CB vs TRV Comparison: AI Score, Valuation, Performance and Upside
Compare Chubb and Travelers by commercial lines pricing power, catastrophe exposure, combined ratio, premium growth, dividend yield, and analyst upside.
Use this Chubb vs Travelers comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
TRV holds the edge across 3 of 5 key metrics in this comparison. TRV has delivered stronger 1-year price return (+39.47% vs +23.14%), though CB has the better forward P/E setup (12.05x vs 12.69x for TRV). On fundamentals, CB is growing revenue faster (10.20%), while TRV maintains the higher operating margin (23.70%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for CB (+1.89%) than for TRV (-8.80%).
| Metric | CB | TRV |
|---|---|---|
| AI score | 49.1 | 49.2 |
| AI rank | #556 | #547 |
| Latest close | $343.23 | $372.08 |
| 1M return | +5.54% | +19.79% |
| 6M return | +14.42% | +36.47% |
| 1Y return | +23.14% | +39.47% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | CB | TRV |
|---|---|---|
| 1Y ago | $12.71K (+27.1%) started 2025-07-23 | $14.05K (+40.5%) started 2025-07-23 |
| 5Y ago | $22.96K (+129.6%) started 2021-07-26 | $29.26K (+192.6%) started 2021-07-26 |
| 10Y ago | $37.85K (+278.5%) started 2016-07-25 | $47.81K (+378.1%) started 2016-07-25 |
Hypothetical — past performance does not guarantee future results.
| Metric | CB | TRV |
|---|---|---|
| Market cap | $136.59B | $78.46B |
| Trailing P/E | 12.45 | 9.92 |
| Forward P/E | 12.05 | 12.69 |
| Price/Sales | N/A | 1.32 |
| EV/Revenue | 2.63 | 1.65 |
| Analyst target | $358.83 | $336.50 |
| Target upside | +1.89% | -8.80% |
| Metric | CB | TRV |
|---|---|---|
| Revenue growth | 10.20% | 0.30% |
| Earnings growth | 78.70% | 57.10% |
| EPS growth | +78.70% | +57.10% |
| FCF margin | +20.70% | +30.17% |
| Operating margin | 20.64% | 23.70% |
| Profit margin | 18.53% | 16.95% |
| ROIC proxy | 15.43% | 26.51% |
| Return on equity | 15.43% | 26.51% |
| Dividend yield | 1.16% | 1.36% |
| Beta | 0.41 | 0.47 |
| Debt/equity | 31.46 | 27.38 |
| Current ratio | 0.39 | 0.32 |
| Quick ratio | 0.19 | 0.19 |
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | CB | TRV |
|---|---|---|---|
| 1Y | Growth | +27.05% | +40.55% |
| CAGR | +27.13% | +40.66% | |
| Sharpe ratio | 1.14 | 1.57 | |
| Max drawdown | 9.62% | 8.58% | |
| Max daily drop | 3.62% | 3.31% | |
| Max wkly drop | 5.66% | 5.72% | |
| 5Y | Growth | +116.31% | +170.10% |
| CAGR | +16.72% | +22.03% | |
| Sharpe ratio | 0.64 | 0.81 | |
| Max drawdown | 19.26% | 18.90% | |
| Max daily drop | 7.20% | 7.92% | |
| Max wkly drop | 9.23% | 11.58% | |
| 10Y | Growth | +216.42% | +285.25% |
| CAGR | +12.22% | +14.45% | |
| Sharpe ratio | 0.42 | 0.49 | |
| Max drawdown | 42.59% | 46.28% | |
| Max daily drop | 16.77% | 20.80% | |
| Max wkly drop | 24.86% | 27.45% |
| Category | CB | TRV |
|---|---|---|
| Company | CB | TRV |
| Sector | Financial Services | Financial Services |
| Industry | N/A | Insurance - Property & Casualty |
| Core business | N/A | N/A |
| Investor focus | N/A | N/A |
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