MSFT vs V Comparison: AI Score, Valuation, Performance and Upside
MSFT holds the edge across 3 of 5 key metrics in this comparison. V has delivered stronger 1-year price return (+6.70% vs -4.75%), though MSFT has the better forward P/E setup (19.96x vs 24.49x for V). On fundamentals, MSFT is growing revenue faster (17.70%), while V maintains the higher operating margin (66.13%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for MSFT (+21.16%) than for V (+12.92%).
| Metric | MSFT | V |
|---|---|---|
| AI score | 58.8 | 50.5 |
| AI rank | #187 | #446 |
| Latest close | $499.99 | $362.50 |
| 1M return | +30.43% | +4.31% |
| 6M return | +27.01% | +10.14% |
| 1Y return | -4.75% | +6.70% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | MSFT | V |
|---|---|---|
| 1Y ago | $9.6K (-4.0%) started 2025-08-07 | $10.92K (+9.2%) started 2025-08-07 |
| 5Y ago | $18.54K (+85.4%) started 2021-08-09 | $16.03K (+60.3%) started 2021-08-09 |
| 10Y ago | $109.15K (+991.5%) started 2016-08-08 | $51.49K (+414.9%) started 2016-08-08 |
Hypothetical — past performance does not guarantee future results.
| Metric | MSFT | V |
|---|---|---|
| Market cap | $3.45T | $683.58B |
| Trailing P/E | 25.90 | 31.16 |
| Forward P/E | 19.96 | 24.49 |
| Price/Sales | 11.87 | 18.85 |
| EV/Revenue | 10.56 | 15.36 |
| Analyst target | $563.05 | $413.45 |
| Target upside | +21.16% | +12.92% |
| Metric | MSFT | V |
|---|---|---|
| Revenue growth | 17.70% | 14.40% |
| Earnings growth | 31.70% | 10.20% |
| EPS growth | +31.70% | +10.20% |
| FCF margin | +4.93% | +45.86% |
| Operating margin | 45.11% | 66.13% |
| Profit margin | 40.30% | 50.78% |
| ROIC proxy | 34.04% | 61.19% |
| Return on equity | 34.04% | 61.19% |
| Dividend yield | 0.78% | 0.73% |
| Beta | 1.13 | 0.75 |
| Debt/equity | 29.12 | 67.82 |
| Current ratio | 1.23 | 0.98 |
| Quick ratio | 1.10 | 0.63 |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | MSFT | V |
|---|---|---|---|
| 1Y | Growth | -4.00% | +9.16% |
| CAGR | -4.01% | +9.17% | |
| Sharpe ratio | -0.11 | 0.31 | |
| Max drawdown | 34.91% | 17.35% | |
| Max daily drop | 9.99% | 4.50% | |
| Max wkly drop | 14.43% | 8.30% | |
| 5Y | Growth | +79.26% | +55.57% |
| CAGR | +12.40% | +9.25% | |
| Sharpe ratio | 0.40 | 0.31 | |
| Max drawdown | 37.15% | 25.35% | |
| Max daily drop | 9.99% | 7.74% | |
| Max wkly drop | 14.43% | 11.76% | |
| 10Y | Growth | +866.30% | +382.69% |
| CAGR | +25.47% | +17.05% | |
| Sharpe ratio | 0.80 | 0.58 | |
| Max drawdown | 37.15% | 36.36% | |
| Max daily drop | 14.74% | 13.55% | |
| Max wkly drop | 16.36% | 16.49% |
| Category | MSFT | V |
|---|---|---|
| Company | MSFT | V |
| Sector | Technology | Financial Services |
| Industry | Software - Infrastructure | Credit Services |
| Core business | N/A | N/A |
| Investor focus | N/A | N/A |
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