EQR vs UDR Stock Comparison: AI Score, Valuation, Performance and Upside
Equity Residential and UDR are both major apartment REITs, but Equity Residential concentrates its portfolio in coastal gateway metropolitan markets, while UDR maintains a more diversified mix of coastal and Sun Belt market exposure across the country.
EQR offers concentrated exposure to established, high-income coastal rental markets, while UDR offers diversified exposure balancing coastal stability with Sun Belt growth potential. The decision depends on whether you prefer coastal market concentration or geographic diversification.
EQR holds the edge across 5 of 5 key metrics in this comparison. EQR leads on both 1-year return (-1.27%) and forward P/E quality (41.09x vs 66.29x for UDR), a relatively favorable combination of momentum and valuation. EQR leads on both revenue growth (2.10%) and operating margin (27.88%), suggesting a stronger fundamental setup on both dimensions. Analyst consensus implies similar upside for both: +14.66% for EQR and +13.34% for UDR.
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
- Want concentrated exposure to coastal gateway apartment markets
- Believe high-income renter demographics in major coastal cities support durable long-term rent growth
- Value deep local operating expertise built over a long history in coastal markets
- Are comfortable with regional economic and regulatory risk tied to coastal market concentration
- Want diversified apartment exposure balancing coastal and Sun Belt markets
- Believe Sun Belt population growth trends support continued rental demand
- Value geographic diversification that reduces reliance on any single regional economic cycle
- Are comfortable with the new supply risk that comes with high-growth Sun Belt markets
| Metric | EQR | UDR |
|---|---|---|
| AI scorei | 40.1 | 36.9 |
| AI ranki | #1179 | #1538 |
| Latest closei | $63.66 | $35.37 |
| 1M returni | -6.78% | -6.77% |
| 6M returni | +0.97% | -0.73% |
| 1Y returni | -1.27% | -7.82% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | EQR | UDR |
|---|---|---|
| 1Y ago | $9.91K (-0.9%) started 2025-08-21 | $9.37K (-6.3%) started 2025-09-15 |
| 5Y ago | $10.38K (+3.8%) started 2021-08-23 | $8.84K (-11.6%) started 2021-09-16 |
| 10Y ago | $21.22K (+112.2%) started 2016-08-22 | $19.98K (+99.8%) started 2016-09-16 |
Hypothetical — past performance does not guarantee future results.
| Metric | EQR | UDR |
|---|---|---|
| Market capi | $24.61B | $13.64B |
| Trailing P/Ei | 28.68 | 23.49 |
| Forward P/Ei | 41.09 | 66.29 |
| Price/Salesi | N/A | 9.08 |
| EV/Revenuei | 10.48 | 10.68 |
| Analyst targeti | $72.99 | $42.07 |
| Target upsidei | +14.66% | +13.34% |
| Metric | EQR | UDR |
|---|---|---|
| Revenue growthi | 2.10% | -0.10% |
| Earnings growthi | -39.90% | 90.90% |
| EPS growthi | -39.90% | +90.90% |
| FCF margini | +45.48% | +44.15% |
| Operating margini | 27.88% | 20.18% |
| Profit margini | 27.97% | 29.56% |
| ROIC proxyi | 8.02% | 13.74% |
| Return on equityi | 8.02% | 13.74% |
| Dividend yieldi | 4.26% | 4.66% |
| Payout ratioi | 121.33% | 109.18% |
| Dividend growth streaki | No increase yet | No increase yet |
| Betai | 0.75 | 0.69 |
| Debt/equityi | 78.68 | 156.14 |
| Current ratioi | 0.13 | 0.18 |
| Quick ratioi | 0.03 | 0.00 |
Over the past year, EQR and UDR have moved strongly in the same direction (correlation of 0.83), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | EQR | UDR |
|---|---|---|---|
| 1Y | Growthi | -0.95% | -6.33% |
| CAGRi | -0.95% | -6.34% | |
| Volatilityi | 20.29% | 20.22% | |
| Sharpe ratioi | -0.17 | -0.45 | |
| Sortino ratioi | -0.23 | -0.62 | |
