Data as of:
brimindinvest.com / compare / dbx-vs-msftLIVE
DBX
Dropbox, Inc. · Technology
$36.54
-2.90% this month
VERSUS
COMPARE
MSFT
Microsoft Corporation · Technology
$539.44
+8.51% this month
Comparison scoreboard
MSFT LEADS 3/5
AI Scorei
DBX 34.0
MSFT ✓60.9
1Y Returni
DBX ✓+26.22%
MSFT +5.07%
Fwd P/Ei
DBX ✓10.40
MSFT 21.78
Target Up.i
DBX -10.13%
MSFT ✓+10.89%
Op. Margini
DBX 26.10%
MSFT ✓45.11%
Metrics last refreshed: 10/16/2026
Quick take

DBX vs MSFT: Dropbox vs Microsoft Stock Comparison: AI Score, Valuation, Performance and Upside

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Dropbox is a smaller cloud storage platform fighting Microsoft's OneDrive bundling with AI document workflows and strong FCF generation, while Microsoft is the enterprise cloud and AI giant that bundles OneDrive within its dominant Microsoft 365 subscription. Dropbox is the high-quality underdog FCF story; Microsoft is the AI platform compounder.

DBX vs MSFT is a focused cloud storage FCF business competing against Microsoft's bundled platform versus the enterprise AI cloud giant — Dropbox wins if niche document workflow and simplicity retain SMB users; Microsoft wins by compounding AI monetization across its already-installed enterprise base.

Live analysis · updated 10/16/2026

MSFT holds the edge across 3 of 5 key metrics in this comparison. DBX leads on both 1-year return (+26.22%) and forward P/E quality (10.40x vs 21.78x for MSFT), a relatively favorable combination of momentum and valuation. MSFT leads on both revenue growth (17.70%) and operating margin (45.11%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies meaningfully more upside for MSFT (+10.89%) than for DBX (-10.13%).

Want a full valuation workup? 46-section report — AI Score, Monte Carlo forecast, bull/bear case, DCF, and more.
Normalized 1Y performance
DBX
MSFT
Recent returns
DBX
MSFT
Analyst price targets & sentiment

Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.

DBX
Price target range
analyst mean$30.67
current price$36.54
-10.1% upside to analyst mean
MSFT · 54 analysts
STRONG BUYHOLDSTRONG SELL
Strong Buy (1.3/5.0)
53 Buy / 3 Hold / 0 Sell
Price target range
analyst low$400.00
analyst high$870.00
analyst mean$569.45
current price$539.44
+10.9% upside to analyst mean
Who should consider this stock?
DBX may suit investors who:
  • value Dropbox's strong FCF generation relative to market cap as a shareholder return driver
  • believe Dropbox's simplicity and DocSend AI features retain users despite OneDrive bundling
  • prefer a focused, profitable cloud storage business vs Microsoft's massive enterprise complexity
  • want a lower-valuation cloud software investment with buyback-funded capital return
MSFT may suit investors who:
  • prefer the world's most complete enterprise AI platform across Azure, Copilot, and Microsoft 365
  • value Microsoft's enterprise distribution advantage that makes OneDrive and Teams defaults for most businesses
  • want durable recurring B2B subscription revenue compounding with AI feature adoption
  • are comfortable paying a premium multiple for Microsoft's enterprise AI monetization breadth
Performance & AI score
Performance & AI score
MetricDBXMSFT
AI scorei34.060.9
AI ranki#1868#139
Latest closei$36.54$539.44
1M returni-2.90%+8.51%
3M returni+20.00%+34.49%
6M returni+51.62%+28.36%
1Y returni+26.22%+5.07%
$10,000 invested — hypothetical growth (dividends reinvested)

How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?

$10,000 invested — hypothetical growth (dividends reinvested)
PeriodDBXMSFT
1Y ago$12.88K (+28.8%)
started 2025-10-16
$10.54K (+5.4%)
started 2025-10-16
5Y ago$12.27K (+22.7%)
started 2021-10-18
$18.7K (+87.0%)
started 2021-10-18
10Y ago$12.83K (+28.3%)
started 2018-03-23
$117.92K (+1079.2%)
started 2016-10-17

Hypothetical — past performance does not guarantee future results.

Valuation & upside potential
Valuation & upside potential
MetricDBXMSFT
Market capi$7.42B$3.81T
Trailing P/Ei18.8528.58
Forward P/Ei10.4021.78
Price/SalesiN/A11.87
EV/Revenuei4.0711.65
Analyst targeti$30.67$569.45
Target upsidei-10.13%+10.89%
Growth, profitability & risk
Growth, profitability & risk
MetricDBXMSFT
Revenue growthi0.90%17.70%
Earnings growthi-6.70%31.70%
EPS growthi-6.70%+31.70%
FCF margini+30.93%+4.99%
Operating margini26.10%45.11%
Profit margini17.49%40.30%
ROIC proxyiN/A34.04%
Return on equityiN/A34.04%
Dividend yieldiN/A0.71%
Payout ratioi0.00%19.83%
Dividend growth streakiN/ANo increase yet
Betai0.641.10
Debt/equityiN/A29.12
Current ratioi1.071.23
Quick ratioi1.011.10
Correlation

Over the past year, DBX and MSFT have moved weakly in the same direction (correlation of 0.29), based on daily returns.

