GWRE vs DUOL Comparison: AI Score, Valuation, Performance and Upside
Compare Guidewire's sticky P&C-insurance-core-systems franchise against Duolingo's consumer subscription language-learning growth.
Use this Guidewire Software vs Duolingo comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
GWRE holds the edge across 3 of 5 key metrics in this comparison. GWRE has delivered stronger 1-year price return (-29.37% vs -51.69%), though DUOL has the better forward P/E setup (20.36x vs 46.47x for GWRE). On fundamentals, GWRE is growing revenue faster (26.90%), while DUOL maintains the higher operating margin (11.68%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for GWRE (+10.77%) than for DUOL (-13.67%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | GWRE | DUOL |
|---|---|---|
| AI scorei | 45.1 | 24.9 |
| AI ranki | #774 | #2108 |
| Latest closei | $161.04 | $128.00 |
| 1M returni | +5.84% | -11.28% |
| 3M returni | +0.46% | -7.08% |
| 6M returni | +15.01% | +23.04% |
| 1Y returni | -29.37% | -51.69% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | GWRE | DUOL |
|---|---|---|
| 1Y ago | $7.23K (-27.7%) started 2025-11-04 | $4.88K (-51.2%) started 2025-11-04 |
| 5Y ago | $13K (+30.0%) started 2021-11-04 | $8.07K (-19.3%) started 2021-11-04 |
| 10Y ago | $28.34K (+183.4%) started 2016-11-04 | $9.53K (-4.7%) started 2021-07-28 |
Hypothetical — past performance does not guarantee future results.
| Metric | GWRE | DUOL |
|---|---|---|
| Market capi | $15.85B | $7.25B |
| Trailing P/Ei | 102.90 | 18.39 |
| Forward P/Ei | 46.47 | 20.36 |
| Price/Salesi | N/A | N/A |
| EV/Revenuei | 11.75 | 5.42 |
| Analyst targeti | $210.86 | $134.29 |
| Target upsidei | +10.77% | -13.67% |
| Metric | GWRE | DUOL |
|---|---|---|
| Revenue growthi | 26.90% | 18.30% |
| Earnings growthi | -64.80% | -27.50% |
| EPS growthi | -64.80% | -27.50% |
| FCF margini | +19.93% | +26.22% |
| Operating margini | 8.22% | 11.68% |
| Profit margini | 11.25% | 35.88% |
| ROIC proxyi | 11.93% | 34.42% |
| Return on equityi | 11.93% | 34.42% |
| Dividend yieldi | N/A | N/A |
| Payout ratioi | 0.00% | 0.00% |
| Dividend growth streaki | N/A | N/A |
| Betai | 0.93 | 0.88 |
| Debt/equityi | 53.47 | 6.11 |
| Current ratioi | 2.44 | 2.72 |
| Quick ratioi | 2.24 | 2.51 |
Over the past year, GWRE and DUOL have moved moderately in the same direction (correlation of 0.41), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | GWRE | DUOL |
|---|---|---|---|
| 1Y | Growthi | -27.71% | -51.15% |
| CAGRi | -27.75% | -51.20% | |
| Volatilityi | 61.77% | 63.11% | |
| Sharpe ratioi | -0.29 | -0.89 | |
| Sortino ratioi | -0.41 | -1.13 | |
| Max drawdowni | 53.91% | 65.64% | |
| Current drawdowni | 27.71% | 51.15% | |
| Avg drawdowni | 28.21% | 48.01% | |
| Ulcer Indexi | 31.12% | 49.47% | |
| Max daily dropi | 19.93% | 25.49% | |
| Max wkly dropi | 30.53% | 28.24% | |
| 5Y | Growthi | +30.03% | -19.29% |
| CAGRi | +5.39% | -4.20% | |
| Volatilityi | 43.43% | 64.89% | |
| Sharpe ratioi | 0.23 | 0.19 | |
| Sortino ratioi | 0.35 | 0.27 | |
| Max drawdowni | 60.79% | 83.35% | |
| Current drawdowni | 38.51% | 76.33% | |
| Avg drawdowni | 25.85% | 34.55% | |
| Ulcer Indexi | 31.18% | 42.85% | |
| Max daily dropi | 19.93% | 25.49% | |
| Max wkly dropi | 30.53% | 31.98% | |
| 10Y | Growthi | +183.37% | -4.66% |
| CAGRi | +10.98% | -0.90% | |
| Volatilityi | 37.98% | 65.77% | |
| Sharpe ratioi | 0.35 | 0.24 | |
| Sortino ratioi | 0.50 | 0.36 | |
| Max drawdowni | 60.79% | 83.35% | |
| Current drawdowni | 38.51% | 76.33% | |
| Avg drawdowni | 18.25% | 38.59% | |
| Ulcer Indexi | 24.50% | 46.15% | |
| Max daily dropi | 19.93% | 25.49% | |
| Max wkly dropi | 30.53% | 31.98% |
| Category | GWRE | DUOL |
|---|---|---|
| Company | GWRE | DUOL |
| Sector | Technology | Technology |
| Industry | Software - Application | Software - Application |
| Core business | Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. | Duolingo, Inc. operates as a mobile learning platform in the United States, the United Kingdom, and internationally. |
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