| Max drawdowni | 13.32% | 15.56% | |
| Current drawdowni | 9.25% | 14.23% | |
| Avg drawdowni | 5.68% | 6.12% | |
| Ulcer Indexi | 6.72% | 7.29% | |
| Max daily dropi | 4.15% | 4.22% | |
| Max wkly dropi | 7.58% | 8.31% | |
| 5Y | Growthi | -10.89% | -24.10% |
| CAGRi | -2.28% | -5.37% | |
| Volatilityi | 22.68% | 23.18% | |
| Sharpe ratioi | -0.19 | -0.32 | |
| Sortino ratioi | -0.26 | -0.44 | |
| Max drawdowni | 39.32% | 44.44% | |
| Current drawdowni | 22.95% | 33.34% | |
| Avg drawdowni | 20.71% | 24.83% | |
| Ulcer Indexi | 22.83% | 26.76% | |
| Max daily dropi | 6.94% | 7.46% | |
| Max wkly dropi | 13.27% | 15.67% | |
| 10Y | Growthi | +39.10% | +39.17% |
| CAGRi | +3.36% | +3.36% | |
| Volatilityi | 24.98% | 25.43% | |
| Sharpe ratioi | 0.08 | 0.08 | |
| Sortino ratioi | 0.11 | 0.11 | |
| Max drawdowni | 45.90% | 44.44% | |
| Current drawdowni | 22.95% | 33.34% | |
| Avg drawdowni | 15.40% | 16.50% | |
| Ulcer Indexi | 19.47% | 20.93% | |
| Max daily dropi | 16.91% | 17.55% | |
| Max wkly dropi | 24.13% | 28.28% |
| Category | EQR | UDR |
|---|---|---|
| Company | Equity Residential | UDR, Inc. |
| Sector | Real Estate | Real Estate |
| Industry | REIT - Residential | REIT - Residential |
| Core business | A real estate investment trust that owns and operates apartment communities concentrated primarily in coastal gateway metropolitan markets, including major cities along the East and West Coasts. | A real estate investment trust that owns and operates apartment communities across a diversified mix of coastal and Sun Belt metropolitan markets throughout the United States. |
| Investor focus | Same-store revenue and occupancy trends in its coastal gateway markets, new supply pressure in key metropolitan areas, and portfolio expansion into newer growth markets. | Same-store revenue and occupancy trends across its diversified coastal and Sun Belt markets, new supply pressure in high-growth Sun Belt submarkets, and portfolio optimization through acquisitions and dispositions. |
- Concentration in coastal gateway markets provides exposure to high-income renter demographics with strong long-term rent growth potential
- Long operating history in major coastal metropolitan markets has built deep local operating expertise and property management relationships
- Selective portfolio expansion into additional growth markets provides some diversification beyond core coastal concentration
- Diversified exposure across both coastal and Sun Belt markets balances higher-growth Sun Belt demand with more established coastal market stability
- Geographic diversification across many metropolitan markets reduces reliance on any single regional economic cycle
- Active portfolio management through acquisitions and dispositions has been used to optimize the quality of its market exposure over time
- Coastal gateway market concentration exposes the portfolio to regional economic cycles and local regulatory or rent control policy risk
- New apartment supply in certain coastal submarkets can pressure occupancy and rent growth during periods of elevated construction
- Higher property values in coastal gateway markets can result in lower cap rates and dividend yields relative to Sun Belt-focused peers
- Sun Belt market exposure carries elevated new apartment supply risk given the pace of construction in many high-growth metropolitan areas
- Balancing capital allocation between coastal and Sun Belt markets requires ongoing strategic judgment about relative growth prospects
- Rent growth in Sun Belt markets can be more volatile than in supply-constrained coastal gateway markets
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