1Y
0.29
-1.0+1.0
5Y
0.43
-1.0+1.0
10Y
0.45
-1.0+1.0
Drawdown & downside risk

Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.

1Y risk snapshot
DBX max drawdowni29.08%
MSFT max drawdowni34.91%
DBX max wkly dropi13.16%
MSFT max wkly dropi14.43%
5Y risk snapshot
DBX max drawdowni38.83%
MSFT max drawdowni37.15%
DBX max wkly dropi28.23%
MSFT max wkly dropi14.43%
10Y risk snapshot
DBX max drawdowni62.64%
MSFT max drawdowni37.15%
DBX max wkly dropi28.23%
MSFT max wkly dropi16.36%
Performance metrics by period
Performance metrics by period
PeriodMetricDBXMSFT
1YGrowthi+28.75%+5.44%
CAGRi+28.81%+5.45%
Volatilityi38.15%32.79%
Sharpe ratioi0.740.19
Sortino ratioi1.160.29
Max drawdowni29.08%34.91%
Current drawdowni3.18%0.74%
Avg drawdowni11.23%17.19%
Ulcer Indexi13.67%19.81%
Max daily dropi8.34%9.99%
Max wkly dropi13.16%14.43%
5YGrowthi+22.70%+81.12%
CAGRi+4.18%+12.63%
Volatilityi34.34%28.17%
Sharpe ratioi0.160.40
Sortino ratioi0.220.60
Max drawdowni38.83%37.15%
Current drawdowni3.18%0.74%
Avg drawdowni20.01%12.22%
Ulcer Indexi22.18%15.69%
Max daily dropi22.93%9.99%
Max wkly dropi28.23%14.43%
10YGrowthi+28.30%+951.30%
CAGRi+2.95%+26.53%
Volatilityi38.87%27.78%
Sharpe ratioi0.150.83
Sortino ratioi0.221.23
Max drawdowni62.64%37.15%
Current drawdowni13.00%0.74%
Avg drawdowni39.76%7.65%
Ulcer Indexi41.28%11.63%
Max daily dropi22.93%14.74%
Max wkly dropi28.23%16.36%
AI Prediction Signali
Members only
Next 5 trading days
DBX
+2.8%BUY
MSFT
+1.1%HOLD
Next 30 trading days
DBX
+6.4%BUY
MSFT
+3.2%HOLD

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Business comparison
Business comparison
CategoryDBXMSFT
CompanyDropbox, Inc.Microsoft Corporation
SectorTechnologyTechnology
IndustrySoftware - InfrastructureSoftware - Infrastructure
Core businessCloud storage and collaboration platform with 700M+ registered users. Dropbox is competing against Microsoft OneDrive's bundling in Microsoft 365 by focusing on AI document workflows, DocSend, and cross-platform collaboration for individuals and SMBs who need a simple, reliable file sync experience.Azure cloud infrastructure, Microsoft 365 (Word, Excel, Teams, OneDrive, Outlook), Copilot AI, GitHub, Xbox, LinkedIn, and enterprise software across CRM (Dynamics), collaboration (Teams), and analytics (Power BI).
Investor focusARPU growth through AI features, paying user stabilization, FCF generation, and whether Dropbox can retain users against Microsoft's bundling strategy.Azure AI growth, Copilot adoption and monetization across Microsoft 365, operating margin sustainability, and enterprise platform lock-in.
DBX strengths
  • Dropbox is one of the most cash-generative SMB SaaS companies relative to market cap — strong FCF-to-revenue conversion
  • Strong brand among individuals and small teams who prefer Dropbox's simplicity over Microsoft's complexity
  • DocSend adds document analytics and AI workflow value that Microsoft OneDrive does not replicate well for sales teams
MSFT strengths
  • Microsoft 365 bundles OneDrive, Teams, and Copilot with a subscription that is already paid by 400M+ enterprise users
  • Azure is the #2 cloud platform globally and growing fastest among top hyperscalers in some periods
  • Copilot AI across Microsoft 365, GitHub, Dynamics, and Bing creates the broadest enterprise AI monetization surface
Risks to watch — DBX
  • Microsoft OneDrive's inclusion in Microsoft 365 subscriptions creates an existential pricing challenge — most business users already have OneDrive as part of their subscription
  • Paying user growth has plateaued — Dropbox must grow ARPU rather than user count
  • Microsoft Copilot integrated with OneDrive adds AI capabilities that Dropbox must match with its own AI features
Risks to watch — MSFT
  • Azure growth must sustain AI momentum to justify premium multiple
  • Copilot adoption has been slower than initial estimates — AI monetization timeline is uncertain
  • Antitrust pressure on Teams bundling in Europe and potential Copilot bundling scrutiny
Frequently asked questions
Microsoft is a higher-quality, higher-growth business with far greater scale and AI monetization potential. Dropbox is a more specialized FCF machine that is better-valued on cash flow metrics but faces structural headwinds from Microsoft's bundling. For growth and quality, Microsoft; for cash flow value with modest growth, Dropbox.
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Volatility, Sharpe and Sortino ratios, maximum, current, and average drawdown, Ulcer Index, and worst single-day and single-week drops across every timeframe.

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