matching SCHD's methodology: cash flow to debt and return on equity screens select financially healthy international businesses with durable income
- More concentrated quality: 100 holdings vs VYMI's 1,600+ — higher conviction in best international dividend payers rather than broad cap-weighted dividend selection
- Higher current yield than SCHY: VYMI's yield-focused index without strict quality screens captures higher-yielding international stocks — attractive for maximum near-term income
- 1,600+ holdings: much broader diversification than SCHY's 100 holdings — reduced single-stock risk through index breadth
- Emerging market high-yield inclusion: VYMI includes higher-yielding dividend payers from Brazil, China, and other emerging markets excluded by SCHY's consecutive dividend requirement
- Concentrated 100-holding portfolio creates more single-stock risk: SCHY's quality concentration means any single holding represents 1%+ of portfolio — underperformance of specific names has more impact
- Developed market tilt: 10+ consecutive dividend year requirement heavily favors established European and Japanese companies with stable business models — less emerging market high-yield exposure
- Slightly lower current yield vs VYMI: quality screening and dividend growth emphasis means SCHY yields slightly less than VYMI's quantity-over-quality approach
- Less rigorous quality screening: VYMI's yield focus without consecutive dividend year requirement may include companies paying unsustainable dividends that get cut
- Lower dividend growth rate: high-yield companies often have limited capacity to grow dividends — VYMI's income may grow more slowly than SCHY's quality growers over time
- Higher expense ratio (0.22%) vs SCHY (0.14%): Vanguard charges more for VYMI than Schwab for SCHY — marginally reducing income retained by investors
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