TJX vs BJ Comparison: AI Score, Valuation, Performance and Upside
Compare TJX's off-price treasure-hunt model against BJ's Wholesale's membership warehouse club economics.
Use this TJX Companies vs BJ's Wholesale comparison to evaluate the key differences across valuation, growth, profitability, and risk before making an investment decision.
TJX holds the edge across 3 of 5 key metrics in this comparison. BJ leads on both 1-year return (-5.91%) and forward P/E quality (18.19x vs 23.47x for TJX), a relatively favorable combination of momentum and valuation. On fundamentals, BJ is growing revenue faster (15.70%), while TJX maintains the higher operating margin (10.91%) — a classic growth-versus-profitability split. Analyst consensus implies meaningfully more upside for TJX (+26.11%) than for BJ (+15.58%).
Human Wall Street analysts' price targets, typically implying a ~12-month view — a separate signal from this site's own AI Prediction Signal further down the page, which is a 5-/30-day machine-learning forecast based on price history alone.
| Metric | TJX | BJ |
|---|---|---|
| AI scorei | 51.7 | 44.1 |
| AI ranki | #437 | #834 |
| Latest closei | $127.24 | $92.03 |
| 1M returni | -11.94% | +0.26% |
| 6M returni | -17.74% | -4.83% |
| 1Y returni | -9.07% | -5.91% |
How much would $10,000 be worth today if invested at the start of each period, with all dividends reinvested?
| Period | TJX | BJ |
|---|---|---|
| 1Y ago | $9.09K (-9.1%) started 2025-09-18 | $9.41K (-5.9%) started 2025-09-18 |
| 5Y ago | $20.66K (+106.6%) started 2021-09-20 | $15.98K (+59.8%) started 2021-09-20 |
| 10Y ago | $44.05K (+340.5%) started 2016-09-19 | $41.83K (+318.3%) started 2018-06-28 |
Hypothetical — past performance does not guarantee future results.
| Metric | TJX | BJ |
|---|---|---|
| Market capi | $149.27B | $11.55B |
| Trailing P/Ei | 25.02 | 20.00 |
| Forward P/Ei | 23.47 | 18.19 |
| Price/Salesi | 2.51 | N/A |
| EV/Revenuei | 2.55 | 0.63 |
| Analyst targeti | $170.40 | $105.65 |
| Target upsidei | +26.11% | +15.58% |
| Metric | TJX | BJ |
|---|---|---|
| Revenue growthi | 5.40% | 15.70% |
| Earnings growthi | 23.60% | 19.30% |
| EPS growthi | +23.60% | +19.30% |
| FCF margini | +7.05% | +1.08% |
| Operating margini | 10.91% | 4.05% |
| Profit margini | 9.73% | 2.61% |
| ROIC proxyi | 62.17% | 27.67% |
| Return on equityi | 62.17% | 27.67% |
| Dividend yieldi | 1.43% | N/A |
| Payout ratioi | 32.50% | 0.00% |
| Dividend growth streaki | No increase yet | N/A |
| Betai | 0.62 | 0.19 |
| Debt/equityi | 134.42 | 126.21 |
| Current ratioi | 1.15 | 0.73 |
| Quick ratioi | 0.56 | 0.11 |
Over the past year, TJX and BJ have moved weakly in the same direction (correlation of 0.17), based on daily returns.
Lower drawdown and smaller single-period drops generally indicate a smoother ride, though they do not guarantee lower future risk.
| Period | Metric | TJX | BJ |
|---|---|---|---|
| 1Y | Growthi | -9.07% | -5.91% |
| CAGRi | -9.07% | -5.91% | |
| Volatilityi | 20.66% | 29.91% | |
| Sharpe ratioi | -0.58 | -0.21 | |
| Sortino ratioi | -0.79 | -0.29 | |
| Max drawdowni | 27.06% | 18.45% | |
| Current drawdowni | 24.45% | 10.46% | |
| Avg drawdowni | 4.91% | 7.53% | |
| Ulcer Indexi | 7.77% | 8.52% | |
| Max daily dropi | 6.04% | 8.25% | |
| Max wkly dropi | 8.53% | 13.78% | |
| 5Y | Growthi | +94.92% | +59.77% |
| CAGRi | +14.30% | +9.84% | |
| Volatilityi | 22.40% | 32.40% | |
| Sharpe ratioi | 0.51 | 0.31 | |
| Sortino ratioi | 0.74 | 0.45 | |
| Max drawdowni | 27.68% | 30.12% | |
| Current drawdowni | 24.45% | 23.27% | |
| Avg drawdowni | 5.76% | 11.72% | |
| Ulcer Indexi | 8.55% | 14.07% | |
| Max daily dropi | 6.73% | 16.28% | |
| Max wkly dropi | 13.72% | 16.12% | |
| 10Y | Growthi | +285.91% | +318.32% |
| CAGRi | +14.46% | +19.01% | |
| Volatilityi | 26.19% | 36.92% | |
| Sharpe ratioi | 0.48 | 0.53 | |
| Sortino ratioi | 0.69 | 0.81 | |
| Max drawdowni | 42.55% | 38.76% | |
| Current drawdowni | 24.45% | 23.27% | |
| Avg drawdowni | 6.43% | 12.84% | |
| Ulcer Indexi | 9.24% | 15.45% | |
| Max daily dropi | 20.40% | 16.28% | |
| Max wkly dropi | 28.23% | 22.97% |
| Category | TJX | BJ |
|---|---|---|
| Company | TJX | BJ |
| Sector | Consumer Cyclical | Consumer Defensive |
| Industry | Apparel Retail | Discount Stores |
| Core business | The TJX Companies, Inc., together with its subsidiaries, operates as an off-price apparel and home fashions retailer worldwide. | BJ's Wholesale Club Holdings, Inc., together with its subsidiaries, operates membership warehouse clubs on the eastern half of the United States. |
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