MSFT vs V Comparison: AI Score, Valuation, Performance and Upside
MSFT holds the edge across 3 of 5 key metrics in this comparison. V has delivered stronger 1-year price return (+8.30% vs -3.15%), though MSFT has the better forward P/E setup (21.78x vs 25.43x for V). On fundamentals, MSFT is growing revenue faster (17.70%), while V maintains the higher operating margin (66.13%) — a classic growth-versus-profitability split. Analyst consensus implies similar upside for both: +10.89% for MSFT and +9.51% for V.
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | MSFT | V |
|---|---|---|
| AI scorei | 60.0 | 51.0 |
| AI ranki | #146 | #433 |
| Latest closei | $501.61 | $369.95 |
| 1M returni | +3.80% | -0.29% |
| 6M returni | +30.97% | +21.52% |
| 1Y returni | -3.15% | +8.30% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | MSFT | V |
|---|---|---|
| 1Y ago | $9.75K (-2.5%) started 2025-09-22 | $10.74K (+7.4%) started 2025-09-22 |
| 5Y ago | $17.83K (+78.3%) started 2021-09-23 | $17.15K (+71.5%) started 2021-09-23 |
| 10Y ago | $109.25K (+992.5%) started 2016-09-23 | $50.71K (+407.1%) started 2016-09-23 |
Hypothetical — past performance does not guarantee future results.
| Metric | MSFT | V |
|---|---|---|
| Market capi | $3.81T | $712.47B |
| Trailing P/Ei | 28.58 | 32.48 |
| Forward P/Ei | 21.78 | 25.43 |
| Price/Salesi | 11.87 | 18.85 |
| EV/Revenuei | 11.65 | 16.00 |
| Analyst targeti | $569.45 | $417.90 |
| Target upsidei | +10.89% | +9.51% |
| Metric | MSFT | V |
|---|---|---|
| Revenue growthi | 17.70% | 14.40% |
| Earnings growthi | 31.70% | 10.20% |
| EPS growthi | +31.70% | +10.20% |
| FCF margini | +4.99% | +45.86% |
| Operating margini | 45.11% | 66.13% |
| Profit margini | 40.30% | 50.78% |
| ROIC proxyi | 34.04% | 61.19% |
| Return on equityi | 34.04% | 61.19% |
| Dividend yieldi | 0.71% | 0.70% |
| Payout ratioi | 19.83% | 22.13% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 1.10 | 0.76 |
| Debt/equityi | 29.12 | 67.82 |
| Current ratioi | 1.23 | 0.98 |
| Quick ratioi | 1.10 | 0.63 |
Over the past year, MSFT and V have moved weakly in the same direction (correlation of 0.19), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | MSFT | V |
|---|---|---|---|
| 1Y | Growthi | -2.50% | +7.43% |
| CAGRi | -2.50% | +7.45% | |
| Volatilityi | 32.56% | 21.96% | |
| Sharpe ratioi | -0.06 | 0.23 | |
| Sortino ratioi | -0.09 | 0.36 | |
| Max drawdowni | 34.91% | 17.35% | |
| Current drawdowni | 7.46% | 3.69% | |
| Avg drawdowni | 17.11% | 6.28% | |
| Ulcer Indexi | 19.81% | 7.89% | |
| Max daily dropi | 9.99% | 4.50% | |
| Max wkly dropi | 14.43% | 8.30% | |
| 5Y | Growthi | +72.77% | +66.67% |
| CAGRi | +11.56% | +10.76% | |
| Volatilityi | 28.23% | 22.93% | |
| Sharpe ratioi | 0.37 | 0.37 | |
| Sortino ratioi | 0.55 | 0.53 | |
| Max drawdowni | 37.15% | 24.14% | |
| Current drawdowni | 7.46% | 3.69% | |
| Avg drawdowni | 12.21% | 6.75% | |
| Ulcer Indexi | 15.70% | 8.64% | |
| Max daily dropi | 9.99% | 7.74% | |
| Max wkly dropi | 14.43% | 11.76% | |
| 10Y | Growthi | +874.00% | +376.33% |
| CAGRi | +25.57% | +16.90% | |
| Volatilityi | 27.76% | 24.50% | |
| Sharpe ratioi | 0.80 | 0.58 | |
| Sortino ratioi | 1.19 | 0.83 | |
| Max drawdowni | 37.15% | 36.36% | |
| Current drawdowni | 7.46% | 3.69% | |
| Avg drawdowni | 7.64% | 6.37% | |
| Ulcer Indexi | 11.63% | 8.91% | |
| Max daily dropi | 14.74% | 13.55% | |
| Max wkly dropi | 16.36% | 16.49% |
| Category | MSFT | V |
|---|---|---|
| Company | MSFT | V |
| Sector | Technology | Financial Services |
| Industry | Software - Infrastructure | Credit Services |
| Core business | Microsoft Corporation, a technology company, develops and supports a portfolio of technology solutions for individuals and businesses worldwide. | Visa Inc. operates as a payment technology company in the United States and internationally. |
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